Legacy Mutual Mortgage Executive and Leadership Team

June, 2026

Leadership Overview

Legacy Mutual Mortgage has 7 executives leading key functions including strategy, operations, and sales.

Driven by a commitment to client success, Legacy Mutual Mortgage operates as a full-service mortgage banking company, dedicated to providing comprehensive financial solutions and fostering enduring client relationships.

Leadership Roles at Legacy Mutual Mortgage

  • Chief Executive Officer - Bob Gardner
  • Founder & Chief Executive Officer - Daniel Diepenhorst
  • President - Don Kalbacher
  • Senior Mortgage Banker, Builder Division President - Joseph Bass
  • Team Captain - Sabrina Martin
  • Team Captain - Beth Jones
  • Team Captain - Ashley Padilla
  • Bob Gardner - Chief Executive Officer

    Bob Gardner, the Chief Executive Officer at Legacy Mutual Mortgage, directs the company's overall strategic vision and operational framework. Gardner oversees the integration of financial services with Crockett National Bank, ensuring seamless client experiences. This leadership position involves guiding market expansion initiatives and optimizing internal processes to enhance service delivery. By focusing on sustainable growth, Bob Gardner drives the company's commitment to being a premier mortgage banking provider. The Chief Executive Officer's responsibilities include fostering a culture of excellence and ensuring regulatory compliance across all operations. Gardner's strategic direction supports the company's mission of providing accessible and efficient mortgage solutions to clients nationwide.

    Daniel Diepenhorst - Founder & Chief Executive Officer

    Daniel Diepenhorst, the Founder & Chief Executive Officer at Legacy Mutual Mortgage, established the company's foundational principles and continues to shape its strategic trajectory. Diepenhorst's role encompasses setting the long-term vision and ensuring the company's adherence to its core values of integrity and client focus. Overseeing the integration with Crockett National Bank, Daniel Diepenhorst ensures a cohesive approach to financial services. This leadership involves driving innovation in mortgage banking and expanding market reach. By championing a client-centric approach, Daniel Diepenhorst reinforces the company's reputation for exceptional service. The Founder & Chief Executive Officer's influence extends to cultivating strategic partnerships and maintaining the company's competitive edge in the finance sector.
    Daniel Diepenhorst

    Don Kalbacher - President

    Don Kalbacher, the President at Legacy Mutual Mortgage, spearheads the company's operational execution and strategic growth initiatives. Kalbacher directs the day-to-day management of the mortgage banking operations, ensuring efficiency and client satisfaction. This leadership role involves overseeing sales teams, underwriting processes, and loan origination pipelines. By focusing on market penetration and service excellence, Don Kalbacher drives the company's expansion across key regions. The President's responsibilities include fostering cross-departmental collaboration and implementing best practices in financial services. Kalbacher's strategic oversight ensures Legacy Mutual Mortgage maintains its position as a trusted provider of home financing solutions.
    Don Kalbacher

    Joseph Bass - Senior Mortgage Banker, Builder Division President

    Joseph Bass, the Senior Mortgage Banker, Builder Division President at Legacy Mutual Mortgage, leads the company's strategic initiatives within the new construction sector. Bass oversees the development and execution of tailored mortgage solutions for builders and their clients, driving significant volume in this specialized market. This leadership position involves cultivating strong relationships with construction partners and ensuring seamless financing for new home purchases. By focusing on market growth and client satisfaction, Joseph Bass strengthens Legacy Mutual Mortgage's presence in the builder division. The Senior Mortgage Banker, Builder Division President's responsibilities include managing a dedicated team and expanding the company's reach within the real estate development community.

    Sabrina Martin - Team Captain

    Sabrina Martin, the Team Captain at Legacy Mutual Mortgage, leads a dedicated group of professionals focused on delivering exceptional mortgage solutions. Martin's role involves guiding team performance and ensuring adherence to company standards in client service and loan processing. This leadership position focuses on fostering a collaborative team environment and optimizing workflow efficiency. By championing best practices, Sabrina Martin contributes to the consistent delivery of high-quality mortgage services. The Team Captain's responsibilities include motivating team members and ensuring seamless execution of client-focused strategies within the mortgage banking framework.

    Beth Jones - Team Captain

    Beth Jones, the Team Captain at Legacy Mutual Mortgage, directs a specialized unit focused on client acquisition and relationship management. Jones oversees the team's efforts in originating new mortgage business and providing expert guidance to prospective homeowners. This leadership role emphasizes building strong client rapport and ensuring a smooth, efficient loan application process. By focusing on team development and performance metrics, Beth Jones enhances the overall client experience. The Team Captain's responsibilities include implementing targeted sales strategies and ensuring the team meets its objectives in the competitive mortgage market.

    Ashley Padilla - Team Captain

    Ashley Padilla, the Team Captain at Legacy Mutual Mortgage, manages a key operational team responsible for loan processing and client support. Padilla's leadership focuses on streamlining the mortgage application lifecycle and ensuring timely closing of all transactions. This role involves coordinating with underwriters, loan officers, and clients to facilitate a seamless process. By implementing efficient operational protocols, Ashley Padilla enhances the company's service delivery capabilities. The Team Captain's responsibilities include driving team productivity and maintaining high standards of accuracy and compliance in all mortgage-related activities.

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    Frequently Asked Questions Regarding Legacy Mutual Mortgage Top Executives and Leadership Team

    Who leads Legacy Mutual Mortgage?
    Legacy Mutual Mortgage is led by Bob Gardner (Chief Executive Officer), along with executives such as Daniel Diepenhorst (Founder & Chief Executive Officer) and Don Kalbacher (President).
    Who is part of Legacy Mutual Mortgage’s executive team?
    The executive team of Legacy Mutual Mortgage includes leaders such as Bob Gardner (Chief Executive Officer), Daniel Diepenhorst (Founder & Chief Executive Officer), Don Kalbacher (President) and other senior executives.
    How many executives does Legacy Mutual Mortgage have?
    Legacy Mutual Mortgage has 7 executives leading key business areas.
    What roles are included in Legacy Mutual Mortgage’s leadership team?
    The leadership team of Legacy Mutual Mortgage includes roles such as Chief Executive Officer, Founder & Chief Executive Officer, President, Senior Mortgage Banker, Builder Division President, Team Captain.