Fnbo Executive and Leadership Team

Saboi Williams, the Co-Founder & Chief Executive Officer at Fnbo, directs the overarching strategic vision and long-term growth initiatives for the institution. By aligning corporate objectives with evolving market demands, the Co-Founder & Chief Executive Officer ensures the bank maintains a competitive edge in the national financial landscape. Saboi Williams architects high-level partnerships that expand the reach of personal and business banking services across diverse regions. This leadership role involves constant evaluation of market trends to optimize service delivery and maintain institutional integrity. Through rigorous oversight of organizational culture and performance metrics, the Co-Founder & Chief Executive Officer drives sustainable value for stakeholders. By fostering innovation within the core banking framework, Williams secures the future trajectory of the organization while upholding the foundational commitment to trust and customer relationships that defines the institution.

Renee Shepko, the President and Chief Executive Officer at Fnbo, manages the daily execution of corporate strategy and operational efficiency across the entire banking network. The President and Chief Executive Officer oversees the integration of wealth management solutions with traditional banking products to provide a seamless client experience. Renee Shepko directs the implementation of policies that enhance service quality and operational agility in a multi-state environment. By coordinating with department heads, the President and Chief Executive Officer ensures that all business units remain focused on achieving growth targets and maintaining regulatory compliance. This role requires balancing immediate operational needs with the long-term mission of the bank. Through disciplined management of resources and personnel, Shepko strengthens the market position of the institution, ensuring that every financial service provided aligns with the core values of reliability and forward-looking innovation.

Virginia Lee, the Chief Financial Officer at Fnbo, governs the fiscal health and capital allocation strategies of the institution. The Chief Financial Officer monitors liquidity, risk management, and investment portfolios to ensure the bank remains resilient against economic fluctuations. Virginia Lee directs the financial planning and analysis teams to provide actionable insights that support executive decision-making. By overseeing the integrity of financial reporting and internal controls, the Chief Financial Officer maintains transparency with stakeholders and regulatory bodies. This leadership position involves optimizing the balance sheet to support the expansion of business and personal banking services nationwide. Through strategic management of assets and liabilities, Lee secures the financial foundation necessary for long-term growth. The Chief Financial Officer continuously evaluates capital efficiency to ensure that the bank remains well-positioned to invest in new technologies and service enhancements.

Derek Hunt, the Division Chief Financial Officer at Fnbo, manages the financial performance and budgetary oversight for specific business segments within the institution. The Division Chief Financial Officer analyzes segment-specific revenue streams and cost structures to improve profitability and resource allocation. Derek Hunt directs the financial forecasting for these divisions, providing the data necessary for targeted growth strategies. By monitoring the fiscal health of individual business units, the Division Chief Financial Officer ensures that each segment contributes effectively to the overall success of the bank. This role involves working closely with operational leaders to align financial goals with day-to-day activities. Through detailed financial modeling and performance tracking, Hunt supports the strategic objectives of the organization. The Division Chief Financial Officer maintains a focus on driving efficiency and maximizing returns within the assigned divisions, ensuring that financial discipline remains a core component of the business model.

James Morrell, the Chief Operating Officer at Fnbo, streamlines internal processes and manages the logistical execution of banking operations across all regions. The Chief Operating Officer directs the workflows that support personal and business banking, ensuring that service delivery remains consistent and efficient. James Morrell oversees the implementation of operational improvements that reduce friction in customer interactions and internal administrative tasks. By coordinating cross-functional teams, the Chief Operating Officer ensures that the bank maintains high standards of service quality while scaling operations to meet growing demand. This leadership role involves optimizing the supply chain of financial products and services to ensure timely delivery to clients. Through rigorous process management, Morrell enhances the overall productivity of the organization. The Chief Operating Officer focuses on creating a cohesive operational environment that supports the broader mission of providing trusted financial services.

Barb Keuchel, the President at Fnbo, leads specific regional initiatives and oversees the execution of community-focused banking strategies. The President directs the expansion of local market presence, ensuring that the bank remains deeply connected to the communities served. Barb Keuchel manages the relationships with key business clients and community stakeholders to foster long-term loyalty and trust. By overseeing the performance of regional branches, the President ensures that the institution delivers consistent, high-quality financial services. This leadership role involves translating corporate strategy into actionable local plans that drive growth and customer satisfaction. Through active engagement with regional teams, Keuchel promotes a culture of service excellence and professional development. The President focuses on identifying new opportunities for market penetration and service enhancement, ensuring that the bank continues to provide value to both individual and business customers in the assigned regions.

Mk Mac, the Owner and President at Fnbo, provides the foundational leadership and long-term vision that guides the institution. The Owner and President oversees the preservation of the core values and commitment to community banking that define the history of the bank. Mk Mac directs the strategic direction of the organization, ensuring that all business activities align with the mission of providing trusted financial services. By maintaining a focus on stability and growth, the Owner and President supports the development of innovative solutions for personal and business clients. This leadership role involves setting the tone for the corporate culture and ensuring that the bank remains a pillar of the communities it serves. Through consistent oversight and commitment to excellence, Mac ensures the long-term viability of the institution. The Owner and President champions the balance between traditional banking relationships and modern financial needs.

Clark Lauritzen, the Chairman & President at Fnbo, leads the board and directs the high-level strategic initiatives that shape the future of the institution. The Chairman & President oversees the governance framework and ensures that the bank adheres to the highest standards of integrity and accountability. Clark Lauritzen directs the long-term planning process, focusing on sustainable growth and the continued evolution of financial services. By fostering strong relationships with key stakeholders and industry partners, the Chairman & President expands the influence and reach of the bank. This leadership role involves balancing the interests of shareholders with the commitment to customer service and community impact. Through visionary leadership, Lauritzen guides the organization through complex market environments. The Chairman & President ensures that the bank remains dedicated to its mission of innovation and trust, providing a stable foundation for all financial operations.

Doug Magill, the Branch President at Fnbo, manages the daily operations and client service standards within specific branch locations. The Branch President directs the local team to ensure that all personal and business banking needs are met with efficiency and professionalism. Doug Magill oversees the implementation of corporate policies at the branch level, maintaining consistency in service quality and regulatory compliance. By building strong relationships with local customers, the Branch President drives growth and strengthens the reputation of the bank in the community. This leadership role involves mentoring staff and fostering a customer-centric environment that aligns with the broader mission of the institution. Through effective management of branch resources, Magill ensures that the bank remains a reliable partner for local clients. The Branch President focuses on delivering personalized financial solutions that support the unique needs of the community.

Matthew Spyers, the Chief Technology Officer at Fnbo, architects the digital infrastructure and technological roadmap that powers modern banking services. The Chief Technology Officer drives the development of secure, scalable platforms that facilitate seamless online and mobile banking for customers nationwide. Matthew Spyers oversees the cybersecurity framework and data management systems to protect sensitive financial information. By integrating emerging technologies into the existing service model, the Chief Technology Officer enhances the efficiency of internal operations and the quality of client-facing digital tools. This role involves collaborating with other executives to ensure that technological investments directly support the strategic goals of the bank. Through the implementation of advanced software solutions, Spyers enables the institution to remain at the forefront of financial innovation. The Chief Technology Officer ensures that all digital initiatives prioritize user experience, reliability, and robust performance.