NIUM Executive and Leadership Team

July, 2026

Leadership Overview

NIUM has 4 executives leading key functions including revenue generation, technology, operations, and program management.

Driven by innovation, NIUM offers digital cross-border money transfers for individuals and businesses, impacting global finance with its efficient solutions.

Leadership Roles at NIUM

  • Chief Operating Officer, Instarem Private Limited (India) - Balaraman Unnithan
  • Vice President - Program Management, Chief Operating Officer Office - Krishna Singh
  • Chief Revenue Officer - Anupam Pahuja
  • Chief Technology Officer - Chandrasekhar Cidambi
  • Balaraman Unnithan - Chief Operating Officer, Instarem Private Limited (India)

    Balaraman Unnithan, the Chief Operating Officer, Instarem Private Limited (India) at NIUM, manages the day-to-day operational execution and efficiency within the Indian market. Unnithan oversees the critical functions supporting NIUM's digital money transfer services, ensuring seamless service delivery to individuals and businesses. This leadership position involves optimizing operational workflows, managing regulatory compliance specific to India, and enhancing customer support infrastructure. By streamlining processes and driving operational excellence, Balaraman Unnithan directly strengthens NIUM's presence and service capabilities in a key growth region. The Chief Operating Officer, Instarem Private Limited (India) ensures robust operational frameworks support the company's global fintech objectives.
    Balaraman Unnithan

    Krishna Singh - Vice President - Program Management, Chief Operating Officer Office

    Krishna Singh, the Vice President - Program Management, Chief Operating Officer Office at NIUM, directs strategic program initiatives and operational enhancements. Singh oversees the execution of key projects that align with NIUM's broader operational objectives and fintech service expansion. This role involves managing cross-functional teams, ensuring project timelines are met, and driving process improvements across the organization. By successfully delivering complex programs, Krishna Singh directly supports the Chief Operating Officer's mandate to optimize NIUM's global operations. The Vice President - Program Management, Chief Operating Officer Office ensures strategic initiatives translate into tangible operational gains, reinforcing NIUM's commitment to efficient digital money transfers.

    Anupam Pahuja - Chief Revenue Officer

    Anupam Pahuja, the Chief Revenue Officer at NIUM, directs all revenue-generating activities and commercial strategies. Pahuja architects the company's go-to-market approach, focusing on expanding NIUM's digital cross-border money transfer services for both individual and business clients. This leadership role involves optimizing sales pipelines, forging strategic partnerships, and driving market penetration across key geographies. By enhancing customer acquisition and retention efforts, Anupam Pahuja directly contributes to NIUM's sustained financial growth and market leadership in the fintech sector. The Chief Revenue Officer ensures revenue streams align with the company's mission to provide accessible and efficient financial solutions globally.

    Chandrasekhar Cidambi - Chief Technology Officer

    Chandrasekhar Cidambi, the Chief Technology Officer at NIUM, spearheads all technological innovation and infrastructure development. Cidambi oversees the engineering teams responsible for building and maintaining NIUM's secure and scalable digital money transfer platform. This critical role involves defining the company's technology roadmap, ensuring robust cybersecurity measures, and driving the adoption of cutting-edge fintech solutions. By enhancing platform performance and reliability, Chandrasekhar Cidambi directly supports NIUM's mission to deliver seamless cross-border transactions. The Chief Technology Officer's strategic vision ensures NIUM remains at the forefront of technological advancement in the financial services industry.
    Chandrasekhar Cidambi

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    Frequently Asked Questions Regarding NIUM Top Executives and Leadership Team

    Who leads NIUM?
    NIUM is led by Balaraman Unnithan (Chief Operating Officer, Instarem Private Limited (India)), along with executives such as Krishna Singh (Vice President - Program Management, Chief Operating Officer Office) and Anupam Pahuja (Chief Revenue Officer).
    Who is part of NIUM’s executive team?
    The executive team of NIUM includes leaders such as Balaraman Unnithan (Chief Operating Officer, Instarem Private Limited (India)), Krishna Singh (Vice President - Program Management, Chief Operating Officer Office), Anupam Pahuja (Chief Revenue Officer) and other senior executives.
    How many executives does NIUM have?
    NIUM has 4 executives leading key business areas.
    What roles are included in NIUM’s leadership team?
    The leadership team of NIUM includes roles such as Chief Operating Officer, Instarem Private Limited (India), Vice President - Program Management, Chief Operating Officer Office, Chief Revenue Officer, Chief Technology Officer.