Nubank Executive and Leadership Team

Guilherme Marques do Lago, the Chief Financial Officer at Nubank, directs all capital allocation and fiscal planning for the digital banking platform. Managing the balance sheet, the Chief Financial Officer ensures liquidity for credit card and personal loan portfolios. This leadership role involves coordinating with international investors to support expansion across Latin American markets. By optimizing cost structures, Guilherme Marques do Lago directly impacts the profitability of the financial services platform. The Chief Financial Officer maintains rigorous oversight of financial reporting standards to ensure transparency for stakeholders. Through disciplined fiscal management, the Chief Financial Officer secures the long-term stability of the organization. This executive also collaborates with the board to align capital investments with the broader mission of providing accessible banking. Ultimately, the Chief Financial Officer drives the financial health required to sustain rapid growth in the competitive digital finance sector.

Youssef Lahrech, the President & Chief Operating Officer at Nubank, directs the daily operations and global execution of the digital banking platform. Overseeing the integration of banking, credit, and loan services, the President & Chief Operating Officer ensures seamless customer experiences across all digital channels. This leadership role involves scaling operational capacity to support millions of users worldwide. By streamlining internal processes, Youssef Lahrech directly impacts the efficiency and speed of service delivery. The President & Chief Operating Officer coordinates with regional leaders to ensure consistent performance across diverse geographic markets. Through the implementation of automated workflows, the President & Chief Operating Officer enhances the productivity of the entire organization. This executive also manages the operational infrastructure required to support rapid user growth. Ultimately, the President & Chief Operating Officer drives the operational excellence that defines the company's reputation as a premier digital financial services provider.

Samuel Dulik, the Chief Operating Officer (United States) at Nubank, directs the operational strategy for the company's expansion into the North American market. Overseeing the adaptation of digital banking services for local consumers, the Chief Operating Officer (United States) ensures that the platform meets regional regulatory and market demands. This leadership role involves building the operational foundation necessary to compete in the United States financial sector. By establishing efficient service delivery models, Samuel Dulik directly impacts the successful entry and growth of the brand in this new territory. The Chief Operating Officer (United States) coordinates with local teams to optimize the customer journey for credit and loan products. Through strategic resource allocation, the Chief Operating Officer (United States) manages the complexities of launching a digital-first banking model in a mature market. This executive also monitors operational performance to ensure alignment with global standards. Ultimately, the Chief Operating Officer (United States) drives the regional success of the company.

Carlos Rojas Gaitán, the Chief Revenue Officer, Colombia at Nubank, directs all commercial growth initiatives within the Colombian market. Overseeing the acquisition of new banking customers, the Chief Revenue Officer, Colombia ensures the effective deployment of credit card and loan products. This leadership role involves analyzing regional market trends to capture significant share in the digital finance space. By refining sales funnels and customer engagement strategies, Carlos Rojas Gaitán directly impacts the revenue trajectory of the regional business unit. The Chief Revenue Officer, Colombia coordinates with local teams to tailor financial services to the specific needs of the Colombian population. Through strategic partnerships and targeted marketing, the Chief Revenue Officer, Colombia expands the footprint of the digital platform. This executive also monitors performance metrics to ensure alignment with corporate growth targets. Ultimately, the Chief Revenue Officer, Colombia secures a dominant market position through consistent revenue generation.

Elisa Lomelin Elizondo, the Chief of Staff, Information Technology and Security & Head of ITSec Office at Nubank, directs the protection of digital infrastructure and sensitive financial data. Overseeing cybersecurity protocols, the Chief of Staff, Information Technology and Security & Head of ITSec Office ensures the integrity of banking systems against emerging threats. This leadership role involves architecting robust security frameworks that support the company's digital-first banking model. By implementing advanced encryption and monitoring tools, Elisa Lomelin Elizondo directly impacts the trust and safety of the global user base. The Chief of Staff, Information Technology and Security & Head of ITSec Office coordinates with technical teams to maintain compliance with international data protection regulations. Through proactive risk mitigation, the Chief of Staff, Information Technology and Security & Head of ITSec Office safeguards the platform from unauthorized access. This executive also manages the internal security culture to prevent vulnerabilities. Ultimately, the Chief of Staff, Information Technology and Security & Head of ITSec Office ensures operational resilience.

Amelia Bonilla, the Chief of Staff Head of Strategy at Nubank, directs the long-term planning and execution of corporate initiatives. Overseeing cross-functional alignment, the Chief of Staff Head of Strategy ensures that product development for banking and loans remains consistent with the overarching mission. This leadership role involves synthesizing market data to inform executive decision-making regarding new service launches. By facilitating communication between departments, Amelia Bonilla directly impacts the agility and responsiveness of the organization. The Chief of Staff Head of Strategy monitors the progress of key strategic projects to ensure timely delivery of business objectives. Through rigorous analysis of competitive landscapes, the Chief of Staff Head of Strategy identifies opportunities for market expansion. This executive also supports the leadership team in refining the company's value proposition. Ultimately, the Chief of Staff Head of Strategy drives the strategic coherence necessary to maintain a leading position in the global digital financial services industry.

Icaro Freitas, the Risk Chief of Staff at Nubank, directs the assessment and mitigation of financial risks associated with credit cards and personal loans. Overseeing the development of predictive risk models, the Risk Chief of Staff ensures that lending practices remain sustainable and profitable. This leadership role involves analyzing borrower behavior to minimize default rates across the digital platform. By implementing sophisticated risk management frameworks, Icaro Freitas directly impacts the stability of the company's loan portfolio. The Risk Chief of Staff coordinates with data science teams to refine credit scoring algorithms for diverse customer segments. Through continuous monitoring of economic indicators, the Risk Chief of Staff protects the organization from market volatility. This executive also ensures that all risk policies comply with regulatory requirements in the regions of operation. Ultimately, the Risk Chief of Staff drives the prudent financial decision-making that allows the company to scale its lending services safely.

Enrique Cortes, the Global Credit Cards Chief of Staff at Nubank, directs the strategic development and management of the credit card product line. Overseeing the lifecycle of card offerings, the Global Credit Cards Chief of Staff ensures that features remain competitive and attractive to the global user base. This leadership role involves coordinating with product and engineering teams to enhance the digital credit experience. By analyzing usage patterns and customer feedback, Enrique Cortes directly impacts the adoption and retention rates of credit card products. The Global Credit Cards Chief of Staff monitors the performance of the credit portfolio to ensure alignment with corporate growth targets. Through the design of innovative rewards and payment features, the Global Credit Cards Chief of Staff expands the utility of the company's financial services. This executive also manages cross-functional initiatives to improve the credit card user interface. Ultimately, the Global Credit Cards Chief of Staff drives the success of the core credit business.