Leadership Overview
Combined has 4 executives leading key functions including divisional leadership and regional presidencies.
Driven by a commitment to accessible coverage, Combined focuses on empowering individuals and families with clear, understandable supplemental insurance solutions, ensuring peace of mind during critical times.
Driven by a commitment to accessible coverage, Combined focuses on empowering individuals and families with clear, understandable supplemental insurance solutions, ensuring peace of mind during critical times.
Leadership Roles at Combined
Matthew Matarrese - Division President
Matthew Matarrese, the Division President at Combined, directs strategic initiatives across key operational segments. Overseeing critical business units, Matarrese ensures alignment with the company's core mission of providing affordable supplemental insurance. This leadership involves driving growth and operational efficiency within the assigned divisions, focusing on market penetration and customer acquisition strategies. By optimizing resource allocation and fostering cross-functional collaboration, Matthew Matarrese strengthens the company's market position in North America. The role demands a keen understanding of insurance product development and distribution channels to meet evolving customer needs.
Mark Shaw - Division President, Chubb Workplace Benefits
Mark Shaw, the Division President, Chubb Workplace Benefits at Combined, spearheads the expansion and management of supplemental insurance offerings tailored for employer-sponsored benefit programs. This critical role involves developing and executing strategies to integrate Combined's accident, health, and life insurance products into diverse workplace benefit packages across North America. Shaw's leadership ensures that employers can offer valuable, easy-to-understand coverage options to their employees, enhancing financial security. By cultivating strong relationships with corporate clients and benefit brokers, Mark Shaw drives market share growth and reinforces Combined's commitment to accessible insurance solutions. The focus remains on delivering clear, affordable coverage that meets the specific needs of policyholders.
Joel Schwartz - President, Combined Canada
Joel Schwartz, the President, Combined Canada at Combined, directs all operational and strategic activities for the Canadian market. This leadership position involves tailoring Combined's supplemental accident, health, and life insurance products to meet the unique needs of Canadian consumers and businesses. Schwartz oversees market development, sales force management, and regulatory compliance within Canada, ensuring the delivery of clear, affordable coverage. By fostering strong distribution partnerships and enhancing customer engagement, Joel Schwartz drives growth and solidifies Combined's presence in the Canadian insurance landscape. The objective is to empower Canadians with the financial protection they need, making complex insurance simple and accessible.

Michael Dortch - President & Managing Agent
Michael Dortch, the President & Managing Agent at Combined, manages key agency operations and drives sales performance. This role focuses on cultivating a high-performing sales force and ensuring the effective distribution of Combined's supplemental insurance products across designated regions. Dortch's leadership emphasizes agent development, strategic recruitment, and the implementation of sales methodologies that align with the company's mission of providing accessible and understandable coverage. By optimizing agent productivity and fostering a culture of success, Michael Dortch contributes significantly to revenue generation and market expansion. The focus remains on empowering individuals and families with essential financial protection when it is needed most.

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