Fnbo Executive and Leadership Team

Renee Shepko, the President and Chief Executive Officer at Fnbo, directs the overarching strategic vision for this full-service financial institution. By aligning institutional goals with the evolving needs of personal and business clients, Shepko ensures the bank maintains a competitive edge in the national marketplace. The President and Chief Executive Officer manages high-level relationships with the Board to drive long-term growth and stability. Through the implementation of forward-looking financial services, Shepko fosters a culture of innovation that defines the organization. This leadership role involves overseeing the integration of wealth management solutions with traditional banking products to maximize value for customers. Renee Shepko consistently evaluates market trends to refine the bank's commitment to trust and service excellence. Ultimately, the President and Chief Executive Officer secures the financial health of the institution while expanding the reach of banking operations across diverse regional territories.

Saboi Williams, the Co-Founder & Chief Executive Officer at Fnbo, architects the foundational growth strategies that propel the institution forward. By focusing on the intersection of community banking roots and modern financial technology, Williams drives the development of scalable banking platforms. The Co-Founder & Chief Executive Officer coordinates with executive leadership to ensure operational agility in a complex regulatory environment. This role involves identifying new market opportunities to enhance the bank's portfolio of personal and business solutions. Saboi Williams maintains a rigorous focus on maintaining the trust-based relationships that characterize the organization's history. Through strategic planning, Williams optimizes the delivery of wealth management services to a nationwide client base. By championing innovation, the Co-Founder & Chief Executive Officer strengthens the competitive position of the bank. Ultimately, Williams ensures the institution remains a leader in providing comprehensive financial services to diverse customer segments.

Virginia Lee, the Chief Financial Officer at Fnbo, manages the fiscal integrity and capital allocation strategies of the institution. By overseeing financial reporting, budgeting, and risk management, Lee ensures the bank maintains a robust balance sheet capable of supporting nationwide expansion. The Chief Financial Officer collaborates with the executive team to align investment priorities with the bank's long-term commitment to innovation and customer service. This role involves analyzing economic data to inform strategic decisions regarding wealth management and business lending products. Virginia Lee directs the financial planning processes that allow the organization to navigate complex market conditions effectively. Through precise fiscal oversight, Lee supports the bank's ability to provide consistent value to clients. By maintaining transparency and regulatory compliance, the Chief Financial Officer upholds the reputation of the institution. Ultimately, Lee secures the financial foundation necessary for sustained growth and operational excellence.

Derek Hunt, the Division Chief Financial Officer at Fnbo, manages the financial performance and budgetary requirements of specific business units within the institution. By analyzing divisional revenue streams and cost structures, Hunt ensures each segment contributes effectively to the bank's overall fiscal health. The Division Chief Financial Officer provides critical insights into the profitability of personal and business banking products, enabling data-driven decision-making. This role involves coordinating with regional leadership to align financial targets with the bank's broader strategic objectives. Derek Hunt monitors market trends to adjust financial strategies in response to changing economic conditions. Through rigorous oversight of divisional assets, Hunt supports the bank's commitment to sustainable growth and wealth management excellence. By maintaining strict financial discipline, the Division Chief Financial Officer ensures the institution remains resilient. Ultimately, Hunt provides the financial clarity needed to drive performance across the bank's diverse operational divisions.

James Morrell, the Chief Operating Officer at Fnbo, directs the internal processes and infrastructure required to deliver high-quality financial services. By optimizing operational workflows, Morrell ensures the bank efficiently serves customers across its multi-state footprint. The Chief Operating Officer focuses on streamlining the delivery of personal and business banking solutions to enhance the overall client experience. This role involves managing the integration of new technologies into existing banking systems to support the institution's commitment to innovation. James Morrell coordinates with department heads to align daily operations with the broader strategic goals of the bank. Through the implementation of scalable processes, Morrell improves productivity and service reliability. By monitoring operational performance metrics, the Chief Operating Officer identifies opportunities for continuous improvement. Ultimately, Morrell drives the operational excellence that allows the bank to maintain its position as a trusted financial partner for nationwide clients.

