Financial Institutions Executive and Leadership Team

Bette McCartney, the Chief Financial Officer at Financial Institutions, manages the company's financial health and strategic fiscal planning. Overseeing all financial operations, McCartney ensures robust capital management, accurate financial reporting, and compliance with regulatory standards across Western New York and the Mid-Atlantic region. This critical role involves developing long-term financial strategies that support the company's growth objectives and enhance shareholder value. By guiding investment decisions and optimizing resource allocation, the Chief Financial Officer directly impacts the profitability and stability of Financial Institutions. Bette McCartney's leadership ensures the financial integrity of subsidiaries like Five Star Bank and Courier Capital, LLC, underpinning their ability to serve diverse customer segments and drive market expansion. The Chief Financial Officer's strategic insights are vital for navigating complex market dynamics and securing sustained financial performance.

Richard Simpson, the Chief Operating Officer at Financial Institutions, drives operational efficiency and service delivery across the organization. Overseeing day-to-day business activities, Simpson ensures seamless integration of services provided by Five Star Bank and Courier Capital, LLC. This leadership position involves optimizing operational workflows, enhancing customer experience, and managing the network of banking locations spanning Western and Central New York, as well as the Mid-Atlantic commercial loan production office. By implementing best practices and fostering a culture of continuous improvement, the Chief Operating Officer directly supports the company's commitment to its HEART values. Richard Simpson's operational oversight is crucial for maintaining high standards of service and achieving strategic growth objectives. The Chief Operating Officer's focus on operational excellence ensures the company's infrastructure effectively supports its diverse customer base and expanding market reach.

Ang Yullius, the Chief Operating Officer & Director at Financial Institutions, provides strategic direction and operational leadership, contributing to the company's long-term vision. Overseeing key operational functions and serving on the Board, Yullius ensures alignment between daily activities and overarching corporate goals. This dual role involves guiding the expansion of services to consumer, business, municipal, healthcare, not-for-profit, and fintech customers, particularly through Five Star Bank's network and its commercial loan production offices in the Baltimore and Washington, D.C. region. By championing the company's HEART values of being humble, empowered, ambitious, resilient, and transparent, Ang Yullius reinforces a strong corporate culture. The Chief Operating Officer & Director's strategic input is vital for driving innovation and ensuring the sustained success of Financial Institutions. Ang Yullius's comprehensive oversight supports the company's mission to keep people at the heart of its operations.

Ashley Harmon, the Chief Information Officer at Financial Institutions, directs the company's technology strategy and digital transformation initiatives. Overseeing all IT infrastructure, Harmon ensures the secure and efficient operation of systems supporting consumer, business, municipal, healthcare, not-for-profit, and fintech customers. This leadership role involves architecting scalable cloud solutions and driving the integration of Banking-as-a-Service (BaaS) platforms for fintech partners. By optimizing digital channels and enhancing cybersecurity measures, Harmon directly supports the company's mission to provide innovative financial solutions. The Chief Information Officer's focus on technological advancement is critical for maintaining a competitive edge in the evolving financial landscape. Ashley Harmon's expertise ensures the company's technological backbone supports robust growth and operational excellence across all subsidiaries, including Five Star Bank and Courier Capital, LLC.