NIUM Executive and Leadership Team

May, 2026

Leadership Overview

NIUM has 4 executives leading key functions including revenue generation, technology, operations, and program management.

Driven by innovation, NIUM is dedicated to revolutionizing digital cross-border money transfers for individuals and businesses, establishing a robust global presence in the fintech sector.

Leadership Roles at NIUM

  • Chief Operating Officer, Instarem Private Limited (India) - Balaraman Unnithan
  • Vice President - Program Management, Chief Operating Officer Office - Krishna Singh
  • Chief Revenue Officer - Anupam Pahuja
  • Chief Technology Officer - Chandrasekhar Cidambi
  • Balaraman Unnithan - Chief Operating Officer, Instarem Private Limited (India)

    Balaraman Unnithan, the Chief Operating Officer, Instarem Private Limited (India) at NIUM, manages the day-to-day operational efficiency and service delivery within the Indian market. Unnithan directs the implementation of robust operational frameworks that support NIUM's digital cross-border money transfer services, ensuring compliance and high standards of customer service. This leadership position involves optimizing operational workflows, managing resources effectively, and driving process improvements to enhance service reliability and scalability. By focusing on operational excellence, Balaraman Unnithan plays a key part in strengthening NIUM's presence and capabilities in India. The Chief Operating Officer's oversight is crucial for maintaining seamless service delivery and supporting regional business objectives.
    Balaraman Unnithan

    Krishna Singh - Vice President - Program Management, Chief Operating Officer Office

    Krishna Singh, the Vice President - Program Management, Chief Operating Officer Office at NIUM, spearheads critical program management initiatives that support operational strategy and execution. Singh oversees the planning, implementation, and successful delivery of key projects aimed at enhancing NIUM's digital money transfer services and operational infrastructure. This role involves close collaboration with various departments to ensure strategic alignment and efficient resource allocation across complex programs. By driving program success and fostering cross-functional teamwork, Krishna Singh directly contributes to NIUM's ability to scale its operations and expand its market reach. The Vice President's focus on program excellence is integral to achieving the company's overarching business goals and maintaining a competitive edge.

    Anupam Pahuja - Chief Revenue Officer

    Anupam Pahuja, the Chief Revenue Officer at NIUM, directs all revenue-generating activities and market expansion strategies. Pahuja oversees the global sales force, partnership development, and customer acquisition initiatives, ensuring alignment with NIUM's mission to provide efficient digital cross-border money transfers. This leadership role involves cultivating key client relationships and identifying new market opportunities to drive sustained revenue growth. By optimizing sales processes and enhancing customer lifetime value, Anupam Pahuja directly contributes to the company's financial performance and market leadership. The Chief Revenue Officer's focus remains on expanding NIUM's reach and solidifying its position as a premier fintech provider.

    Chandrasekhar Cidambi - Chief Technology Officer

    Chandrasekhar Cidambi, the Chief Technology Officer at NIUM, architects and executes the company's technological vision and infrastructure. Cidambi leads the development and maintenance of NIUM's secure, scalable, and innovative digital money transfer platform, ensuring seamless cross-border transactions for individuals and businesses. This critical role involves overseeing all aspects of technology, including software engineering, data security, and IT operations, to support NIUM's rapid growth and global expansion. By driving technological advancements and fostering a culture of innovation, Chandrasekhar Cidambi ensures the platform remains at the forefront of the fintech industry. The Chief Technology Officer's strategic direction is vital for maintaining operational excellence and enhancing user experience.
    Chandrasekhar Cidambi

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    Frequently Asked Questions Regarding NIUM Top Executives and Leadership Team

    Who leads NIUM?
    NIUM is led by Balaraman Unnithan (Chief Operating Officer, Instarem Private Limited (India)), along with executives such as Krishna Singh (Vice President - Program Management, Chief Operating Officer Office) and Anupam Pahuja (Chief Revenue Officer).
    Who is part of NIUM’s executive team?
    The executive team of NIUM includes leaders such as Balaraman Unnithan (Chief Operating Officer, Instarem Private Limited (India)), Krishna Singh (Vice President - Program Management, Chief Operating Officer Office), Anupam Pahuja (Chief Revenue Officer) and other senior executives.
    How many executives does NIUM have?
    NIUM has 4 executives leading key business areas.
    What roles are included in NIUM’s leadership team?
    The leadership team of NIUM includes roles such as Chief Operating Officer, Instarem Private Limited (India), Vice President - Program Management, Chief Operating Officer Office, Chief Revenue Officer, Chief Technology Officer.