Susan Dubs, the Senior Vice President and Chief Operating Officer at Fnbo, oversees the execution of strategic initiatives related to service delivery and organizational efficiency. By focusing on the logistical aspects of wealth management and business banking, Dubs ensures the institution meets the complex needs of its diverse client base. The Senior Vice President and Chief Operating Officer manages cross-functional teams to implement service improvements that reinforce the bank's reputation for trust. This role involves refining the operational framework to support nationwide growth while maintaining the personalized touch of a community-focused bank. Susan Dubs collaborates with other executives to align resource allocation with the bank's mission of innovation. Through the management of key operational projects, Dubs enhances the bank's ability to deliver consistent financial results. By prioritizing efficiency and quality, the Senior Vice President and Chief Operating Officer strengthens the organization's market impact.

James Flemming, the President FNB of Central Alabama at Fnbo, directs the regional operations and market expansion efforts within the Alabama territory. By leveraging the bank's full-service financial capabilities, Flemming builds strong relationships with local businesses and personal banking clients. The President FNB of Central Alabama oversees the implementation of the bank's national strategy at a local level, ensuring alignment with the institution's core values of trust and innovation. This role involves identifying regional growth opportunities and tailoring wealth management solutions to meet the specific needs of the community. James Flemming manages local teams to deliver high-quality service that reflects the bank's commitment to excellence. Through active engagement with the local market, Flemming strengthens the brand presence of the institution. By driving regional performance, the President FNB of Central Alabama contributes significantly to the bank's nationwide success and reputation for reliable financial services.

Richard Herink, the Market President at Fnbo, leads the strategic development and client acquisition efforts within a designated geographic market. By focusing on the delivery of personal and business banking solutions, Herink ensures the institution remains a preferred financial partner in the region. The Market President manages local operations to align with the bank's overarching mission of providing innovative and trustworthy financial services. This role involves cultivating deep relationships with community leaders and business owners to drive market share growth. Richard Herink oversees the execution of wealth management strategies tailored to the unique economic landscape of the market. Through proactive leadership, Herink fosters a culture of service excellence that distinguishes the bank from competitors. By monitoring regional performance indicators, the Market President identifies and capitalizes on emerging opportunities. Ultimately, Herink secures the bank's competitive position and long-term success within the assigned territory.

Gregory Vartanyan, the President, Corporate Banking at Fnbo, directs the strategy and service delivery for the bank's large-scale business and commercial clients. By overseeing the development of complex financial products, Vartanyan ensures the institution meets the sophisticated needs of corporate entities. The President, Corporate Banking manages the relationships with major business partners to drive revenue growth and market expansion. This role involves collaborating with other executive leaders to integrate corporate banking services with the bank's broader wealth management and personal banking offerings. Gregory Vartanyan monitors industry trends to ensure the bank remains at the forefront of financial innovation for corporate clients. Through the management of high-value portfolios, Vartanyan supports the bank's commitment to trust and long-term partnership. By driving the success of the corporate division, the President, Corporate Banking significantly impacts the overall financial performance and market standing of the institution.

Mk Mac, the Owner and President at Fnbo, provides the ultimate strategic direction and governance for the institution. By upholding the bank's long-standing commitment to community banking and customer service, Mac ensures the organization remains true to its foundational values while pursuing modern innovation. The Owner and President oversees the long-term vision of the bank, guiding the executive team in the pursuit of sustainable growth and financial stability. This role involves balancing the needs of various stakeholders while maintaining the trust that defines the institution's reputation. Mk Mac directs the high-level strategy for personal, business, and wealth management solutions to ensure they remain competitive in a nationwide market. Through consistent leadership, Mac fosters an environment where innovation and service excellence thrive. By setting the tone for the entire organization, the Owner and President secures the bank's future as a leader in the financial services industry.