Frost Bankers Executive and Leadership Team

August, 2026

Leadership Overview

Frost Bankers has 10 executives leading key functions including marketing, operations, finance, and regional market management.

Committed to delivering comprehensive financial solutions across Texas, Frost Bankers prioritizes long-term client relationships and robust community-focused banking services to drive sustainable economic growth.

Leadership Roles at Frost Bankers

  • Chief Financial Officer, Cullen/Frost Bankers, Inc. - Daniel Geddes
  • Market President - Faith Muth
  • President - Paul Brahcer
  • Regional President - Wesley Bownds
  • Regional President, Gulf Coast - Robert Crawford
  • President & Chief Business Banking Officer - David Beck
  • Market President - Paul Lucas
  • Market President - Mickey Boland
  • Chief Marketing Officer - Blair McGrain
  • Senior Vice President, Chief Of Staff - Colette Garrido
  • Daniel Geddes - Chief Financial Officer, Cullen/Frost Bankers, Inc.

    Daniel Geddes, the Chief Financial Officer, Cullen/Frost Bankers, Inc. at Frost Bankers, manages the financial health and capital allocation strategies for the entire holding company. Overseeing treasury management, financial reporting, and risk assessment, the Chief Financial Officer, Cullen/Frost Bankers, Inc. ensures fiscal stability while supporting commercial lending and investment services. This leadership role involves monitoring market volatility and maintaining liquidity to fund industrial and commercial property financing. By optimizing the balance sheet, Daniel Geddes directly impacts the institution's ability to provide competitive mortgage and installment loans. Ultimately, the Chief Financial Officer, Cullen/Frost Bankers, Inc. drives long-term value for shareholders through disciplined financial planning. Through precise oversight of capital markets and securities activities, the Chief Financial Officer, Cullen/Frost Bankers, Inc. sustains the firm's capacity to serve diverse industries including manufacturing and telecommunications.

    Faith Muth - Market President

    Faith Muth, the Market President at Frost Bankers, leads local business development and client relationship management within the designated service territory. Overseeing the delivery of commercial and consumer banking services, the Market President ensures that local operations meet the specific needs of the regional economy. This leadership role involves cultivating partnerships with local businesses in sectors such as construction and services. By driving loan origination and deposit growth, Faith Muth directly impacts the regional market performance. Ultimately, the Market President secures the bank's presence as a trusted financial partner for individuals and corporations alike. Through active engagement with community stakeholders, the Market President aligns local service delivery with the broader institutional goals of providing comprehensive banking, trust, and investment management services across the Texas market.

    Paul Brahcer - President

    Paul Brahcer, the President at Frost Bankers, oversees the daily execution of corporate strategy and the performance of all banking operations. Directing the integration of commercial and consumer services, the President ensures that the institution maintains its high standards for customer care and financial integrity. This leadership role involves coordinating with other C-suite executives to refine the bank's approach to international banking, trust services, and capital market activities. By fostering a culture of operational excellence, Paul Brahcer directly impacts the firm's ability to serve energy, manufacturing, and healthcare clients. Ultimately, the President drives the organization's growth by balancing risk management with aggressive market expansion. Through consistent oversight of the bank's diverse service portfolio, the President sustains the institution's reputation for reliability and innovation in the financial sector.

    Wesley Bownds - Regional President

    Wesley Bownds, the Regional President at Frost Bankers, manages the strategic direction and operational success of banking activities across a broad geographic territory. Overseeing the expansion of commercial lending and consumer banking services, the Regional President ensures that regional teams deliver consistent value to clients. This leadership role involves identifying growth opportunities within the local energy and transportation sectors. By optimizing regional resource allocation, Wesley Bownds directly impacts the overall profitability of the assigned territory. Ultimately, the Regional President secures the bank's competitive position by tailoring financial solutions to the unique requirements of the regional economy. Through effective leadership of local branch networks and commercial teams, the Regional President aligns regional performance with the overarching mission of providing comprehensive financial services to the Texas market.

    Robert Crawford - Regional President, Gulf Coast

    Robert Crawford, the Regional President, Gulf Coast at Frost Bankers, directs all banking operations and business development initiatives within the coastal region. Overseeing the delivery of specialized services such as international banking and trade financing, the Regional President, Gulf Coast ensures that the bank meets the complex needs of maritime and industrial clients. This leadership role involves managing relationships with key corporate accounts and overseeing the deployment of treasury management services. By driving regional revenue growth, Robert Crawford directly impacts the institution's success in the Gulf Coast market. Ultimately, the Regional President, Gulf Coast secures the bank's reputation as a premier financial partner for businesses engaged in global trade. Through strategic oversight of regional assets, the Regional President, Gulf Coast supports the firm's commitment to providing robust financial solutions to diverse industries.

