JM Financial Executive and Leadership Team

July, 2026

Leadership Overview

JM Financial has 10 executives leading key functions including operations, finance, wealth management, technology, sales, and compliance.

Driven by a commitment to financial excellence, JM Financial provides comprehensive investment and lending services, shaping market dynamics through mortgage lending, asset management, and real estate consulting.

Leadership Roles at JM Financial

  • Chief Financial Officer - Godwin Over
  • Executive Director & Chief Financial Officer - Surendra Nayak
  • Executive Director & Chief Financial Officer - Maker Chambers
  • Executive Director & Chief Financial Officer - Sabyasachi Ray
  • Chief Operating Officer - Gagan Kothari
  • Chief Operating Officer, Private Wealth Business - Smitha Sudheendra
  • President & Sales Trader - Jayesh Patel
  • President, Voice - Monal D'cunha
  • Wealth Management Managing Director & Chief Technology Officer - Anshuman Das
  • Group Head, Compliance, Legal & Company Secretary - Prashant Choksi
  • Godwin Over - Chief Financial Officer

    Godwin Over, the Chief Financial Officer at JM Financial, manages the company's financial strategy and health. This executive oversees all fiscal operations, including financial planning, risk management, and reporting, crucial for an entity providing diverse lending and investment services. Godwin Over's responsibilities extend to ensuring compliance with financial regulations and optimizing capital allocation to support business expansion in areas like asset management and real estate consulting. The Chief Financial Officer's insights are vital for strategic decision-making, guiding the company's financial trajectory and profitability. By meticulously managing financial resources, Over ensures JM Financial maintains a strong balance sheet and can effectively pursue new market opportunities. This leadership position is fundamental to sustaining the company's growth and financial stability in the competitive Indian market.

    Surendra Nayak - Executive Director & Chief Financial Officer

    Surendra Nayak, the Executive Director & Chief Financial Officer at JM Financial, provides critical financial oversight and strategic direction. This executive's role encompasses managing the company's financial performance, ensuring robust fiscal controls, and guiding investment strategies across its diverse service portfolio. Surendra Nayak is instrumental in financial planning and analysis, supporting initiatives in mortgage lending, asset management, and real estate consulting. The Chief Financial Officer's expertise is vital for navigating complex financial markets and optimizing profitability. By ensuring financial discipline and strategic resource allocation, Nayak reinforces JM Financial's stability and capacity for expansion. This leadership position is key to maintaining investor confidence and driving sustainable financial growth for the organization.

    Maker Chambers - Executive Director & Chief Financial Officer

    Maker Chambers, the Executive Director & Chief Financial Officer at JM Financial, directs the company's financial operations and strategic fiscal planning. This executive's responsibilities include overseeing financial reporting, managing capital structure, and ensuring compliance with regulatory requirements pertinent to investment and lending services. Maker Chambers plays a crucial role in financial risk assessment and mitigation, safeguarding the company's assets and profitability. The Chief Financial Officer's strategic input guides decisions related to asset management, mortgage lending, and lines of credit. By maintaining rigorous financial discipline and fostering a culture of fiscal responsibility, Chambers supports JM Financial's long-term objectives and market competitiveness. This leadership ensures the financial integrity of the organization.

    Sabyasachi Ray - Executive Director & Chief Financial Officer

    Sabyasachi Ray, the Executive Director & Chief Financial Officer at JM Financial, leads the financial strategy and execution for the organization. This executive is responsible for managing the company's financial health, including budgeting, forecasting, and investment analysis, supporting services like real estate consulting and asset management. Sabyasachi Ray ensures adherence to financial regulations and drives initiatives to enhance profitability and operational efficiency. The Chief Financial Officer's role is pivotal in shaping financial policies and guiding strategic growth opportunities. By providing astute financial leadership and oversight, Ray contributes significantly to JM Financial's sustained success and market position. This executive's focus is on optimizing financial performance and ensuring robust fiscal management.

    Gagan Kothari - Chief Operating Officer

    Gagan Kothari, the Chief Operating Officer at JM Financial, directs the operational framework supporting the company's extensive financial services. Overseeing day-to-day business activities, Kothari ensures the efficient delivery of mortgage lending, asset management, and lines of credit. This leadership role involves optimizing internal processes to enhance service delivery and client satisfaction across all business units. By streamlining operational workflows, Gagan Kothari directly contributes to the company's capacity for scalable growth and market responsiveness. The Chief Operating Officer's focus remains on maintaining high standards of operational integrity and driving efficiency throughout the organization. This executive's strategic oversight ensures that JM Financial's operational infrastructure robustly supports its diverse service offerings and client needs, reinforcing the company's position in the Indian financial sector.

