Muthoot Finance Executive and Leadership Team

June, 2026

Leadership Overview

Muthoot Finance has 6 executives leading key functions including revenue generation, financial oversight, operational execution, and risk management.

Driven by a commitment to financial inclusion, Muthoot Finance operates as India's largest gold loan NBFC, empowering individuals and businesses through accessible financial solutions.

Leadership Roles at Muthoot Finance

  • Chief Financial Officer - Oommen Mammen
  • Executive Director & Chief Operating Officer - K. Bijimon
  • Chief Operating Officer, Business Loans - Jayachandran Balakrishnan
  • Chief Revenue Officer - Shilpa Sharma
  • Chief Revenue Officer (Regional Staff) - Aashna Ahmed
  • Chief Risk Officer & Chief Revenue Officer - Thomas Kokoth
  • Oommen Mammen - Chief Financial Officer

    Oommen Mammen, the Chief Financial Officer at Muthoot Finance, manages the company's financial health and strategic fiscal planning. Overseeing all financial operations, including accounting, budgeting, and financial reporting, Oommen Mammen ensures compliance with regulatory standards. This executive role involves developing financial strategies to support the company's expansion and profitability goals. By analyzing financial data, the Chief Financial Officer provides critical insights for decision-making across the organization. The focus is on optimizing capital allocation, managing financial risks, and enhancing shareholder value. This leadership function is essential for maintaining financial stability and driving sustainable growth within the competitive financial services landscape.

    K. Bijimon - Executive Director & Chief Operating Officer

    K. Bijimon, the Executive Director & Chief Operating Officer at Muthoot Finance, executes the company's operational strategies to ensure efficient service delivery. Overseeing day-to-day business activities, K. Bijimon drives operational excellence and process improvements across all branches. This critical role involves managing resources, optimizing workflows, and ensuring seamless customer service delivery in line with the company's mission. The focus is on enhancing operational efficiency, reducing costs, and maintaining high standards of service quality. By leading the operational teams, the Chief Operating Officer plays a pivotal part in scaling the business and achieving strategic objectives. This leadership ensures the smooth functioning of the organization's extensive network.

    Jayachandran Balakrishnan - Chief Operating Officer, Business Loans

    Jayachandran Balakrishnan, the Chief Operating Officer, Business Loans at Muthoot Finance, directs the operational framework for the business loans division. Overseeing the end-to-end processes for loan origination, servicing, and collections, Jayachandran Balakrishnan ensures operational efficiency and customer satisfaction. This executive role focuses on optimizing the delivery of business loan products to meet diverse client needs. The Chief Operating Officer, Business Loans works to streamline operations, enhance risk assessment for lending, and ensure compliance with financial regulations specific to business financing. By driving operational excellence within this segment, this leadership function is crucial for the growth and profitability of Muthoot Finance's business loan portfolio.

    Shilpa Sharma - Chief Revenue Officer

    Shilpa Sharma, the Chief Revenue Officer at Muthoot Finance, directs strategies to maximize income streams and expand market penetration. Overseeing sales operations and client acquisition, Shilpa Sharma ensures alignment with the company's growth objectives. This leadership position involves analyzing market trends to identify new revenue opportunities and optimizing existing product offerings. By fostering strong relationships with key stakeholders, the Chief Revenue Officer drives business development initiatives across various segments. The focus remains on enhancing customer value and achieving sustainable financial performance for the organization. This role is critical in translating market insights into actionable revenue-generating plans, contributing directly to the company's financial health and expansion.

    Aashna Ahmed - Chief Revenue Officer (Regional Staff)

    Aashna Ahmed, the Chief Revenue Officer (Regional Staff) at Muthoot Finance, spearheads revenue generation initiatives within specific geographic territories. Overseeing regional sales teams and market development, Aashna Ahmed focuses on achieving and exceeding revenue targets. This role involves tailoring sales strategies to local market dynamics and identifying growth opportunities in designated regions. The Chief Revenue Officer (Regional Staff) works to expand the company's customer base and enhance market share through targeted outreach and relationship management. By driving regional performance, this executive contributes significantly to the overall financial success of Muthoot Finance. The emphasis is on localized revenue growth and market penetration.

    Thomas Kokoth - Chief Risk Officer & Chief Revenue Officer

    Thomas Kokoth, the Chief Risk Officer & Chief Revenue Officer at Muthoot Finance, balances risk mitigation with revenue enhancement strategies. Overseeing the identification, assessment, and management of financial and operational risks, Thomas Kokoth ensures the company's stability. Simultaneously, this executive drives revenue growth by developing and implementing effective sales and marketing plans. The dual focus involves safeguarding assets while pursuing profitable expansion opportunities. This leadership position requires a keen understanding of market dynamics and regulatory landscapes. By integrating risk management with revenue generation, the Chief Risk Officer & Chief Revenue Officer contributes to sustainable and secure business growth for Muthoot Finance.

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    Frequently Asked Questions Regarding Muthoot Finance Top Executives and Leadership Team

    Who leads Muthoot Finance?
    Muthoot Finance is led by Oommen Mammen (Chief Financial Officer), along with executives such as K. Bijimon (Executive Director & Chief Operating Officer) and Jayachandran Balakrishnan (Chief Operating Officer, Business Loans).
    Who is part of Muthoot Finance’s executive team?
    The executive team of Muthoot Finance includes leaders such as Oommen Mammen (Chief Financial Officer), K. Bijimon (Executive Director & Chief Operating Officer), Jayachandran Balakrishnan (Chief Operating Officer, Business Loans) and other senior executives.
    How many executives does Muthoot Finance have?
    Muthoot Finance has 6 executives leading key business areas.
    What roles are included in Muthoot Finance’s leadership team?
    The leadership team of Muthoot Finance includes roles such as Chief Financial Officer, Executive Director & Chief Operating Officer, Chief Operating Officer, Business Loans, Chief Revenue Officer, Chief Revenue Officer (Regional Staff).