Nayifat Instalment Executive and Leadership Team

Aariff Ahmed, the Chief Financial Officer at Nayifat Instalment, oversees the company's entire financial strategy and operations. This executive directs financial planning, budgeting, and investment activities, ensuring the fiscal health and sustainability of the organization. The Chief Financial Officer manages treasury functions, capital allocation, and risk management related to financial instruments, directly supporting Nayifat's provision of personal loans, credit cards, and SME financing. Aariff Ahmed ensures that financial operations align with the company's mission to offer flexible, Sharia-compliant solutions and enhance customer purchasing power. By guiding financial performance, the Chief Financial Officer plays a crucial part in achieving the company's growth objectives and its contribution to the Kingdom's 2030 vision. Aariff Ahmed's leadership ensures robust financial controls and drives profitability across all product lines.

Fawwaz Alzuhair, the Chief Risk Officer & Chief Revenue Officer at Nayifat Instalment, holds dual responsibility for safeguarding the company's assets and driving revenue growth. As Chief Risk Officer, Fawwaz Alzuhair establishes and implements comprehensive risk management frameworks, identifying and mitigating potential threats across all business operations, including credit, market, and operational risks. Concurrently, in the capacity of Chief Revenue Officer, this executive spearheads strategies to expand market share and increase profitability, focusing on optimizing sales channels and enhancing customer acquisition for personal loans, credit cards, and SME financing. Fawwaz Alzuhair ensures that risk appetite aligns with revenue generation goals, fostering sustainable growth. This dual role is critical for navigating the financial landscape while maximizing financial product penetration and customer value, directly supporting Nayifat's strategic objectives and alignment with Saudi Arabia's economic development plans.

Mohammed Al-Shaker, the Head of Financial Reporting at Nayifat Instalment, directs the accurate and timely preparation of all financial statements and reports. This role involves ensuring compliance with regulatory requirements and accounting standards, providing critical data for strategic decision-making. Overseeing the financial reporting function, Mohammed Al-Shaker guarantees the integrity of financial information presented to stakeholders, including investors and regulatory bodies. The Head of Financial Reporting manages the accounting team, fostering best practices in financial record-keeping and analysis. This leadership position is vital for maintaining transparency and accountability within the organization's financial operations. By meticulously analyzing financial data, Mohammed Al-Shaker supports the company's objective of providing accessible financing solutions and contributing to Saudi Arabia's economic growth.

Abdulrahman Al-Dhafiri, the المبيعات at Nayifat Instalment, leads the sales initiatives to drive the uptake of the company's diverse financing products. This executive focuses on expanding customer reach for personal loans, credit cards, and SME financing solutions across both public and private sectors. Abdulrahman Al-Dhafiri develops and executes sales strategies designed to meet and exceed revenue targets, ensuring that flexible repayment options and Sharia-compliant financial solutions are effectively communicated to potential clients. The المبيعات oversees the sales team, providing guidance and support to enhance performance and customer engagement. Abdulrahman Al-Dhafiri's efforts are instrumental in growing Nayifat's customer base and reinforcing its market position. This role directly contributes to the company's mission of supporting economic growth by making essential financial tools accessible to individuals and businesses.