    David Beck - President & Chief Business Banking Officer

    David Beck, the President & Chief Business Banking Officer at Frost Bankers, leads the commercial banking division and oversees the strategic development of business-focused financial products. Directing the expansion of industrial property financing and equipment leasing, the President & Chief Business Banking Officer ensures that the bank provides tailored solutions for corporate clients. This leadership role involves managing the treasury management and commercial lending portfolios to support growth in the manufacturing and construction sectors. By optimizing the business banking framework, David Beck directly impacts the institution's commercial market penetration. Ultimately, the President & Chief Business Banking Officer secures the bank's position as a leader in corporate financial services. Through rigorous oversight of business banking operations, the President & Chief Business Banking Officer aligns commercial activities with the bank's long-term strategic objectives.
    David Beck

    Paul Lucas - Market President

    Paul Lucas, the Market President at Frost Bankers, manages the operational performance and client service standards within the assigned market area. Overseeing the provision of consumer banking, including checking and savings programs, the Market President ensures that local branches deliver exceptional value to individual clients. This leadership role involves coordinating with regional teams to implement new financial products and services. By driving local deposit growth and loan volume, Paul Lucas directly impacts the market's contribution to the bank's overall success. Ultimately, the Market President secures the institution's standing as a trusted community partner. Through active management of local branch staff and client relationships, the Market President ensures that the bank's comprehensive financial services are accessible and effective for all customers within the designated market territory.

    Mickey Boland - Market President

    Mickey Boland, the Market President at Frost Bankers, oversees the strategic execution of banking services and business development within the local market. Directing the delivery of installment loans, home equity lines, and brokerage services, the Market President ensures that the bank meets the diverse financial needs of the local population. This leadership role involves fostering relationships with small business owners and individual clients to drive market share. By optimizing local service delivery, Mickey Boland directly impacts the bank's regional performance metrics. Ultimately, the Market President secures the institution's reputation for excellence in consumer and small business banking. Through consistent oversight of local operations, the Market President aligns the market's activities with the broader corporate mission of providing reliable, community-focused financial solutions across the Texas region.

    Blair McGrain - Chief Marketing Officer

    Blair McGrain, the Chief Marketing Officer at Frost Bankers, directs all brand positioning and customer acquisition strategies across the Texas market. Overseeing digital engagement and traditional advertising, the Chief Marketing Officer ensures consistent messaging for commercial and consumer banking products. This leadership role involves analyzing market trends to refine outreach for energy, healthcare, and retail sectors. By optimizing the customer journey, Blair McGrain directly impacts brand loyalty and market share expansion. Ultimately, the Chief Marketing Officer secures a competitive advantage through data-driven campaigns that highlight the institution's commitment to service excellence. Managing the intersection of public perception and product utility, the Chief Marketing Officer aligns marketing initiatives with the broader corporate mission of providing reliable financial support to diverse industries throughout the region.

    Colette Garrido - Senior Vice President, Chief Of Staff

    Colette Garrido, the Senior Vice President, Chief Of Staff at Frost Bankers, coordinates executive operations and facilitates strategic alignment across all banking divisions. Overseeing internal communications and organizational efficiency, the Senior Vice President, Chief Of Staff ensures that leadership priorities translate into actionable business outcomes. This role involves managing complex projects that support the bank's commercial and consumer service frameworks. By streamlining administrative processes, Colette Garrido directly impacts the operational agility of the organization. Ultimately, the Senior Vice President, Chief Of Staff maintains the structural integrity of the firm while supporting the execution of long-term growth objectives. Through rigorous oversight of cross-departmental workflows, the Senior Vice President, Chief Of Staff enables the executive team to focus on delivering high-quality financial services to clients across the Texas landscape.

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    Frequently Asked Questions Regarding Frost Bankers Top Executives and Leadership Team

    Who leads Frost Bankers?
    Frost Bankers is led by Daniel Geddes (Chief Financial Officer, Cullen/Frost Bankers, Inc.), along with executives such as Faith Muth (Market President) and Paul Brahcer (President).
    Who is part of Frost Bankers’s executive team?
    The executive team of Frost Bankers includes leaders such as Daniel Geddes (Chief Financial Officer, Cullen/Frost Bankers, Inc.), Faith Muth (Market President), Paul Brahcer (President) and other senior executives.
    How many executives does Frost Bankers have?
    Frost Bankers has 10 executives leading key business areas.
    What roles are included in Frost Bankers’s leadership team?
    The leadership team of Frost Bankers includes roles such as Chief Financial Officer, Cullen/Frost Bankers, Inc., Market President, President, Regional President, Regional President, Gulf Coast.