Leadership Overview
Legacy Mutual Mortgage has 7 executives leading key functions including strategy, mortgage banking operations, builder relations, and team leadership.
Committed to excellence in home financing, Legacy Mutual Mortgage delivers comprehensive mortgage banking solutions while maintaining a focus on client-centric service and sustainable growth across the competitive financial landscape.
Committed to excellence in home financing, Legacy Mutual Mortgage delivers comprehensive mortgage banking solutions while maintaining a focus on client-centric service and sustainable growth across the competitive financial landscape.
Leadership Roles at Legacy Mutual Mortgage
Bob Gardner - Chief Executive Officer
Bob Gardner, the Chief Executive Officer at Legacy Mutual Mortgage, directs the overarching strategic vision for the firm. Gardner oversees the integration of mortgage banking services with the broader objectives of Crockett National Bank. By managing high-level financial performance, the Chief Executive Officer ensures the company maintains a strong market position within the competitive Texas lending sector. This leadership role involves constant evaluation of market trends to optimize loan product offerings. Bob Gardner drives operational efficiency by aligning departmental goals with long-term fiscal health. Through rigorous oversight of risk management protocols, the Chief Executive Officer protects the integrity of the mortgage portfolio. The executive maintains a focus on scaling operations to meet evolving consumer demands. Ultimately, Gardner secures the financial stability of the organization while fostering a culture of professional excellence and consistent service delivery across all regional lending activities.
Donnie Hicks - Founder & Chief Executive Officer
Donnie Hicks, the Founder & Chief Executive Officer at Legacy Mutual Mortgage, architects the foundational business model for the organization. Hicks drives the expansion of mortgage banking services by identifying new opportunities for market penetration. Overseeing the strategic direction of the firm, the Founder & Chief Executive Officer ensures alignment with the core mission of providing full-service lending solutions. This leadership role involves cultivating relationships with key stakeholders to bolster the company's reputation. Donnie Hicks manages the long-term growth trajectory by implementing innovative financial strategies that adapt to changing economic conditions. By focusing on the development of robust lending frameworks, the Founder & Chief Executive Officer supports the company's commitment to client success. Hicks maintains a rigorous standard for operational quality, ensuring that every mortgage product meets strict internal benchmarks. Through this dedicated leadership, the executive sustains the firm's competitive advantage in the national mortgage market.
Daniel Diepenhorst - Founder & Chief Executive Officer
Daniel Diepenhorst, the Founder & Chief Executive Officer at Legacy Mutual Mortgage, executes the primary vision for the company's mortgage banking operations. Diepenhorst oversees the development of internal processes that streamline the loan origination experience for clients. By managing the strategic alignment of the firm with Crockett National Bank, the Founder & Chief Executive Officer ensures consistent service quality. This leadership role involves monitoring market shifts to adjust lending policies effectively. Daniel Diepenhorst drives the implementation of technology-driven solutions to enhance operational speed and accuracy. The Founder & Chief Executive Officer maintains a focus on building a resilient organizational structure capable of navigating complex financial environments. Through the oversight of key performance indicators, Diepenhorst ensures the company achieves its growth targets. The executive fosters a culture of accountability, directly impacting the firm's ability to provide reliable mortgage solutions to a diverse client base.

Joseph Bass - Senior Mortgage Banker, Builder Division President
Joseph Bass, the Senior Mortgage Banker, Builder Division President at Legacy Mutual Mortgage, architects the strategic partnerships with residential construction firms. Bass oversees the development of specialized financing programs tailored to the needs of home builders. By managing the builder division, the Senior Mortgage Banker, Builder Division President ensures that the company remains the preferred lender for new construction projects. This leadership role involves negotiating service agreements and maintaining high levels of satisfaction among builder partners. Joseph Bass drives the expansion of the division by identifying emerging housing developments. The Senior Mortgage Banker, Builder Division President maintains a focus on delivering seamless financing solutions that support the construction lifecycle. Through the oversight of project-specific lending, Bass ensures that the firm captures significant market share in the new home sector. The executive supports the company's overall mission by integrating builder-focused services into the broader mortgage banking portfolio.
Don Kalbacher - President
Don Kalbacher, the President at Legacy Mutual Mortgage, directs the tactical execution of the company's mortgage banking strategy. Kalbacher oversees the performance of all lending departments to ensure alignment with corporate objectives. By managing the day-to-day operations, the President ensures that the firm maintains its reputation for excellence in the financial services industry. This leadership role involves coordinating with other executives to optimize resource allocation across the organization. Don Kalbacher drives the implementation of growth initiatives that expand the company's reach in the mortgage market. The President maintains a focus on operational excellence by refining internal processes and enhancing service quality. Through the oversight of key business units, Kalbacher ensures that the firm meets its revenue and efficiency targets. The executive supports the company's mission by fostering a culture of high performance and professional integrity, ultimately securing the long-term success of the mortgage banking division.

Sabrina Martin - Team Captain
Sabrina Martin, the Team Captain at Legacy Mutual Mortgage, directs the daily operations of the mortgage processing unit. Martin oversees the workflow of loan officers to ensure timely document preparation and compliance with industry regulations. By managing the internal pipeline, the Team Captain ensures that every mortgage application moves efficiently toward closing. This leadership role involves coordinating with underwriting teams to resolve complex file issues. Sabrina Martin drives performance by mentoring staff on best practices for client communication and file accuracy. The Team Captain maintains a focus on optimizing the customer experience during the home financing process. Through the implementation of standardized procedures, Martin improves the overall productivity of the team. The executive supports the company's mission by ensuring that every loan transaction reflects the high standards of the firm. Ultimately, Martin secures operational success by fostering a collaborative environment focused on achieving consistent closing results.
Beth Jones - Team Captain
Beth Jones, the Team Captain at Legacy Mutual Mortgage, manages the sales support functions for the regional lending team. Jones oversees the coordination of marketing materials and client outreach initiatives to drive loan volume. By managing the administrative aspects of the mortgage process, the Team Captain ensures that loan officers remain focused on client acquisition. This leadership role involves streamlining the communication between the sales force and the operations department. Beth Jones drives the adoption of new digital tools to enhance the efficiency of the lending team. The Team Captain maintains a focus on improving the speed of service delivery to meet client expectations. Through the oversight of team performance metrics, Jones identifies areas for process improvement. The executive supports the company's growth by ensuring that the sales support infrastructure remains robust and responsive. Ultimately, Jones secures the operational foundation necessary for the firm to maintain its market presence.
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