Leadership Overview
Northwest Bank has 10 executives leading key functions including strategy, operations, technology, human resources, and regional commercial banking.
Committed to fostering long-term financial prosperity, Northwest Bank delivers comprehensive banking, lending, and wealth management solutions while maintaining a strong community-focused presence across its four-state operational footprint.
Committed to fostering long-term financial prosperity, Northwest Bank delivers comprehensive banking, lending, and wealth management solutions while maintaining a strong community-focused presence across its four-state operational footprint.
Leadership Roles at Northwest Bank
Louis Torchio - President & Chief Executive Officer
Louis Torchio, the President & Chief Executive Officer at Northwest Bank, directs the overarching strategic vision and long-term growth initiatives for the entire financial institution. Overseeing the alignment of retail banking, commercial lending, and wealth management divisions, the President & Chief Executive Officer ensures consistent delivery of personalized financial services across Pennsylvania, New York, Ohio, and Indiana. This leadership role involves constant collaboration with the Board to refine corporate governance and market expansion strategies. By prioritizing community-based values alongside modern digital capabilities, Louis Torchio drives the bank toward sustainable profitability and operational excellence. The President & Chief Executive Officer maintains a focus on building enduring customer relationships while navigating the complexities of the regional banking landscape. Through rigorous oversight of institutional performance, Torchio secures the competitive position of the organization within the broader financial services sector.

Daniel Hassman - Chief Operating Officer & Executive Vice President
Daniel Hassman, the Chief Operating Officer & Executive Vice President at Northwest Bank, manages the daily operational efficiency and service delivery standards across the entire branch network. Overseeing the execution of consumer lending products, treasury management services, and merchant solutions, the Chief Operating Officer & Executive Vice President ensures that internal processes support the bank's commitment to personalized service. This role involves optimizing resource allocation to maintain high performance across the four-state footprint while upholding strict regulatory compliance. By streamlining operational workflows, Daniel Hassman facilitates the delivery of mortgages, auto loans, and business financing to a wide range of clients. The Chief Operating Officer & Executive Vice President works closely with regional leadership to ensure that community banking values remain central to the customer experience. Through disciplined management, Hassman drives the operational success that sustains the bank's reputation for reliability and excellence.
Cara Treybal - President, Bank & Commercial Lender
Cara Treybal, the President, Bank & Commercial Lender at Northwest Bank, leads the commercial banking division with a focus on expanding business lending, commercial real estate financing, and equipment financing solutions. Overseeing the development of tailored financial products for small and medium-sized businesses, the President, Bank & Commercial Lender ensures that the bank provides the capital necessary to support regional economic growth. This role involves managing complex client relationships and driving the adoption of treasury management services to meet the operational needs of business customers. By analyzing market trends across the four-state footprint, Cara Treybal identifies opportunities to increase the bank's market share in the commercial sector. The President, Bank & Commercial Lender works with regional teams to ensure that lending decisions remain consistent with the bank's risk management and community-focused values. Through targeted business development, Treybal strengthens the bank's position as a primary financial partner for local enterprises.
Jennifer Gibson - Region Retail Banking President & Executive Director
Jennifer Gibson, the Region Retail Banking President & Executive Director at Northwest Bank, oversees the retail banking strategy and customer service delivery within the designated regional market. Managing the performance of branch locations and the distribution of personal banking products, the Region Retail Banking President & Executive Director ensures that checking, savings, and consumer lending services meet the needs of individuals and families. This role involves driving local market engagement and maintaining the bank's reputation for personalized service and community involvement. By monitoring branch productivity and customer satisfaction metrics, Jennifer Gibson optimizes the retail experience across the regional footprint. The Region Retail Banking President & Executive Director collaborates with other executives to implement digital banking initiatives that enhance convenience for retail clients. Through effective leadership of branch teams, Gibson supports the bank's goal of building long-term customer relationships and expanding its presence in key markets.
John Taets - Regional President
John Taets, the Regional President at Northwest Bank, directs the strategic operations and business development efforts within the assigned regional territory. Overseeing the integration of personal and business banking services, the Regional President ensures that the bank's offerings align with the specific economic needs of the local community. This role involves cultivating relationships with local business leaders and community organizations to drive growth and brand awareness. By managing the regional branch network, John Taets maintains high standards of service and operational efficiency across the territory. The Regional President works closely with the executive team to execute corporate strategies while adapting to the unique competitive dynamics of the region. Through proactive market management, Taets supports the bank's mission of providing comprehensive financial solutions to individuals and businesses. This leadership role focuses on achieving regional performance targets while upholding the bank's commitment to long-term customer success.
