TVS Credit Services Executive and Leadership Team

May, 2026

Leadership Overview

TVS Credit Services has 4 executives leading key functions including strategy, finance, marketing, and human resources.

Driven by innovation, TVS Credit Services is a fintech company and loan provider focused on two and three-wheeler financing, impacting the Indian market through accessible financial solutions.

Leadership Roles at TVS Credit Services

  • Chief Executive Officer - Lokendra Sendhav
  • Chief Financial Officer - Shubham Bharne
  • Chief Marketing Officer - Charandeep Chawla
  • Chief People Officer - Prashant Utreja
  • Lokendra Sendhav - Chief Executive Officer

    Lokendra Sendhav, the Chief Executive Officer at TVS Credit Services, directs the company's overall strategic vision and operational execution. Sendhav guides the organization's expansion within the competitive fintech landscape, focusing on enhancing the core business of two and three-wheeler financing. This leadership role involves aligning departmental objectives with the company's mission to provide accessible financial solutions across India. Overseeing market penetration strategies, the Chief Executive Officer ensures robust growth trajectories and sustained profitability. Lokendra Sendhav drives initiatives aimed at optimizing the loan origination process and improving customer engagement. The executive's focus remains on strengthening TVS Credit Services' position as a leading loan provider by adapting to evolving market demands and technological advancements. This involves fostering a culture of innovation and operational excellence throughout the organization.

    Shubham Bharne - Chief Financial Officer

    Shubham Bharne, the Chief Financial Officer at TVS Credit Services, manages all financial operations and fiscal strategy. Bharne oversees budgeting, financial planning, and risk management, ensuring the company's financial health and stability within the dynamic fintech sector. This critical role involves optimizing capital allocation and driving revenue growth through sound financial policies. The Chief Financial Officer directs treasury functions, investor relations, and compliance with regulatory requirements pertinent to loan provision in India. Shubham Bharne is instrumental in securing funding and managing financial resources to support the company's expansion in two and three-wheeler financing. By analyzing financial data, Bharne provides key insights to inform strategic decision-making and enhance operational efficiency. The executive's dedication to financial integrity underpins TVS Credit Services' commitment to sustainable growth and market leadership.

    Charandeep Chawla - Chief Marketing Officer

    Charandeep Chawla, the Chief Marketing Officer at TVS Credit Services, spearheads all marketing and brand development initiatives. Chawla directs strategies to enhance market presence and customer acquisition within the two and three-wheeler financing segment. This leadership position involves understanding and responding to the evolving needs of the Indian consumer base. The Chief Marketing Officer oversees advertising campaigns, digital marketing efforts, and public relations to build brand equity and drive customer loyalty. Charandeep Chawla focuses on communicating the value proposition of TVS Credit Services' loan products effectively. By analyzing market trends and consumer behavior, Chawla shapes marketing messages that resonate with target demographics. The executive's efforts are crucial in expanding the company's reach and solidifying its reputation as a trusted fintech loan provider.
    Charandeep Chawla

    Prashant Utreja - Chief People Officer

    Prashant Utreja, the Chief People Officer at TVS Credit Services, leads all human resources functions and talent management strategies. Utreja is responsible for cultivating a high-performance organizational culture that supports the company's growth in the fintech and loan provision sector. This role involves overseeing recruitment, employee development, compensation, and benefits to attract and retain top talent across India. The Chief People Officer ensures that HR policies align with business objectives and promote employee engagement and productivity. Prashant Utreja drives initiatives focused on workforce planning and organizational design to meet the demands of expanding operations in two and three-wheeler financing. By fostering a positive work environment, Utreja contributes significantly to the overall success and operational efficiency of TVS Credit Services. The executive's commitment to people development strengthens the company's human capital.
    Prashant Utreja

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    Frequently Asked Questions Regarding TVS Credit Services Top Executives and Leadership Team

    Who leads TVS Credit Services?
    TVS Credit Services is led by Lokendra Sendhav (Chief Executive Officer), along with executives such as Shubham Bharne (Chief Financial Officer) and Charandeep Chawla (Chief Marketing Officer).
    Who is part of TVS Credit Services’s executive team?
    The executive team of TVS Credit Services includes leaders such as Lokendra Sendhav (Chief Executive Officer), Shubham Bharne (Chief Financial Officer), Charandeep Chawla (Chief Marketing Officer) and other senior executives.
    How many executives does TVS Credit Services have?
    TVS Credit Services has 4 executives leading key business areas.
    What roles are included in TVS Credit Services’s leadership team?
    The leadership team of TVS Credit Services includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Marketing Officer, Chief People Officer.