UMB Financial Executive and Leadership Team

Paul Williamson, the President & Regional Chief Executive Officer, Colorado at UMB Financial, manages all commercial and personal banking operations within the Colorado market. Overseeing regional growth initiatives, the President & Regional Chief Executive Officer, Colorado drives market share expansion by tailoring financial products to local business needs. This leadership role involves building strong relationships with institutional clients and public finance entities to secure long-term partnerships. By coordinating with the broader corporate team, Paul Williamson ensures that regional activities align with the overarching mission of the firm. The President & Regional Chief Executive Officer, Colorado also monitors local economic trends to adjust lending strategies and deposit services accordingly. Through consistent focus on client satisfaction and operational excellence, Williamson strengthens the presence of the company across the region, ultimately contributing to the stability and profitability of the entire financial services portfolio.

James Rine, the President & Chief Executive Officer (UMB Bank) at UMB Financial, oversees the entire banking division, including commercial, personal, and institutional services. Directing the strategic vision for the bank, the President & Chief Executive Officer (UMB Bank) ensures that all lending, deposit, and wealth management operations function with maximum efficiency. This leadership role involves constant collaboration with the Board to maintain fiscal health and regulatory compliance across all business units. By fostering a culture of innovation, James Rine drives the development of new financial products that address the complex needs of modern businesses. The President & Chief Executive Officer (UMB Bank) also manages the overall risk profile of the institution to protect shareholder value. Through decisive leadership and a focus on long-term growth, Rine maintains the reputation of the company as a premier provider of diversified financial solutions in the United States.

Carla Green, the Senior Vice President and Business Unit Chief Financial Officer at UMB Financial, directs the financial planning, budgeting, and performance analysis for specific business units within the corporation. Overseeing the fiscal health of these units, the Senior Vice President and Business Unit Chief Financial Officer ensures that all capital allocation decisions support the broader strategic goals of the firm. This leadership role involves monitoring revenue streams and cost structures to optimize profitability across commercial and institutional banking services. By providing detailed financial insights, Carla Green enables other executives to make informed decisions regarding market expansion and product development. The Senior Vice President and Business Unit Chief Financial Officer also manages the reporting processes to ensure transparency and accuracy in all financial disclosures. Through rigorous analysis and strategic oversight, Green maintains the financial integrity of the business units, contributing significantly to the overall success of the company.

Ken Kotiza, the President at UMB Financial, manages the high-level operational execution of the firm's core banking and institutional trust services. Overseeing the integration of capital markets and corporate trust functions, the President ensures that these specialized services deliver consistent value to institutional clients. This leadership role involves coordinating cross-departmental efforts to streamline service delivery and enhance the overall client experience. By focusing on operational efficiency, Ken Kotiza drives the growth of the firm's fee-based businesses. The President also collaborates with regional leaders to ensure that the national strategy is effectively implemented across all markets. Through the continuous refinement of service models, Kotiza maintains the competitive position of the company in the institutional finance sector. By aligning internal processes with market demands, the President ensures that the organization remains a trusted partner for businesses and institutions seeking complex financial solutions.

Lisa Balmas, the Community Bank President at UMB Financial, directs the retail and small business banking operations that serve local communities. Overseeing the branch network and customer service standards, the Community Bank President ensures that personal banking solutions remain accessible and effective for individual clients. This leadership role involves developing local outreach programs to increase deposit growth and loan penetration within the community. By fostering strong relationships with local business owners, Lisa Balmas drives the expansion of the bank's footprint in key markets. The Community Bank President also monitors the performance of individual branches to ensure that service quality meets the high standards of the firm. Through the implementation of customer-centric strategies, Balmas strengthens the brand loyalty of the company among retail clients. By focusing on the unique needs of local markets, the Community Bank President contributes to the overall stability and growth of the retail banking division.

