Fnbo Executive and Leadership Team

Saboi Williams, the Co-Founder & Chief Executive Officer at Fnbo, directs the overarching strategic vision for this full-service financial institution. By architecting long-term growth initiatives, the Co-Founder & Chief Executive Officer ensures alignment between institutional goals and evolving market demands. This leadership role involves cultivating deep relationships with stakeholders to drive sustainable value across the nationwide footprint. Saboi Williams actively monitors competitive landscapes to maintain the bank's reputation for trust and service. Through rigorous oversight of organizational culture, the Co-Founder & Chief Executive Officer empowers teams to deliver forward-looking financial solutions. By prioritizing innovation in personal and business banking, the executive secures the institution's market position. Ultimately, the Co-Founder & Chief Executive Officer translates complex financial objectives into actionable business outcomes, ensuring the bank remains a pillar of stability for customers throughout the United States.

Renee Shepko, the President and Chief Executive Officer at Fnbo, manages the daily execution of corporate strategy across the multi-state organization. Overseeing the integration of wealth management and business banking services, the President and Chief Executive Officer drives operational efficiency to support nationwide expansion. This role requires constant collaboration with the board to refine the bank's service model. Renee Shepko monitors performance metrics to ensure the institution meets rigorous financial standards. By championing digital transformation, the President and Chief Executive Officer enhances the customer experience while maintaining the core values of a community-rooted bank. The executive directs cross-functional teams to optimize product delivery and service quality. Through strategic resource allocation, the President and Chief Executive Officer strengthens the bank's competitive advantage. Ultimately, the executive maintains the integrity of the financial institution while fostering a culture of excellence and forward-thinking service.

Virginia Lee, the Chief Financial Officer at Fnbo, directs the fiscal health and capital allocation strategies for the entire institution. Overseeing financial reporting, budgeting, and treasury functions, the Chief Financial Officer ensures the bank maintains a robust balance sheet. This role involves analyzing market trends to inform investment decisions and long-term financial planning. Virginia Lee collaborates with the executive team to evaluate the profitability of new banking products and services. By managing regulatory compliance and financial risk, the Chief Financial Officer protects the institution's assets. The executive provides critical insights into the bank's economic performance, supporting informed decision-making at the board level. Through disciplined fiscal management, the Chief Financial Officer enables the bank to invest in innovation and community-focused initiatives. Ultimately, Virginia Lee secures the financial stability necessary for the bank to continue serving customers nationwide with trust and reliability.

Derek Hunt, the Division Chief Financial Officer at Fnbo, manages the financial performance of specific business units within the broader institution. By focusing on divisional profitability, the Division Chief Financial Officer optimizes resource allocation for specialized banking services. This role involves detailed analysis of revenue streams and cost structures to improve unit-level efficiency. Derek Hunt works closely with operational leaders to align divisional budgets with the bank's overarching financial goals. By monitoring key performance indicators, the Division Chief Financial Officer identifies opportunities for growth and cost reduction. The executive provides granular financial reporting that supports strategic adjustments in product offerings. Through rigorous oversight of divisional assets, the Division Chief Financial Officer ensures that specific business segments contribute effectively to the bank's total value. Ultimately, Derek Hunt strengthens the financial foundation of the bank's diverse service portfolio through precise, data-driven management.

James Morrell, the Chief Operating Officer at Fnbo, architects the internal infrastructure necessary to support the bank's expansive service offerings. By streamlining operational workflows, the Chief Operating Officer increases productivity across all departments. This leadership role involves managing the technical and administrative systems that underpin the institution's daily functions. James Morrell ensures that internal processes remain scalable as the bank grows its nationwide presence. By coordinating with other C-suite leaders, the Chief Operating Officer aligns operational capacity with the bank's strategic objectives. The executive focuses on risk mitigation and process optimization to maintain high standards of service reliability. Through the implementation of advanced banking technologies, the Chief Operating Officer drives efficiency in personal and business banking operations. Ultimately, James Morrell secures the operational foundation required for the bank to deliver consistent, high-quality financial services to a diverse customer base.

