InCred Executive and Leadership Team

Gaurav Maheshwari, the Chief Financial Officer at InCred, directs the company's financial strategy and operations. This leadership role involves managing all aspects of financial planning, budgeting, and forecasting to ensure fiscal health and sustainable growth. Maheshwari oversees the accounting functions, ensuring compliance with all regulatory requirements and financial reporting standards. By analyzing financial data, Gaurav Maheshwari identifies key trends and opportunities to optimize profitability and manage financial risks effectively. This executive drives initiatives to enhance financial performance and supports strategic decision-making through robust financial insights. The Chief Financial Officer's purview includes managing capital allocation and investor relations, crucial for InCred's expansion in the personal, education, business, and housing loan markets.

Vivek Bansal, the Group Chief Financial Officer at InCred, spearheads the financial architecture across the entire group. This critical position involves consolidating financial reporting, managing group-level treasury functions, and ensuring financial synergy among all subsidiaries. Bansal directs the implementation of group-wide financial policies and controls, safeguarding assets and optimizing resource allocation. The Group Chief Financial Officer plays a pivotal role in capital raising activities and managing relationships with financial institutions to support InCred's diverse lending operations. By providing strategic financial guidance, Vivek Bansal enables the group to navigate complex market dynamics and achieve its long-term objectives in personal, education, business, and housing finance. This executive's focus extends to driving financial efficiency and profitability across all business units.

Mallika Mittal, the Chief Risk Officer & Chief Revenue Officer at InCred, executes dual responsibilities critical to the company's stability and growth. As Chief Risk Officer, Mittal establishes and oversees the enterprise-wide risk management framework, identifying, assessing, and mitigating potential financial, operational, and strategic risks inherent in lending. This involves developing robust policies and procedures to ensure regulatory compliance and protect the company's assets. Concurrently, as Chief Revenue Officer, Mallika Mittal drives strategies to expand market share and increase revenue streams across all product lines, including personal, education, business, and housing loans. This executive fosters cross-functional collaboration to identify new market opportunities and enhance customer acquisition and retention. The combined role ensures that revenue growth is pursued within a well-managed risk appetite, directly contributing to InCred's sustained success.

Kamlesh Dangi, the Chief Human Resource Officer at InCred, directs the comprehensive human capital strategy to support organizational objectives. This leadership position involves developing and implementing policies related to talent acquisition, employee engagement, performance management, and compensation and benefits. Dangi focuses on cultivating a strong organizational culture that aligns with InCred's mission of providing accessible financial solutions. The Chief Human Resource Officer oversees talent development programs designed to enhance employee skills and foster career growth, ensuring the company has the necessary expertise to excel in the finance sector. Kamlesh Dangi plays a key role in shaping the employee experience, driving initiatives that promote diversity, inclusion, and overall workforce productivity. This executive's efforts are vital for attracting and retaining top talent in the competitive financial services landscape.