Great Southern Bank Executive and Leadership Team

September, 2026

Leadership Overview

Great Southern Bank has 7 executives leading key functions including corporate strategy, information technology, operational efficiency, financial oversight, human capital, and regional market development.

Committed to community-focused financial excellence, Great Southern Bank delivers comprehensive banking solutions while maintaining a robust portfolio of residential, commercial, and consumer loan products across the Midwest.

Leadership Roles at Great Southern Bank

  • President & Chief Executive Officer - Joseph Turner
  • Business Controls Advisor & Chief Financial Officer, Cpo - Nikita Werahiko
  • Chief Operating Officer - Kylie Chambers
  • President (Springfield) - Rob Fulp
  • President, St. Louis Market - Brian Davies
  • Chief Information Officer - Bernadette Stone
  • Chief Human Resources Officer - Matt Snyder
  • Joseph Turner - President & Chief Executive Officer

    Joseph Turner, the President & Chief Executive Officer at Great Southern Bank, directs the overarching strategic vision and long-term growth initiatives for the organization. Overseeing the entire banking holding company, the President & Chief Executive Officer ensures alignment between retail banking operations and the broader financial objectives of the institution. This leadership role involves managing the 104 retail banking centers and the extensive ATM network across multiple states. By optimizing the loan portfolio, which includes residential, commercial, and consumer credit products, Joseph Turner drives consistent profitability and market stability. The President & Chief Executive Officer maintains close coordination with the Board to navigate complex regulatory environments and economic shifts. Through rigorous oversight of the bank's diverse deposit products and lending services, Turner secures the financial health of the institution while fostering sustainable expansion across the Midwest region.

    Nikita Werahiko - Business Controls Advisor & Chief Financial Officer, Cpo

    Nikita Werahiko, the Business Controls Advisor & Chief Financial Officer, Cpo at Great Southern Bank, manages the financial integrity and risk management frameworks of the organization. Overseeing capital allocation and fiscal reporting, the Business Controls Advisor & Chief Financial Officer, Cpo ensures the bank maintains a strong balance sheet while supporting diverse lending activities. This role involves monitoring the performance of the loan portfolio, including commercial business loans and home equity products. By establishing rigorous internal controls, Nikita Werahiko mitigates financial risk and ensures regulatory compliance across all operational regions. The Business Controls Advisor & Chief Financial Officer, Cpo collaborates with executive leadership to forecast market trends and optimize the bank's investment strategies. Through precise financial analysis and oversight, Werahiko secures the long-term fiscal health of the institution and supports the bank's strategic growth objectives.

    Kylie Chambers - Chief Operating Officer

    Kylie Chambers, the Chief Operating Officer at Great Southern Bank, manages the daily execution of retail banking operations and internal service delivery. Overseeing the functional performance of the 104 retail banking centers, the Chief Operating Officer ensures that all branch activities align with the company's high standards for customer service and financial accuracy. This role involves streamlining the processing of residential and commercial real estate loans, as well as consumer credit products. By optimizing internal workflows, Kylie Chambers increases efficiency across the bank's multi-state footprint. The Chief Operating Officer works closely with regional leadership to maintain consistent service quality and operational compliance. Through the implementation of standardized procedures, Chambers supports the bank's mission to provide reliable financial solutions while maximizing productivity and reducing overhead costs across the entire organizational structure.

    Rob Fulp - President (Springfield)

    Rob Fulp, the President (Springfield) at Great Southern Bank, directs the strategic growth and market presence within the Springfield region. Overseeing local retail banking operations, the President (Springfield) ensures that the bank's suite of financial products, including residential and commercial loans, meets the specific needs of the local community. This role involves building strong relationships with commercial clients and managing the performance of local banking centers. By driving regional business development, Rob Fulp contributes significantly to the bank's overall market share and brand reputation. The President (Springfield) coordinates with corporate leadership to implement national strategies at the local level while maintaining the bank's commitment to personalized service. Through effective leadership of the Springfield team, Fulp ensures the bank remains a primary financial partner for local businesses and individual consumers alike.
    Rob Fulp

    Brian Davies - President, St. Louis Market

    Brian Davies, the President, St. Louis Market at Great Southern Bank, manages the expansion and operational success of the bank within the St. Louis metropolitan area. Overseeing the delivery of financial services, the President, St. Louis Market ensures that the bank's loan and deposit products are effectively marketed to local commercial and residential clients. This role involves identifying new business opportunities and fostering partnerships that align with the bank's broader financial goals. By driving regional growth, Brian Davies enhances the bank's competitive position in the Missouri market. The President, St. Louis Market collaborates with corporate teams to ensure that local operations adhere to the bank's high standards for service and risk management. Through the strategic management of the St. Louis portfolio, Davies supports the bank's mission to provide accessible and reliable financial solutions to the community.
    Brian Davies

    Bernadette Stone - Chief Information Officer

    Bernadette Stone, the Chief Information Officer at Great Southern Bank, architects the digital infrastructure supporting all retail and commercial banking services. Managing the technological backbone of the institution, the Chief Information Officer ensures the security and efficiency of the 200 automated teller machines and online banking platforms. This role involves integrating advanced data systems to support the bank's diverse loan portfolio and deposit account management. By modernizing core banking software, Bernadette Stone enhances the customer experience across the Missouri, Iowa, Minnesota, Nebraska, Kansas, and Arkansas markets. The Chief Information Officer collaborates with other C-suite leaders to implement cybersecurity protocols that protect sensitive financial data. Through the deployment of scalable technology solutions, Stone drives operational agility and supports the bank's commitment to providing accessible, reliable financial services to a broad customer base.
    Bernadette Stone

    Matt Snyder - Chief Human Resources Officer

    Matt Snyder, the Chief Human Resources Officer at Great Southern Bank, directs the talent acquisition, development, and organizational culture initiatives for the entire workforce. Overseeing the human capital strategy, the Chief Human Resources Officer ensures that the bank attracts and retains the expertise necessary to manage complex financial products and retail operations. This role involves designing training programs that align with the bank's commitment to high-quality customer service and professional excellence. By fostering a productive work environment, Matt Snyder supports the bank's mission to provide superior financial services across the Midwest. The Chief Human Resources Officer collaborates with other executives to align staffing levels with the operational demands of the 104 retail banking centers. Through the implementation of effective performance management systems, Snyder drives employee engagement and ensures the organization remains competitive in the financial services industry.

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    Frequently Asked Questions Regarding Great Southern Bank Top Executives and Leadership Team

    Who leads Great Southern Bank?
    Great Southern Bank is led by Joseph Turner (President & Chief Executive Officer), along with executives such as Nikita Werahiko (Business Controls Advisor & Chief Financial Officer, Cpo) and Kylie Chambers (Chief Operating Officer).
    Who is part of Great Southern Bank’s executive team?
    The executive team of Great Southern Bank includes leaders such as Joseph Turner (President & Chief Executive Officer), Nikita Werahiko (Business Controls Advisor & Chief Financial Officer, Cpo), Kylie Chambers (Chief Operating Officer) and other senior executives.
    How many executives does Great Southern Bank have?
    Great Southern Bank has 7 executives leading key business areas.
    What roles are included in Great Southern Bank’s leadership team?
    The leadership team of Great Southern Bank includes roles such as President & Chief Executive Officer, Business Controls Advisor & Chief Financial Officer, Cpo, Chief Operating Officer, President (Springfield), President, St. Louis Market.