Heritage Insurance Executive and Leadership Team

May, 2026

Leadership Overview

Heritage Insurance has 6 executives leading key functions including strategy, technology, human resources, and commercial operations.

Driven by a commitment to financial strength, Heritage Insurance delivers comprehensive and dependable insurance solutions, maintaining a competitive market position through specialized personal and commercial residential property and casualty coverage across a multi-state footprint.

Leadership Roles at Heritage Insurance

  • Chief Executive Officer - Ernie Garateix
  • President - Caleb Walker
  • President, Commercial Division - James Hodson
  • President - Randy Roberts
  • Head Chief Information Officer, Technology, Digital Transformation & Analytics - Sai Giridharan
  • Chief Human Resources Officer - Susan Meister
  • Ernie Garateix - Chief Executive Officer

    Ernie Garateix, the Chief Executive Officer at Heritage Insurance, directs the overarching strategy and operational execution for the super-regional insurance holding company. Garateix guides the enterprise in its specialization of personal and commercial residential property and casualty coverage across a multi-state footprint. This leadership involves ensuring the delivery of core services, including risk management, underwriting, claims processing and adjusting, actuarial rate making and reserving, customer service, and policy distribution. Ernie Garateix focuses on maintaining a strong emphasis on financial strength and reliability, driving the company to provide comprehensive and dependable insurance solutions. The CEO's mandate includes sustaining a competitive position within the diverse markets Heritage Insurance serves, ensuring robust growth and market penetration through strategic decision-making and operational oversight. This executive role is central to the company's mission of delivering value and security to policyholders and stakeholders alike.

    Caleb Walker - President

    Caleb Walker, the President at Heritage Insurance, drives strategic initiatives and operational oversight across key business segments. Walker's leadership focuses on enhancing the company's market presence and ensuring the effective delivery of specialized personal and commercial residential property and casualty coverage. This role involves collaborating with divisional presidents and executive leadership to refine operational strategies, optimize service delivery, and foster innovation within the insurance sector. Caleb Walker plays a pivotal part in guiding the company's expansion and maintaining its reputation for financial strength and reliability. The President's responsibilities encompass ensuring seamless integration of core services, including risk management, underwriting, and claims processing, across the multi-state footprint. Walker's executive guidance is essential for upholding Heritage Insurance's commitment to providing comprehensive and dependable insurance solutions while navigating competitive market dynamics.

    James Hodson - President, Commercial Division

    James Hodson, the President, Commercial Division at Heritage Insurance, spearheads the strategic direction and operational execution for the company's commercial insurance offerings. Hodson directs the development and implementation of policies and products tailored to the commercial residential property and casualty coverage market. This leadership role is crucial for expanding market share and ensuring profitability within this specialized segment. James Hodson oversees underwriting, claims handling, and distribution strategies specifically for commercial clients, ensuring alignment with the company's overall mission of providing dependable insurance solutions. The President of the Commercial Division works closely with the executive team to identify growth opportunities and manage risks associated with commercial portfolios across the multi-state footprint. Hodson's focus on operational excellence and client satisfaction is key to maintaining Heritage Insurance's competitive position in the commercial insurance landscape.

    Randy Roberts - President

    Randy Roberts, the President at Heritage Insurance, directs significant operational functions and strategic growth initiatives. Roberts' leadership is instrumental in enhancing the company's service delivery and market penetration, particularly concerning its specialized personal and commercial residential property and casualty coverage. This executive role involves close collaboration with other divisional leaders to ensure cohesive execution of the company's core services, including risk management, underwriting, and claims processing. Randy Roberts focuses on driving efficiency and effectiveness across various departments, supporting Heritage Insurance's commitment to financial strength and reliability. The President's mandate includes fostering innovation and adapting to evolving market demands to maintain a competitive edge. Roberts' strategic oversight is vital for delivering comprehensive and dependable insurance solutions to policyholders throughout the company's multi-state operational footprint.

    Sai Giridharan - Head Chief Information Officer, Technology, Digital Transformation & Analytics

    Sai Giridharan, the Head Chief Information Officer, Technology, Digital Transformation & Analytics at Heritage Insurance, architects the company's technological vision and digital evolution. Giridharan spearheads initiatives in technology, digital transformation, and advanced analytics, crucial for enhancing operational efficiency and customer experience within the property and casualty insurance sector. This role involves overseeing the development and implementation of innovative digital solutions that support the company's multi-state operations and its specialized personal and commercial residential coverage offerings. Sai Giridharan drives the integration of data analytics to inform strategic decisions, optimize underwriting processes, and refine claims management. The Chief Information Officer's responsibilities extend to ensuring the robustness and security of the company's IT infrastructure, supporting core services like risk management and policy distribution. This leadership position is vital for maintaining Heritage Insurance's competitive edge and its commitment to delivering dependable insurance solutions through technological advancement.

    Susan Meister - Chief Human Resources Officer

    Susan Meister, the Chief Human Resources Officer at Heritage Insurance, directs all human capital strategies and organizational development initiatives. Meister oversees the comprehensive management of employee relations, talent acquisition, performance management, and compensation and benefits programs, ensuring alignment with the company's mission of providing robust insurance solutions. This leadership role is critical in fostering a high-performance culture that supports Heritage Insurance's specialization in personal and commercial residential property and casualty coverage. Susan Meister champions initiatives aimed at employee engagement, professional development, and cultivating a diverse and inclusive workforce across the company's multi-state footprint. The Chief Human Resources Officer ensures that HR policies and practices effectively support the core services, including risk management, underwriting, and claims processing, by attracting and retaining top talent. Meister's strategic direction is fundamental to the company's operational strength and its ability to deliver dependable insurance products.
    Susan Meister

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    Frequently Asked Questions Regarding Heritage Insurance Top Executives and Leadership Team

    Who leads Heritage Insurance?
    Heritage Insurance is led by Ernie Garateix (Chief Executive Officer), along with executives such as Caleb Walker (President) and James Hodson (President, Commercial Division).
    Who is part of Heritage Insurance’s executive team?
    The executive team of Heritage Insurance includes leaders such as Ernie Garateix (Chief Executive Officer), Caleb Walker (President), James Hodson (President, Commercial Division) and other senior executives.
    How many executives does Heritage Insurance have?
    Heritage Insurance has 6 executives leading key business areas.
    What roles are included in Heritage Insurance’s leadership team?
    The leadership team of Heritage Insurance includes roles such as Chief Executive Officer, President, President, Commercial Division, President, Head Chief Information Officer, Technology, Digital Transformation & Analytics.