Douglas Ragaller - Regional President
Douglas Ragaller, the Regional President at Northwest Bank, manages the regional execution of banking, lending, and wealth management services to ensure consistent service delivery. Overseeing the performance of local branches and the implementation of regional growth strategies, the Regional President ensures that the bank remains a trusted financial partner for the community. This role involves identifying opportunities for business lending and personal banking expansion within the territory. By fostering strong relationships with local clients and stakeholders, Douglas Ragaller drives the bank's commitment to community involvement and personalized service. The Regional President coordinates with corporate leadership to align regional activities with the bank's broader financial goals and operational standards. Through effective oversight of regional assets and personnel, Ragaller supports the bank's mission of providing accessible and efficient financial services. This leadership role focuses on maintaining a strong market presence and delivering value to customers across the regional footprint.
Travis Simpson - Regional President, Bank
Travis Simpson, the Regional President, Bank at Northwest Bank, leads the regional banking operations with a focus on enhancing customer acquisition and service quality. Overseeing the delivery of consumer and business banking products, the Regional President, Bank ensures that the bank's services remain competitive and relevant to the local market. This role involves managing the regional branch network and driving initiatives that promote financial literacy and community development. By analyzing regional performance data, Travis Simpson identifies areas for operational improvement and growth in lending and deposit services. The Regional President, Bank collaborates with other regional leaders to share best practices and ensure a unified approach to customer service across the four-state footprint. Through strategic leadership, Simpson supports the bank's goal of providing modern banking capabilities while maintaining the personal touch of a community-focused institution. This role is essential for driving regional success and long-term customer loyalty.
Dominic Cugini - Chief of Staff
Dominic Cugini, the Chief of Staff at Northwest Bank, coordinates executive communications and streamlines internal operations to support the strategic objectives of the leadership team. Managing the flow of information between departments, the Chief of Staff facilitates efficient decision-making processes that impact the bank's daily operations and long-term planning. This role involves synchronizing cross-functional initiatives to ensure that organizational goals remain consistent across the four-state footprint. By optimizing administrative workflows and project management frameworks, Dominic Cugini enhances the overall productivity of the executive office. The Chief of Staff acts as a primary liaison for internal stakeholders, ensuring that corporate priorities receive appropriate attention and resources. Through meticulous attention to operational detail, Cugini supports the bank's mission of providing high-quality financial services to individuals and businesses while maintaining the high standards expected of a regional financial institution.
Scott Watson - Executive Vice President & Chief Information Officer
Scott Watson, the Executive Vice President & Chief Information Officer at Northwest Bank, architects the digital infrastructure and technological roadmap necessary to support modern banking services. Overseeing cybersecurity, data management, and the integration of mobile banking platforms, the Executive Vice President & Chief Information Officer ensures that all digital channels remain secure, efficient, and user-friendly for customers across the regional network. This leadership role involves evaluating emerging financial technologies to enhance the bank's competitive edge in personal and business banking. By driving digital transformation initiatives, Scott Watson enables the organization to provide seamless online experiences that complement traditional branch services. The Executive Vice President & Chief Information Officer collaborates with other C-suite leaders to align technical capabilities with the bank's broader growth strategy. Through continuous innovation, Watson strengthens the technological foundation required to serve diverse client needs across the four-state market.
Melissa Humes - Chief Human Resources Officer
Melissa Humes, the Chief Human Resources Officer at Northwest Bank, directs talent acquisition, employee development, and organizational culture initiatives to support the bank's workforce across its regional operations. Overseeing the recruitment of skilled professionals and the implementation of training programs, the Chief Human Resources Officer ensures that the organization maintains a high standard of expertise in banking and wealth management. This role involves fostering an inclusive environment that aligns with the bank's community-focused mission and long-term growth objectives. By managing compensation, benefits, and performance management systems, Melissa Humes drives employee engagement and retention across the four-state footprint. The Chief Human Resources Officer collaborates with executive leadership to build a workforce capable of delivering the personalized service expected by clients. Through strategic human capital management, Humes ensures that the bank possesses the talent necessary to navigate the evolving financial services industry effectively.

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