Susan Dubs, the Senior Vice President and Chief Operating Officer at Fnbo, directs the execution of service delivery models across the bank's regional operations. By focusing on the customer-facing side of operations, the Senior Vice President and Chief Operating Officer ensures that service quality remains consistent nationwide. This role involves managing the logistics of branch operations and digital service channels. Susan Dubs coordinates with regional managers to implement standardized procedures that enhance client satisfaction. By optimizing the delivery of personal and business banking solutions, the Senior Vice President and Chief Operating Officer drives operational excellence. The executive monitors service metrics to identify areas for improvement and innovation. Through the alignment of operational resources with customer needs, the Senior Vice President and Chief Operating Officer supports the bank's commitment to trust and relationships. Ultimately, Susan Dubs ensures that the bank's operational framework effectively supports its mission of providing superior financial services.

Gregory Vartanyan, the President, Corporate Banking at Fnbo, leads the strategic development of financial solutions for business and commercial clients. By architecting complex lending and treasury management programs, the President, Corporate Banking drives revenue growth within the corporate sector. This role involves building long-term partnerships with large-scale enterprises to support their financial objectives. Gregory Vartanyan oversees the team responsible for delivering tailored banking services that address the unique needs of corporate entities. By analyzing industry-specific risks and opportunities, the President, Corporate Banking ensures the bank remains a preferred partner for businesses nationwide. The executive collaborates with other leaders to integrate corporate banking services with the bank's broader wealth management offerings. Through proactive relationship management, the President, Corporate Banking secures the bank's market position in the commercial space. Ultimately, Gregory Vartanyan delivers the financial expertise and capital solutions that empower corporate clients to succeed.

Clark Lauritzen, the Chairman & President at Fnbo, provides high-level governance and strategic direction for the entire financial institution. By overseeing the board's activities and the bank's long-term vision, the Chairman & President ensures the organization remains true to its commitment to innovation and community service. This role involves representing the bank to shareholders and external stakeholders to maintain confidence in the institution's future. Clark Lauritzen leads the development of policies that guide the bank's growth and market impact. By fostering a culture of trust and integrity, the Chairman & President sets the tone for the entire leadership team. The executive works to align the bank's legacy with modern financial requirements, ensuring continued relevance in a competitive industry. Through strategic oversight, the Chairman & President secures the bank's position as a leader in the financial sector. Ultimately, Clark Lauritzen guides the institution toward sustainable success and long-term value creation.

Brett Depa, the Assocaite II, Office of the President at Fnbo, facilitates the administrative and strategic functions of the executive office. By managing high-priority projects and coordinating communication between leadership teams, the Assocaite II, Office of the President ensures the smooth operation of the bank's top-level management. This role involves conducting research and analysis to support the President's decision-making process. Brett Depa tracks the progress of key initiatives to ensure alignment with the bank's strategic goals. By organizing executive meetings and managing information flow, the Assocaite II, Office of the President enhances the efficiency of the leadership team. The executive supports the implementation of corporate policies and helps maintain the focus on the bank's mission. Through diligent support and coordination, the Assocaite II, Office of the President enables the leadership to concentrate on driving the bank's growth and service excellence. Ultimately, the executive contributes to the overall effectiveness of the bank's management structure.

Richard Herink, the Market President at Fnbo, directs the bank's operations and business development within specific regional markets. By focusing on local community engagement and relationship building, the Market President drives the bank's growth in key geographic areas. This role involves tailoring financial solutions to meet the specific needs of local businesses and personal banking customers. Richard Herink oversees the performance of regional branches and ensures that the bank's commitment to service excellence is upheld at the local level. By identifying market opportunities and competitive threats, the Market President informs the bank's broader regional strategy. The executive collaborates with corporate leadership to ensure that local initiatives align with the bank's nationwide objectives. Through active participation in the community, the Market President strengthens the bank's reputation and customer loyalty. Ultimately, Richard Herink secures the bank's market share and fosters long-term relationships within the assigned regional territory.