Leadership Overview
Southern Bancorp has 10 executives leading key functions including strategic banking, operational management, financial oversight, and regional market development.
Committed to expanding economic opportunity for underserved communities, Southern Bancorp integrates traditional financial services with community development programs to drive sustainable social impact across the region.
Committed to expanding economic opportunity for underserved communities, Southern Bancorp integrates traditional financial services with community development programs to drive sustainable social impact across the region.
Leadership Roles at Southern Bancorp
Warren Jennings - President & Chief Executive Officer
Warren Jennings, the President & Chief Executive Officer at Southern Bancorp, directs the overarching strategic vision for this community development financial institution. By aligning traditional banking services with targeted economic development initiatives, Jennings ensures the organization maintains financial sustainability while delivering measurable social impact to underserved populations. The President & Chief Executive Officer oversees high-level partnerships with stakeholders and regulatory bodies to expand the reach of financial education and lending programs. Through rigorous assessment of market trends, Warren Jennings drives the long-term growth strategy, ensuring that the institution remains a catalyst for economic mobility. This leadership role involves constant coordination with the board to refine the mission-driven approach, ultimately securing the stability of the bank while fostering prosperity for families and entrepreneurs across the operational footprint.
John Olaimey - President and Chief Executive Officer Office
John Olaimey, the President and Chief Executive Officer Office at Southern Bancorp, manages the executive administrative functions and strategic execution of the organization's core mission. By streamlining internal processes, the President and Chief Executive Officer Office ensures that the bank's community development programs operate with maximum efficiency and transparency. This role involves coordinating cross-departmental efforts to integrate financial services with advocacy activities, directly supporting the institution's goal of expanding economic opportunity. John Olaimey monitors the implementation of corporate policies, ensuring that every initiative aligns with the broader social impact objectives. Through the management of key operational workflows, Olaimey facilitates seamless communication between the executive leadership and the broader organization, maintaining a focus on sustainable growth and community engagement across all regional markets.
Jeff Frazier - Regional Chief Executive Officer
Jeff Frazier, the Regional Chief Executive Officer at Southern Bancorp, directs the strategic execution of banking and community development initiatives across specific geographic territories. By overseeing regional operations, the Regional Chief Executive Officer ensures that the bank's services effectively reach underserved populations and local entrepreneurs. Frazier manages relationships with community leaders and stakeholders to tailor financial programs to the unique needs of the region. This leadership role involves driving growth through targeted lending and financial education efforts, ensuring that the institution's mission remains central to all local activities. Jeff Frazier monitors regional performance metrics, adjusting operational tactics to maximize social and economic impact. Through this focused approach, Frazier strengthens the bank's presence and fosters sustainable development within the communities served by the organization.
T.J. Anderson - Chief Financial Officer & Director, Cfe & Board
T.J. Anderson, the Chief Financial Officer & Director, Cfe & Board at Southern Bancorp, manages the financial health and fiscal integrity of the organization. By overseeing capital allocation, risk management, and financial reporting, the Chief Financial Officer & Director, Cfe & Board ensures that the institution possesses the resources necessary to fund community development and lending activities. Anderson provides critical insights to the board regarding the financial sustainability of various social impact programs, balancing profitability with the bank's mission-driven objectives. This role involves maintaining rigorous compliance standards and optimizing the balance sheet to support long-term growth. T.J. Anderson drives the financial strategy that enables the bank to serve historically underserved communities, ensuring that every dollar invested contributes to measurable economic progress and regional stability.
Jeremy Loftin - Chief Operating Officer
Jeremy Loftin, the Chief Operating Officer at Southern Bancorp, directs the daily operational infrastructure required to deliver banking and lending services effectively. By optimizing internal systems and technology platforms, the Chief Operating Officer ensures that the institution maintains high standards of service delivery for underserved clients. Loftin manages the integration of financial development programs into the standard banking workflow, creating a cohesive model that balances operational efficiency with social mission requirements. This leadership role involves overseeing resource allocation and process improvement initiatives to support the bank's expansion across its regional footprint. Jeremy Loftin collaborates with other C-suite leaders to refine operational strategies, ensuring that the organization remains agile in a competitive financial landscape while consistently meeting the needs of families and entrepreneurs.

Matt Trusty - City President
Matt Trusty, the City President at Southern Bancorp, manages the local banking operations and community engagement efforts within the assigned city. By focusing on the specific financial needs of local families and small businesses, the City President ensures that the bank's lending and development services drive tangible economic growth. Trusty cultivates relationships with local entrepreneurs, providing the necessary financial tools to foster business expansion and community stability. This role involves overseeing the local branch performance and ensuring that all activities align with the broader mission of the institution. Matt Trusty directs the implementation of financial education programs, empowering residents to achieve greater economic security. Through active participation in local development initiatives, Trusty strengthens the bank's reputation as a vital partner in the city's ongoing economic progress.
Mary Davis - City President of Hernando
Mary Davis, the City President of Hernando at Southern Bancorp, directs the delivery of financial services and community development programs within the Hernando market. By identifying local economic challenges, the City President of Hernando designs and implements lending solutions that support underserved individuals and small business owners. Davis manages the local branch team, ensuring that all operations reflect the bank's commitment to social impact and financial sustainability. This leadership role involves building strong partnerships with community organizations to enhance the effectiveness of financial education initiatives. Mary Davis monitors local market trends, adjusting strategies to ensure that the bank remains a primary driver of economic opportunity in the area. Through dedicated service and strategic oversight, Davis fosters long-term prosperity for the residents and businesses of Hernando.
Ronald Magby - Market President
Ronald Magby, the Market President at Southern Bancorp, manages the strategic growth and operational success of the bank across a designated market area. By overseeing the deployment of financial products and community development resources, the Market President ensures that the institution meets the diverse needs of the local population. Magby coordinates with regional leadership to align market-specific goals with the bank's overarching mission of expanding economic opportunity. This role involves managing key client relationships and identifying new avenues for lending and financial support. Ronald Magby drives the implementation of community-focused initiatives, ensuring that the bank remains a trusted partner for families and entrepreneurs. Through consistent monitoring of market performance, Magby optimizes the delivery of services to maximize both financial sustainability and social impact.
Brian McFarlane - City President
Brian McFarlane, the City President at Southern Bancorp, directs the local banking and community development strategy within the assigned city. By focusing on the unique economic landscape of the area, the City President ensures that the bank's lending services effectively support underserved residents and local businesses. McFarlane manages the branch operations, prioritizing customer service and the delivery of financial education programs that promote long-term stability. This role involves engaging with local stakeholders to identify opportunities for economic development and community investment. Brian McFarlane monitors the performance of local lending portfolios, ensuring that all activities contribute to the bank's mission of fostering prosperity. Through proactive leadership and community involvement, McFarlane strengthens the institution's impact and supports the growth of the local economy.
Dale DeLoach - City President
Dale DeLoach, the City President at Southern Bancorp, manages the daily operations and strategic outreach of the bank within the assigned city. By focusing on the financial requirements of local families and entrepreneurs, the City President ensures that the institution provides accessible and effective lending solutions. DeLoach oversees the implementation of community development programs, tailoring services to address the specific economic barriers faced by the local population. This role involves building and maintaining relationships with community leaders to enhance the bank's social impact. Dale DeLoach directs the local team to ensure that all banking activities align with the organization's mission of promoting economic mobility. Through consistent focus on local needs and strategic execution, DeLoach drives the bank's success and contributes to the overall prosperity of the city.
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