John Russ, the President & President, Region & Commercial Services (Kansas City) at UMB Financial, manages the commercial banking operations and regional strategy within the Kansas City market. Overseeing the delivery of lending and treasury management services, the President & President, Region & Commercial Services (Kansas City) ensures that local businesses receive tailored financial support. This leadership role involves driving revenue growth through the acquisition of new commercial accounts and the expansion of existing client relationships. By coordinating with the broader corporate team, John Russ aligns regional activities with the national commercial banking strategy. The President & President, Region & Commercial Services (Kansas City) also monitors local economic indicators to manage credit risk and identify new market opportunities. Through consistent focus on client service and operational excellence, Russ strengthens the market position of the company in its headquarters region, ensuring that commercial services remain a primary driver of corporate revenue.

Doug Kohlbeck, the Regional President at UMB Financial, directs the strategic operations and business development efforts across designated geographic territories. Overseeing the regional sales teams, the Regional President ensures that the full suite of banking and wealth management services reaches the target client base. This leadership role involves building partnerships with local institutions and businesses to drive market penetration. By analyzing regional economic trends, Doug Kohlbeck adjusts the service delivery model to meet the specific needs of the local market. The Regional President also coordinates with other regional leaders to share best practices and ensure a unified approach to client service. Through the effective management of regional resources, Kohlbeck supports the overall growth objectives of the firm. By maintaining a strong presence in the region, the Regional President ensures that the company remains a preferred financial partner for businesses and individuals seeking reliable and comprehensive banking solutions.

Justin Butler, the President, Market , Commercial Banking (Springfield) at UMB Financial, manages the commercial banking portfolio and market development in the Springfield area. Overseeing the lending and deposit services for local businesses, the President, Market , Commercial Banking (Springfield) ensures that the firm provides high-quality financial solutions to the regional business community. This leadership role involves cultivating relationships with key stakeholders and identifying opportunities for commercial growth. By aligning local operations with the broader corporate strategy, Justin Butler drives the expansion of the bank's commercial footprint. The President, Market , Commercial Banking (Springfield) also monitors the local competitive landscape to ensure that the company maintains a strong market position. Through the effective management of client relationships and credit portfolios, Butler supports the overall revenue goals of the organization. By focusing on the specific needs of the Springfield market, the President, Market , Commercial Banking (Springfield) ensures that the firm remains a vital partner for local economic development.

John Felton, the Chief Technology Officer at UMB Financial, directs the digital infrastructure and cybersecurity frameworks supporting the firm's diverse financial services. Overseeing the integration of advanced banking platforms, the Chief Technology Officer ensures that all technological assets remain secure and scalable for institutional and personal clients. This leadership role involves modernizing legacy systems to improve transaction efficiency across the entire enterprise. By implementing cutting-edge software solutions, John Felton directly impacts the operational agility of the organization. Furthermore, the Chief Technology Officer collaborates with other executive leaders to align digital transformation initiatives with the broader corporate strategy. Through the continuous optimization of data processing capabilities, Felton maintains the competitive edge of the company in a rapidly evolving financial landscape, ensuring that all digital banking solutions meet the highest standards of reliability and performance for every customer.

Robert Beaird, the Executive Vice President & Chief Human Resources Officer at UMB Financial, manages the talent acquisition, employee development, and organizational culture strategies for the entire firm. Overseeing the workforce planning initiatives, the Executive Vice President & Chief Human Resources Officer ensures that the company attracts and retains top-tier professionals capable of delivering high-quality financial services. This leadership role involves designing compensation structures and performance management systems that align with corporate objectives. By fostering an inclusive and high-performance environment, Robert Beaird directly supports the operational success of all business units. The Executive Vice President & Chief Human Resources Officer also coordinates with other C-suite leaders to ensure that human capital strategies support the long-term growth and stability of the organization. Through the implementation of robust training programs, Beaird ensures that the workforce remains equipped to handle the evolving demands of the banking and wealth management sectors.