Texas Capital Bank Executive and Leadership Team

June, 2026

Leadership Overview

Texas Capital Bank has 9 executives leading key functions including technology, information systems, finance, operations, human resources, risk management, and administration.

Driven by a commitment to serving Texas-based businesses, Texas Capital Bank delivers comprehensive financial services, fostering growth and stability through strategic leadership and a deep understanding of the regional market.

Leadership Roles at Texas Capital Bank

  • Chief Financial Officer - Tom X. Wells
  • Chief Financial Officer & President - Matthew Scurlock
  • Managing Director & Chief Financial Officer for Retail Banking, Technology and Operations - Josh Sommer
  • Managing Director & Chief Operating Officer - Jonathan Cummings
  • Chief Technology Officer - Matthew Underwood
  • Chief Information Officer - Judd Nicholson
  • Managing Director & Chief Human Resources Officer - Jeff Hood
  • Chief Risk Officer & Chief Revenue Officer - David Oman
  • Chief Administrative Officer - Rich Bechtel
  • Tom X. Wells - Chief Financial Officer

    Tom X. Wells, the Chief Financial Officer at Texas Capital Bank, oversees the bank's financial operations and strategic financial planning. Wells manages all aspects of financial reporting, budgeting, and capital management, ensuring the bank's fiscal health and stability. This role is central to guiding the bank's financial strategy, supporting its mission to provide robust financial services to Texas businesses. The Chief Financial Officer's responsibilities include optimizing financial performance, managing risk, and driving profitability. Wells's expertise is critical in navigating the complex financial landscape of the banking industry. Tom X. Wells's financial acumen underpins the bank's sustained growth and operational integrity.

    Matthew Scurlock - Chief Financial Officer & President

    Matthew Scurlock, the Chief Financial Officer & President at Texas Capital Bank, holds dual responsibility for the bank's financial health and its overall strategic direction. Scurlock guides financial planning, capital allocation, and risk management while also driving the bank's executive leadership and corporate strategy. This comprehensive role ensures that financial decisions directly support the bank's mission to deliver exceptional financial services to Texas-based businesses. The Chief Financial Officer & President's oversight extends to key business initiatives and operational performance. Matthew Scurlock's leadership integrates financial stewardship with executive decision-making, positioning the bank for sustained success and market leadership. Scurlock's dual role ensures financial rigor and strategic foresight.
    Matthew Scurlock

    Josh Sommer - Managing Director & Chief Financial Officer for Retail Banking, Technology and Operations

    Josh Sommer, the Managing Director & Chief Financial Officer for Retail Banking, Technology and Operations at Texas Capital Bank, directs financial strategy for critical business units. Sommer oversees financial planning, budgeting, and performance analysis specifically for the bank's retail banking, technology, and operations divisions. This specialized financial leadership ensures that these key areas operate efficiently and contribute effectively to the bank's overall profitability and service delivery to Texas businesses. The Managing Director & Chief Financial Officer for Retail Banking, Technology and Operations plays a vital role in optimizing financial resources and driving financial discipline within these departments. Josh Sommer's financial expertise supports the strategic growth and operational integrity of these essential banking functions. Sommer's focus enhances financial accountability.

    Jonathan Cummings - Managing Director & Chief Operating Officer

    Jonathan Cummings, the Managing Director & Chief Operating Officer at Texas Capital Bank, directs the bank's operational strategies and day-to-day business functions. Cummings ensures the efficient and effective delivery of financial services to Texas-based businesses, overseeing critical operational processes that support the bank's growth objectives. This leadership role involves optimizing workflows, managing resources, and driving operational excellence across all departments. The Managing Director & Chief Operating Officer's focus is on enhancing service delivery and maintaining high standards of operational performance. Jonathan Cummings's strategic oversight is fundamental to the bank's ability to execute its business plan and serve its client base effectively. Cummings drives operational improvements that bolster the bank's market presence.
    Jonathan Cummings

    Matthew Underwood - Chief Technology Officer

    Matthew Underwood, the Chief Technology Officer at Texas Capital Bank, directs the bank's technology strategy and execution. Overseeing all technology infrastructure and development, Underwood ensures that the bank's digital platforms and systems support its core mission of delivering financial services to Texas-based businesses. This leadership involves architecting scalable solutions that enhance operational efficiency and customer experience across all banking functions. Underwood's focus remains on leveraging cutting-edge technology to drive innovation and maintain a competitive edge in the financial services sector. The Chief Technology Officer's role is critical in safeguarding data integrity and ensuring robust cybersecurity measures are in place, protecting both the bank and its clients. Matthew Underwood's strategic vision guides the technological evolution of the institution.

