NJM Insurance Group Executive and Leadership Team

Mitchell Livingston, the President & Chief Executive Officer at NJM Insurance Group, directs the overarching corporate strategy and long-term vision for the organization. Focusing on personal auto and homeowners insurance, the President & Chief Executive Officer ensures that the company maintains its reputation for reliability and customer-centric service. Mitchell Livingston manages high-level relationships with regulatory bodies and industry stakeholders to secure the firm's market position. By aligning operational goals with the evolving needs of policyholders, the President & Chief Executive Officer drives sustainable growth across the Mid-Atlantic region. This leadership role involves constant evaluation of market trends to optimize product offerings and service delivery. Through rigorous oversight of organizational performance, the President & Chief Executive Officer fosters a culture of excellence and integrity. Livingston remains dedicated to upholding the core values that define the company's century-long history while navigating modern insurance challenges.

Carol Voorhees, the President & Chief Executive Officer at NJM Insurance Group, architects the operational framework for commercial insurance and workers' compensation divisions. The President & Chief Executive Officer prioritizes the expansion of business insurance portfolios to meet the complex requirements of modern enterprises. Carol Voorhees coordinates with internal departments to streamline underwriting processes and enhance risk assessment capabilities. By focusing on operational efficiency, the President & Chief Executive Officer ensures that the company delivers competitive value to commercial clients. This leadership role requires constant collaboration with the Board to refine business models and adapt to shifting economic landscapes. Voorhees drives initiatives that improve service accessibility for business owners, reinforcing the company's commitment to regional economic support. Through strategic resource allocation, the President & Chief Executive Officer maintains the financial health of the commercial segment while fostering innovation in policy management and claims processing.

Kenneth Betkowski, the Senior Vice President & Chief Financial Officer at NJM Insurance Group, manages the fiscal health and capital allocation strategies of the organization. The Senior Vice President & Chief Financial Officer oversees investment portfolios, financial reporting, and budgetary planning to ensure long-term solvency. Kenneth Betkowski directs the financial risk management framework, protecting the company against market volatility while supporting growth in personal and commercial lines. By analyzing complex economic data, the Senior Vice President & Chief Financial Officer provides actionable insights that guide executive decision-making. This leadership role involves maintaining transparency with stakeholders and ensuring compliance with rigorous insurance industry standards. Betkowski drives initiatives to optimize capital efficiency, allowing the company to reinvest in technology and customer service improvements. Through precise financial stewardship, the Senior Vice President & Chief Financial Officer secures the resources necessary for the firm to fulfill its promises to policyholders across all service areas.

Sanjay Thirupputkuzhi, the Senior Vice President and Chief Information Officer at NJM Insurance Group, leads the digital transformation and technological infrastructure of the company. The Senior Vice President and Chief Information Officer architects secure, scalable systems that support policy administration, claims processing, and customer engagement platforms. Sanjay Thirupputkuzhi drives the integration of advanced data analytics to improve underwriting accuracy and personalize the user experience for homeowners and auto insurance clients. By overseeing cybersecurity protocols, the Senior Vice President and Chief Information Officer protects sensitive policyholder information against emerging digital threats. This leadership role involves collaborating with other executives to align technology investments with broader business objectives. Thirupputkuzhi manages the development of innovative software solutions that streamline internal workflows and enhance operational agility. Through the implementation of modern IT strategies, the Senior Vice President and Chief Information Officer ensures that the company remains at the forefront of the insurance industry's digital evolution.