Live Oak Bank Executive and Leadership Team

May, 2026

Leadership Overview

Live Oak Bank has 6 executives leading key functions including strategy, finance, technology, operations, and business development.

Driven by a commitment to innovation, Live Oak Bank provides essential commercial banking services, focusing on empowering individuals and businesses through tailored financial solutions and a robust lending portfolio.

Leadership Roles at Live Oak Bank

  • Chairman & Chief Executive Officer - Chip Mahan
  • Chief Financial Officer - Walter Phifer
  • President - Huntley Garriott
  • President - William Losch
  • Chief Technology Officer - Jeremy Hodges
  • Technology Portfolio Management Chief & Chief of Staff - Ramona Jackson
  • Chip Mahan - Chairman & Chief Executive Officer

    Chip Mahan, the Chairman & Chief Executive Officer at Live Oak Bank, directs the overarching strategy and vision for the financial institution. Mahan guides the company's expansion and operational framework, ensuring alignment with its mission to serve individuals and businesses. This leadership role involves setting the strategic direction for all departments, from lending to technology. Overseeing the executive team, Mahan drives the company's growth initiatives and market positioning within the competitive financial sector. The Chairman & Chief Executive Officer's responsibilities include fostering a culture of innovation and client-centric service, critical for sustained success. Chip Mahan's executive oversight ensures the bank's financial health and its ability to adapt to evolving market demands. This position is central to executing the company's long-term objectives and maintaining its strong presence in North Carolina and beyond.

    Walter Phifer - Chief Financial Officer

    Walter Phifer, the Chief Financial Officer at Live Oak Bank, manages the company's financial operations and fiscal strategy. Phifer oversees all aspects of financial planning, reporting, and risk management, ensuring the bank's stability and profitability. This role is critical in managing the company's deposit products and loan portfolios, including SBA loans and commercial real estate financing. The Chief Financial Officer works closely with the Chairman & Chief Executive Officer to develop financial models that support growth and operational efficiency. Walter Phifer's expertise is vital in navigating regulatory requirements and optimizing the bank's capital structure. By meticulously analyzing financial data, Phifer provides key insights that inform strategic decision-making across the organization. This leadership position ensures Live Oak Bank maintains a strong financial foundation to support its lending activities and client services.
    Walter Phifer

    Huntley Garriott - President

    Huntley Garriott, the President at Live Oak Bank, drives operational execution and business development across key banking functions. Garriott focuses on enhancing the delivery of commercial banking products and services, ensuring client needs are met efficiently and effectively. This leadership role involves overseeing various departments responsible for loan origination, client relations, and market expansion. The President works in tandem with the Chairman & Chief Executive Officer to implement strategic initiatives and foster a culture of high performance. Huntley Garriott's leadership is instrumental in managing the bank's growth trajectory and strengthening its market position. By optimizing operational processes, Garriott ensures the bank can effectively offer its diverse loan products, including SBA and commercial real estate loans. This executive's focus is on driving tangible results and supporting the bank's mission.
    Huntley Garriott

    William Losch - President

    William Losch, the President at Live Oak Bank, spearheads strategic initiatives focused on expanding the bank's service offerings and market reach. Losch directs efforts to enhance the company's portfolio of commercial banking products, ensuring they meet the evolving needs of individuals and businesses. This role involves close collaboration with the executive team to drive innovation in lending, including small business administration loans and commercial real estate financing. The President is key in developing and executing strategies that support sustainable growth and operational excellence. William Losch's leadership ensures that Live Oak Bank remains at the forefront of the financial services industry. By focusing on client success and operational efficiency, Losch contributes significantly to the bank's overall mission and market impact. This executive's vision guides the bank's expansion and service delivery.
    William Losch

    Jeremy Hodges - Chief Technology Officer

    Jeremy Hodges, the Chief Technology Officer at Live Oak Bank, architects and directs the company's technological infrastructure and digital innovation strategy. Hodges is responsible for developing and implementing advanced technology solutions that enhance client services and streamline internal operations. This includes overseeing the bank's digital platforms and ensuring the security and scalability of its systems. The Chief Technology Officer collaborates with other executive leaders to integrate technology into all facets of the business, from loan processing to customer relationship management. Jeremy Hodges's role is pivotal in driving the bank's digital transformation and maintaining a competitive edge in the financial technology landscape. By focusing on cutting-edge solutions, Hodges ensures Live Oak Bank can efficiently deliver its diverse range of banking products and services. This leadership ensures technological advancements support the company's mission and operational goals.

    Ramona Jackson - Technology Portfolio Management Chief & Chief of Staff

    Ramona Jackson, the Technology Portfolio Management Chief & Chief of Staff at Live Oak Bank, orchestrates the strategic alignment and execution of technology initiatives. Jackson manages the portfolio of technology projects, ensuring they deliver maximum value and support the bank's overall business objectives. This dual role involves overseeing the efficient allocation of resources and ensuring seamless coordination between technology departments and other business units. The Technology Portfolio Management Chief & Chief of Staff acts as a key liaison, facilitating communication and driving operational excellence. Ramona Jackson's responsibilities include optimizing project delivery timelines and ensuring that technology investments align with the company's strategic growth plans. This leadership position is crucial for translating technological capabilities into tangible business outcomes and supporting the bank's mission.

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    Frequently Asked Questions Regarding Live Oak Bank Top Executives and Leadership Team

    Who leads Live Oak Bank?
    Live Oak Bank is led by Chip Mahan (Chairman & Chief Executive Officer), along with executives such as Walter Phifer (Chief Financial Officer) and Huntley Garriott (President).
    Who is part of Live Oak Bank’s executive team?
    The executive team of Live Oak Bank includes leaders such as Chip Mahan (Chairman & Chief Executive Officer), Walter Phifer (Chief Financial Officer), Huntley Garriott (President) and other senior executives.
    How many executives does Live Oak Bank have?
    Live Oak Bank has 6 executives leading key business areas.
    What roles are included in Live Oak Bank’s leadership team?
    The leadership team of Live Oak Bank includes roles such as Chairman & Chief Executive Officer, Chief Financial Officer, President, President, Chief Technology Officer.