    Judd Nicholson - Chief Information Officer

    Judd Nicholson, the Chief Information Officer at Texas Capital Bank, manages the bank's information systems and IT operations. Nicholson is responsible for the strategic planning and implementation of information technology initiatives that align with the bank's business objectives. This includes overseeing the development and maintenance of the bank's IT infrastructure, ensuring system reliability, and driving digital transformation efforts. The Chief Information Officer plays a vital part in enhancing the bank's operational capabilities and supporting its growth across Texas. Nicholson's leadership ensures that information systems effectively support client services and internal processes, contributing to the bank's overall efficiency and market position. Judd Nicholson's oversight is crucial for maintaining technological alignment with business goals.

    Jeff Hood - Managing Director & Chief Human Resources Officer

    Jeff Hood, the Managing Director & Chief Human Resources Officer at Texas Capital Bank, leads the bank's human capital strategy and management. Hood is responsible for talent acquisition, employee development, and fostering a positive organizational culture that supports the bank's mission. This role is crucial in attracting and retaining top talent within the financial services sector, ensuring the bank has the skilled workforce necessary to serve Texas businesses. The Managing Director & Chief Human Resources Officer oversees all HR functions, including compensation, benefits, and employee relations. Jeff Hood's leadership ensures that the bank's human resources practices align with its strategic goals and promote employee engagement. Hood's efforts cultivate a high-performing team.
    Jeff Hood

    David Oman - Chief Risk Officer & Chief Revenue Officer

    David Oman, the Chief Risk Officer & Chief Revenue Officer at Texas Capital Bank, manages both the bank's risk management framework and its revenue generation strategies. Oman is responsible for identifying, assessing, and mitigating potential risks across the organization while simultaneously driving initiatives to increase revenue and market share. This dual focus ensures that the bank operates securely and profitably, supporting its commitment to Texas-based businesses. The Chief Risk Officer & Chief Revenue Officer's leadership integrates prudent risk management with aggressive revenue growth tactics. David Oman's strategic approach balances financial stability with expansionary goals, crucial for navigating the competitive banking landscape. Oman's role is pivotal for sustainable growth.

    Rich Bechtel - Chief Administrative Officer

    Rich Bechtel, the Chief Administrative Officer at Texas Capital Bank, oversees the bank's administrative functions and supports strategic initiatives across the organization. Bechtel ensures that the bank's internal operations and support services are aligned with its overall business objectives, facilitating the efficient delivery of financial services to Texas businesses. This leadership role encompasses managing various administrative departments to enhance organizational effectiveness and operational efficiency. The Chief Administrative Officer's responsibilities are critical for maintaining a well-functioning corporate environment that supports employee productivity and client satisfaction. Rich Bechtel's administrative expertise contributes to the bank's smooth operation and strategic execution. Bechtel's oversight streamlines corporate processes.

    Explore Leadership Teams in Banking

    Frequently Asked Questions Regarding Texas Capital Bank Top Executives and Leadership Team

    Who leads Texas Capital Bank?
    Texas Capital Bank is led by Tom X. Wells (Chief Financial Officer), along with executives such as Matthew Scurlock (Chief Financial Officer & President) and Josh Sommer (Managing Director & Chief Financial Officer for Retail Banking, Technology and Operations).
    Who is part of Texas Capital Bank’s executive team?
    The executive team of Texas Capital Bank includes leaders such as Tom X. Wells (Chief Financial Officer), Matthew Scurlock (Chief Financial Officer & President), Josh Sommer (Managing Director & Chief Financial Officer for Retail Banking, Technology and Operations) and other senior executives.
    How many executives does Texas Capital Bank have?
    Texas Capital Bank has 9 executives leading key business areas.
    What roles are included in Texas Capital Bank’s leadership team?
    The leadership team of Texas Capital Bank includes roles such as Chief Financial Officer, Chief Financial Officer & President, Managing Director & Chief Financial Officer for Retail Banking, Technology and Operations, Managing Director & Chief Operating Officer, Chief Technology Officer.