    Smitha Sudheendra - Chief Operating Officer, Private Wealth Business

    Smitha Sudheendra, the Chief Operating Officer, Private Wealth Business at JM Financial, directs the operational execution for the company's private wealth division. This executive focuses on optimizing service delivery for high-net-worth clients, ensuring seamless management of assets and personalized financial solutions. Smitha Sudheendra oversees the operational aspects of wealth management, including client onboarding, portfolio administration, and compliance within the private wealth segment. The Chief Operating Officer's role involves enhancing operational efficiency and client satisfaction through strategic process improvements. By driving operational excellence, Sudheendra directly supports the growth and reputation of JM Financial's private wealth offerings. This leadership ensures the private wealth business operates with maximum effectiveness and client focus.
    Smitha Sudheendra

    Jayesh Patel - President & Sales Trader

    Jayesh Patel, the President & Sales Trader at JM Financial, drives revenue generation and client engagement through expert trading and sales strategies. This executive leads the sales team, focusing on expanding the company's market share in investment and lending services. Jayesh Patel oversees trading operations, ensuring efficient execution of transactions and optimal client portfolio performance. The President's role involves developing and implementing sales initiatives that align with JM Financial's strategic objectives, including mortgage lending and asset management. By fostering strong client relationships and driving sales performance, Patel directly contributes to the company's financial growth. This leadership position is critical for market penetration and revenue maximization.

    Monal D'cunha - President, Voice

    Monal D'cunha, the President, Voice at JM Financial, leads initiatives focused on client communication and engagement strategies. This executive directs the voice-based customer interaction channels, ensuring a high standard of service delivery and client support across all financial offerings. Monal D'cunha oversees teams responsible for client relations and communication, enhancing the overall customer experience. The President's role involves developing strategies to improve client satisfaction and retention through effective communication. By optimizing voice-based engagement, D'cunha contributes to JM Financial's reputation for client-centric service. This leadership ensures that client interactions are professional, efficient, and aligned with the company's service excellence goals.

    Anshuman Das - Wealth Management Managing Director & Chief Technology Officer

    Anshuman Das, the Wealth Management Managing Director & Chief Technology Officer at JM Financial, spearheads the integration of technology within the wealth management division. This dual role involves directing client-facing wealth management strategies while simultaneously architecting the technological infrastructure that supports these services. Anshuman Das oversees the development and implementation of digital platforms for asset management and financial advisory, ensuring seamless client experiences and operational efficiency. The Chief Technology Officer's mandate includes leveraging innovation to enhance service delivery for mortgage lending and lines of credit. By aligning technological advancements with wealth management objectives, Das drives competitive advantage and client engagement. This executive's leadership ensures JM Financial's wealth offerings are both technologically advanced and strategically aligned with market demands.
    Prashant Choksi, the Group Head, Compliance, Legal & Company Secretary at JM Financial, ensures the organization adheres to all regulatory and legal frameworks. This executive oversees the legal department and compliance functions, safeguarding the company against risks associated with its financial services. Prashant Choksi manages corporate governance, ensuring all operations align with legal requirements and best practices in areas such as mortgage lending and asset management. The Company Secretary's role involves maintaining statutory records and facilitating board communications. By upholding stringent compliance standards and providing expert legal counsel, Choksi reinforces JM Financial's integrity and operational reliability. This leadership is fundamental to maintaining trust and regulatory approval.

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    Frequently Asked Questions Regarding JM Financial Top Executives and Leadership Team

    Who leads JM Financial?
    JM Financial is led by Godwin Over (Chief Financial Officer), along with executives such as Surendra Nayak (Executive Director & Chief Financial Officer) and Maker Chambers (Executive Director & Chief Financial Officer).
    Who is part of JM Financial’s executive team?
    The executive team of JM Financial includes leaders such as Godwin Over (Chief Financial Officer), Surendra Nayak (Executive Director & Chief Financial Officer), Maker Chambers (Executive Director & Chief Financial Officer) and other senior executives.
    How many executives does JM Financial have?
    JM Financial has 10 executives leading key business areas.
    What roles are included in JM Financial’s leadership team?
    The leadership team of JM Financial includes roles such as Chief Financial Officer, Executive Director & Chief Financial Officer, Executive Director & Chief Financial Officer, Executive Director & Chief Financial Officer, Chief Operating Officer.