Combined Executive and Leadership Team

Roxana Roxana, the Chief Executive Officer at Combined, directs the overarching strategic vision for supplemental accident, health, and life insurance products. Roxana Roxana oversees the alignment of corporate objectives with the needs of policyholders across North America, Europe, and Asia Pacific. By prioritizing clear, understandable coverage, the Chief Executive Officer ensures the organization maintains a competitive edge in the insurance market. This leadership role involves constant collaboration with the Board to drive sustainable growth and operational excellence. Through the implementation of streamlined insurance solutions, the Chief Executive Officer fosters a culture of transparency and customer-centric service. Roxana maintains a focus on long-term stability while navigating the complexities of global insurance regulations. The Chief Executive Officer drives initiatives that simplify the insurance experience, ensuring that families receive necessary protection during critical moments. Ultimately, the Chief Executive Officer secures the company's reputation as a reliable provider of essential financial security.

Michael Dortch, the President & Managing Agent at Combined, manages the regulatory compliance and agency operations essential for delivering supplemental insurance products. Michael Dortch oversees the distribution channels that connect policyholders with accident, health, and life coverage across diverse global markets. By maintaining rigorous standards for agent conduct and policy clarity, the President & Managing Agent ensures that every customer interaction reflects the company's commitment to simplicity. This leadership role involves coordinating with internal legal teams to navigate the complex regulatory landscape of the insurance industry. Through the optimization of agency performance, the President & Managing Agent drives revenue growth and operational efficiency. Dortch monitors market trends to adapt distribution strategies, ensuring that the organization meets the evolving needs of families in North America and beyond. Ultimately, the President & Managing Agent upholds the integrity of the brand by ensuring that all insurance products remain accessible and easy to understand.

Mathew Matarrese, the Division President at Combined, leads the operational execution of supplemental insurance programs within specific market segments. Mathew Matarrese oversees the development and deployment of health and life insurance products designed to provide financial protection for policyholders. By focusing on the efficiency of divisional workflows, the Division President ensures that coverage remains affordable and clearly defined for all customers. This leadership role involves managing cross-functional teams to improve service delivery and product accessibility across the company's operational footprint. Through the implementation of targeted growth strategies, the Division President drives market penetration and enhances the overall customer experience. Matarrese collaborates with other senior leaders to align divisional goals with the broader mission of providing peace of mind. The Division President monitors performance metrics to ensure that the organization consistently meets its service obligations. Ultimately, the Division President strengthens the company's market position by delivering high-quality, transparent insurance solutions to a diverse client base.

Joel Schwartz, the President, Combined Canada at Combined, directs all business operations and strategic initiatives within the Canadian market. Joel Schwartz oversees the delivery of supplemental accident, health, and life insurance products tailored to the specific needs of Canadian policyholders. By focusing on regional market expansion and customer engagement, the President, Combined Canada ensures that the company remains a leading provider of financial security in the region. This leadership role involves managing local distribution networks and ensuring that all insurance offerings remain easy to understand and accessible. Through the optimization of regional service models, the President, Combined Canada drives growth and operational efficiency. Schwartz collaborates with the global leadership team to integrate Canadian operations with the broader corporate mission. The President, Combined Canada monitors local regulatory changes to maintain compliance and service quality. Ultimately, the President, Combined Canada secures the company's reputation by providing reliable, transparent coverage that helps families navigate the complexities of supplemental insurance.

Mark Shaw, the Division President, Chubb Workplace Benefits at Combined, manages the strategic development and distribution of supplemental insurance products within the workplace benefits sector. Mark Shaw oversees the integration of accident, health, and life insurance solutions into employer-sponsored programs across North America. By focusing on the unique requirements of corporate clients and their employees, the Division President, Chubb Workplace Benefits ensures that coverage options are both comprehensive and easy to manage. This leadership role involves coordinating with human resources departments and benefits administrators to streamline the enrollment process. Through the implementation of innovative benefit structures, the Division President, Chubb Workplace Benefits drives participation and enhances the value proposition for policyholders. Shaw collaborates with the broader Chubb organization to leverage synergies and expand the reach of workplace insurance solutions. The Division President, Chubb Workplace Benefits monitors industry trends to ensure that the product portfolio remains competitive and relevant. Ultimately, the Division President, Chubb Workplace Benefits secures long-term growth by providing essential financial protection to employees.