Members Equity Bank Executive and Leadership Team

Howard Rowland, the Chief Executive Officer at Members Equity Bank, directs the overall strategic vision and operational execution for the institution. Rowland oversees the development and implementation of financial products, including home loans, personal loans, credit cards, and bank accounts, ensuring alignment with the bank's mission to assist everyday Australians in achieving their financial goals. This leadership role involves driving growth initiatives and maintaining the bank's competitive edge in the online banking sector. Rowland's strategic direction ensures the bank's continued focus on supporting home ownership and providing effective financial management tools. The Chief Executive Officer's purview extends to fostering a culture of customer-centricity and operational excellence across all departments. Howard Rowland's leadership ensures the bank's sustained commitment to its core values and market position.

Paul Grehan, the Chief Executive Officer, My Retirement at Members Equity Bank, spearheads the strategic direction and operational management of the bank's retirement services division. Grehan focuses on developing and enhancing financial products and services tailored to assist Australians in achieving their long-term financial security and retirement goals. This leadership position involves driving innovation within the retirement planning sector, ensuring the My Retirement offering is competitive and meets evolving customer needs. The Chief Executive Officer, My Retirement's responsibilities include fostering strong customer relationships and ensuring the delivery of exceptional service within this specialized segment. Paul Grehan's strategic oversight ensures the division's contribution to the bank's overall mission of supporting financial well-being. The Chief Executive Officer, My Retirement champions initiatives that simplify the retirement planning process for customers, aligning with the bank's commitment to providing effective financial management tools. Grehan's leadership ensures the My Retirement division operates with a clear focus on customer outcomes and sustainable growth.

Faezeh Mohammadi, the Chief Financial Officer at Members Equity Bank, manages the institution's financial health and strategic fiscal planning. Mohammadi directs all financial operations, including budgeting, forecasting, and financial reporting, ensuring robust fiscal discipline across the organization. This role is critical in supporting the bank's comprehensive range of financial products, from home loans to credit cards, by ensuring profitability and sustainable growth. The Chief Financial Officer's responsibilities include optimizing capital allocation and managing financial risks inherent in the banking sector. Mohammadi's oversight ensures the bank's financial stability, enabling continued investment in tools and calculators that support customer financial management. Faezeh Mohammadi's financial acumen underpins the bank's capacity to achieve its community support objectives, including significant donations to the National Breast Cancer Foundation. The Chief Financial Officer ensures compliance with all financial regulations and drives efficiency in financial processes.

Hossein Karami, the Chief Risk Officer & Chief Revenue Officer at Members Equity Bank, holds dual responsibility for safeguarding the institution's financial integrity and driving revenue generation. Karami oversees the comprehensive risk management framework, ensuring robust controls are in place to mitigate financial, operational, and strategic risks across all product lines, including home loans and credit cards. Simultaneously, this executive directs revenue-generating strategies, focusing on expanding market share and enhancing profitability through effective sales and business development initiatives. The dual role requires a strategic balance between risk mitigation and growth acceleration. Hossein Karami's leadership ensures that revenue targets are pursued within acceptable risk parameters, supporting the bank's mission to assist everyday Australians. The Chief Risk Officer & Chief Revenue Officer's purview includes analyzing market trends to identify new revenue opportunities while maintaining compliance with regulatory requirements. Karami's integrated approach strengthens the bank's overall financial performance and market position.