NIUM Executive and Leadership Team

June, 2026

Leadership Overview

NIUM has 5 executives leading key functions including revenue generation, technology, operations, and market expansion.

Driven by innovation, NIUM is dedicated to revolutionizing digital cross-border money transfers for individuals and businesses, establishing a global standard for efficient and secure financial transactions.

Leadership Roles at NIUM

  • Vice President - Program Management, Chief Operating Officer Office - Krishna Singh
  • Chief Operating Officer, Instarem Private Limited (India) - Balaraman Unnithan
  • President - William Stabnau
  • Chief Revenue Officer - Anupam Pahuja
  • Chief Technology Officer - Chandrasekhar Cidambi
  • Krishna Singh - Vice President - Program Management, Chief Operating Officer Office

    Krishna Singh, the Vice President - Program Management, Chief Operating Officer Office at NIUM, spearheads critical program management initiatives that enhance operational efficiency and strategic execution. Singh directs complex projects aimed at optimizing NIUM's service delivery and expanding its operational footprint. This leadership function involves close collaboration with various departments to ensure seamless integration of new technologies and processes, directly supporting the company's mission of providing digital cross-border money transfers. By meticulously managing program timelines and resources, Krishna Singh ensures that NIUM achieves its operational goals and maintains high standards of service quality. The Vice President's focus on program excellence drives continuous improvement across the organization, solidifying NIUM's reputation for reliability and innovation in the fintech sector.

    Balaraman Unnithan - Chief Operating Officer, Instarem Private Limited (India)

    Balaraman Unnithan, the Chief Operating Officer, Instarem Private Limited (India) at NIUM, directs the operational strategies and execution within the Indian market, ensuring seamless delivery of digital cross-border money transfer services. Unnithan oversees daily operations, compliance, and service quality, focusing on optimizing processes to meet the specific needs of individuals and businesses in India. This critical role involves managing local teams, fostering strong relationships with financial partners, and driving operational excellence to support NIUM's expansion. By ensuring efficient and secure transaction processing, Balaraman Unnithan directly contributes to NIUM's growth and market penetration in one of its key regions. The Chief Operating Officer's leadership is vital for maintaining high operational standards and enhancing customer satisfaction within the Indian subcontinent.
    Balaraman Unnithan

    William Stabnau - President

    William Stabnau, the President at NIUM, provides overarching leadership and strategic direction for the company's global operations and market development. Stabnau guides NIUM's expansion efforts, ensuring the company remains at the forefront of digital cross-border money transfer innovation. This executive position involves fostering a culture of excellence, driving key business initiatives, and overseeing the integration of services to meet diverse customer needs. By focusing on strategic growth and operational effectiveness, William Stabnau ensures NIUM consistently delivers secure and efficient financial solutions. The President's vision is instrumental in shaping NIUM's future, reinforcing its commitment to revolutionizing the fintech landscape and providing unparalleled value to its global clientele.

    Anupam Pahuja - Chief Revenue Officer

    Anupam Pahuja, the Chief Revenue Officer at NIUM, drives all revenue-generating activities and market penetration strategies. Pahuja oversees global sales operations, client acquisition, and partnership development, ensuring alignment with NIUM's mission to provide seamless digital cross-border money transfers. This leadership position involves expanding market share through strategic initiatives and optimizing the sales funnel to directly impact company growth. By focusing on customer needs and market trends, Anupam Pahuja secures long-term financial stability and enhances NIUM's competitive edge in the fintech landscape. The Chief Revenue Officer's role is critical in translating market opportunities into tangible revenue streams, supporting the company's expansion across key international markets and reinforcing its position as a leader in financial technology solutions.

    Chandrasekhar Cidambi - Chief Technology Officer

    Chandrasekhar Cidambi, the Chief Technology Officer at NIUM, architects and directs the company's technological vision and infrastructure. Cidambi is responsible for overseeing the development and implementation of innovative digital platforms that facilitate secure and efficient cross-border money transfers. This role involves managing the engineering teams, ensuring robust cybersecurity measures, and driving technological advancements to meet evolving market demands. By focusing on scalable and reliable systems, Chandrasekhar Cidambi ensures NIUM's technological capabilities support its global operations and strategic growth objectives. The Chief Technology Officer's leadership is paramount in maintaining NIUM's competitive advantage through cutting-edge technology, enabling seamless transactions for individuals and businesses worldwide and reinforcing the company's commitment to fintech innovation.
    Chandrasekhar Cidambi

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    Frequently Asked Questions Regarding NIUM Top Executives and Leadership Team

    Who leads NIUM?
    NIUM is led by Krishna Singh (Vice President - Program Management, Chief Operating Officer Office), along with executives such as Balaraman Unnithan (Chief Operating Officer, Instarem Private Limited (India)) and William Stabnau (President).
    Who is part of NIUM’s executive team?
    The executive team of NIUM includes leaders such as Krishna Singh (Vice President - Program Management, Chief Operating Officer Office), Balaraman Unnithan (Chief Operating Officer, Instarem Private Limited (India)), William Stabnau (President) and other senior executives.
    How many executives does NIUM have?
    NIUM has 5 executives leading key business areas.
    What roles are included in NIUM’s leadership team?
    The leadership team of NIUM includes roles such as Vice President - Program Management, Chief Operating Officer Office, Chief Operating Officer, Instarem Private Limited (India), President, Chief Revenue Officer, Chief Technology Officer.