Legacy Mutual Mortgage Executive and Leadership Team

October, 2026

Leadership Overview

Legacy Mutual Mortgage has 6 executives leading key functions including corporate strategy, mortgage banking operations, builder division management, and team leadership.

Committed to providing comprehensive home financing solutions, Legacy Mutual Mortgage delivers exceptional service through a robust network of mortgage banking professionals dedicated to simplifying the lending process for every client.

Leadership Roles at Legacy Mutual Mortgage

  • Chief Executive Officer - Bob Gardner
  • Founder & Chief Executive Officer - Daniel Diepenhorst
  • Senior Mortgage Banker, Builder Division President - Joseph Bass
  • President - Don Kalbacher
  • Team Captain - Sabrina Martin
  • Team Captain - Beth Jones
  • Bob Gardner - Chief Executive Officer

    Bob Gardner, the Chief Executive Officer at Legacy Mutual Mortgage, directs the overarching corporate strategy and long-term financial health of the organization. Overseeing the integration of mortgage banking services, the Chief Executive Officer ensures that all lending practices align with the rigorous standards of Crockett National Bank. This leadership role involves managing high-level relationships with stakeholders and driving the expansion of market share across the competitive Texas landscape. By optimizing internal workflows and resource allocation, Bob Gardner directly impacts the efficiency of the entire mortgage origination process. Gardner maintains a focus on sustainable growth, ensuring that the company remains a premier provider of home financing solutions. Through constant evaluation of market trends, the Chief Executive Officer secures the competitive positioning of the firm while fostering a culture of excellence and professional integrity within the broader financial services sector.

    Daniel Diepenhorst - Founder & Chief Executive Officer

    Daniel Diepenhorst, the Founder & Chief Executive Officer at Legacy Mutual Mortgage, architects the foundational vision and strategic direction for the entire mortgage banking enterprise. Overseeing the alignment of core business objectives with the needs of the modern housing market, the Founder & Chief Executive Officer drives innovation in loan product development and client service delivery. This leadership role involves navigating complex regulatory environments and ensuring that the company maintains its reputation for reliability and trust. By championing a client-centric approach, Daniel Diepenhorst directly influences the long-term success and market impact of the organization. Diepenhorst monitors regional economic shifts to adjust operational tactics, ensuring that the firm remains agile in a fluctuating interest rate environment. Ultimately, the Founder & Chief Executive Officer secures the stability of the company by cultivating strong partnerships and maintaining a commitment to high-quality mortgage lending standards.
    Daniel Diepenhorst

    Joseph Bass - Senior Mortgage Banker, Builder Division President

    Joseph Bass, the Senior Mortgage Banker, Builder Division President at Legacy Mutual Mortgage, directs the specialized lending initiatives tailored for residential construction partners. Overseeing the strategic growth of the builder division, the Senior Mortgage Banker, Builder Division President ensures that homebuilders receive seamless financing support throughout the development lifecycle. This leadership role involves managing complex project pipelines and coordinating with regional construction firms to facilitate efficient loan closings. By streamlining the communication between builders and the mortgage banking team, Joseph Bass directly impacts the speed and reliability of the financing process. Bass maintains a focus on expanding the division's footprint, ensuring that the company remains the preferred partner for large-scale residential projects. Through the application of deep industry expertise, the Senior Mortgage Banker, Builder Division President secures consistent revenue streams and strengthens the firm's presence within the competitive construction finance market.

    Don Kalbacher - President

    Don Kalbacher, the President at Legacy Mutual Mortgage, directs the daily operational execution and administrative functions of the mortgage banking company. Overseeing the performance of various departments, the President ensures that all internal processes support the overarching goal of delivering high-quality home financing. This leadership role involves managing cross-functional teams and optimizing the operational infrastructure to handle high volumes of loan applications. By implementing rigorous quality control measures, Don Kalbacher directly impacts the accuracy and efficiency of the mortgage origination cycle. Kalbacher monitors key performance indicators to identify areas for improvement, ensuring that the company maintains its operational edge in the financial services industry. Through the coordination of resources and the refinement of internal policies, the President secures the operational excellence required to support the firm's growth objectives and maintain a high standard of service for all clients.
    Don Kalbacher

    Sabrina Martin - Team Captain

    Sabrina Martin, the Team Captain at Legacy Mutual Mortgage, directs the tactical execution of loan origination and client management for a dedicated group of mortgage professionals. Overseeing the daily workflow of the team, the Team Captain ensures that every loan application moves through the pipeline with precision and speed. This leadership role involves mentoring staff members and resolving complex underwriting challenges to facilitate successful closings. By fostering a collaborative environment, Sabrina Martin directly impacts the productivity and morale of the team. Martin manages client expectations and coordinates with internal departments to ensure that all regulatory requirements are met during the lending process. Through the application of effective communication and problem-solving skills, the Team Captain secures high levels of client satisfaction and contributes to the overall success of the mortgage banking division by maintaining a focus on operational efficiency and service quality.

    Beth Jones - Team Captain

    Beth Jones, the Team Captain at Legacy Mutual Mortgage, directs the strategic outreach and business development efforts for a specialized mortgage origination team. Overseeing the acquisition of new client relationships, the Team Captain ensures that the team effectively communicates the value of the company's mortgage products to prospective borrowers. This leadership role involves analyzing local market data to identify growth opportunities and tailoring marketing strategies to reach target demographics. By driving the team's performance through goal setting and performance tracking, Beth Jones directly impacts the volume of loan originations. Jones coordinates with the broader organization to ensure that the team has the necessary tools and support to succeed in a competitive financial landscape. Through the cultivation of strong professional networks and a focus on client retention, the Team Captain secures a steady pipeline of business and enhances the firm's reputation for excellence in mortgage lending.

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    Frequently Asked Questions Regarding Legacy Mutual Mortgage Top Executives and Leadership Team

    Who leads Legacy Mutual Mortgage?
    Legacy Mutual Mortgage is led by Bob Gardner (Chief Executive Officer), along with executives such as Daniel Diepenhorst (Founder & Chief Executive Officer) and Joseph Bass (Senior Mortgage Banker, Builder Division President).
    Who is part of Legacy Mutual Mortgage’s executive team?
    The executive team of Legacy Mutual Mortgage includes leaders such as Bob Gardner (Chief Executive Officer), Daniel Diepenhorst (Founder & Chief Executive Officer), Joseph Bass (Senior Mortgage Banker, Builder Division President) and other senior executives.
    How many executives does Legacy Mutual Mortgage have?
    Legacy Mutual Mortgage has 6 executives leading key business areas.
    What roles are included in Legacy Mutual Mortgage’s leadership team?
    The leadership team of Legacy Mutual Mortgage includes roles such as Chief Executive Officer, Founder & Chief Executive Officer, Senior Mortgage Banker, Builder Division President, President, Team Captain.