CMS Executive and Leadership Team

August, 2026

Leadership Overview

CMS has 5 executives leading key functions including strategy, financial oversight, operational logistics, and regional market expansion.

Driven by a commitment to secure cash management, CMS optimizes the entire currency cycle across India through advanced ATM network management and retail solutions, ensuring seamless financial flow for banking partners.

Leadership Roles at CMS

  • Chief Executive Officer - Sujeet Krishnan
  • Chief Financial Officer - Pankaj Khandelwal
  • President - Anup Neogi
  • President - Lou Maiolo
  • Chief Operations Officer - Puneet Bhirani
  • Sujeet Krishnan - Chief Executive Officer

    Sujeet Krishnan, the Chief Executive Officer at CMS, directs the overarching corporate strategy and long-term vision for the organization. By aligning business objectives with the evolving needs of the Indian banking sector, Krishnan ensures the company maintains its position as the largest cash management provider in the region. This leadership role involves constant engagement with the Board and major stakeholders to drive sustainable growth and operational excellence. Sujeet Krishnan monitors the competitive landscape to identify new opportunities within the managed services sector. Through rigorous oversight of corporate governance and strategic partnerships, the Chief Executive Officer fosters a culture of efficiency and reliability. By prioritizing technological integration across the cash cycle, the executive secures the company's market dominance. Ultimately, the Chief Executive Officer builds robust frameworks that support the expansion of ATM network management and retail pick-up services across diverse geographic markets.

    Pankaj Khandelwal - Chief Financial Officer

    Pankaj Khandelwal, the Chief Financial Officer at CMS, manages the fiscal health and capital allocation strategies for the entire enterprise. Overseeing financial planning, reporting, and risk management, the Chief Financial Officer ensures the company maintains a strong balance sheet while supporting aggressive growth initiatives. Khandelwal coordinates with the executive team to optimize cash flow cycles and improve profitability across all managed service lines. Pankaj Khandelwal drives the financial discipline required to sustain large-scale operations in the competitive Indian market. By implementing advanced auditing and compliance protocols, the Chief Financial Officer protects the integrity of the money management process. This role involves managing investor relations and ensuring transparency in all fiscal disclosures. Through strategic budgeting and cost-control measures, the executive supports the long-term viability of the business. Ultimately, the Chief Financial Officer secures the financial foundation necessary for the company to scale its infrastructure and service offerings.

    Anup Neogi - President

    Anup Neogi, the President at CMS, leads the strategic development of managed services and retail management solutions. Focusing on the expansion of service offerings, the President identifies emerging market trends to diversify the company's portfolio beyond traditional cash management. Neogi coordinates with cross-functional teams to integrate new technology platforms that improve the customer experience for retail clients. Anup Neogi drives the growth of the managed services division by fostering deep relationships with key banking institutions. This leadership role involves overseeing product innovation and ensuring that service delivery meets the highest standards of security and efficiency. By analyzing market data, the President shapes the tactical approach to capturing new retail pick-up points across the country. Through the alignment of sales and service delivery, the executive ensures consistent revenue growth. Ultimately, the President strengthens the company's market position by delivering tailored solutions that address the specific needs of the retail and banking sectors.
    Anup Neogi

    Lou Maiolo - President

    Lou Maiolo, the President at CMS, directs the strategic initiatives related to ATM network management and infrastructure modernization. Overseeing the technical integration of hardware and software solutions, the President ensures that the company's ATM points remain at the forefront of industry standards. Maiolo manages the relationships with technology vendors and banking partners to streamline the deployment of new service capabilities. Lou Maiolo drives the optimization of the ATM lifecycle, from installation to maintenance and cash replenishment. This leadership role involves identifying opportunities for operational scaling and enhancing the security of the ATM network. By focusing on the technical aspects of the cash cycle, the President improves the overall reliability of the company's service offerings. Through the coordination of engineering and field support teams, the executive ensures seamless performance across the entire network. Ultimately, the President secures the company's leadership in ATM management by delivering innovative and secure infrastructure solutions.

    Puneet Bhirani - Chief Operations Officer

    Puneet Bhirani, the Chief Operations Officer at CMS, architects the daily execution of cash management and ATM network logistics. Overseeing the complex movement of currency from currency chests to retail points, the Chief Operations Officer ensures maximum uptime and security for banking clients. Bhirani manages the vast field workforce and logistics fleet to maintain operational efficiency across the national footprint. Puneet Bhirani drives continuous improvement in service delivery by integrating real-time monitoring technologies into the cash cycle. This leadership role requires constant coordination with regional managers to resolve logistical bottlenecks and enhance service quality. By optimizing route planning and security protocols, the Chief Operations Officer minimizes risk and maximizes throughput. Through the implementation of standardized operational procedures, the executive maintains high performance across all service centers. Ultimately, the Chief Operations Officer guarantees the reliability of the entire money management ecosystem for every banking partner served.

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    Frequently Asked Questions Regarding CMS Top Executives and Leadership Team

    Who leads CMS?
    CMS is led by Sujeet Krishnan (Chief Executive Officer), along with executives such as Pankaj Khandelwal (Chief Financial Officer) and Anup Neogi (President).
    Who is part of CMS’s executive team?
    The executive team of CMS includes leaders such as Sujeet Krishnan (Chief Executive Officer), Pankaj Khandelwal (Chief Financial Officer), Anup Neogi (President) and other senior executives.
    How many executives does CMS have?
    CMS has 5 executives leading key business areas.
    What roles are included in CMS’s leadership team?
    The leadership team of CMS includes roles such as Chief Executive Officer, Chief Financial Officer, President, President, Chief Operations Officer.