CIMB Niaga Executive and Leadership Team

Andrew Tanus, the Chief Executive Officer at CIMB Niaga, directs the overarching strategic vision for the institution. By prioritizing digital banking adoption and transaction efficiency, the Chief Executive Officer ensures the bank maintains a competitive edge within the Indonesian financial sector. Andrew Tanus oversees the alignment of departmental goals with long-term growth objectives, fostering a culture of operational excellence. This leadership role involves constant engagement with the Board to refine risk management frameworks and capital allocation strategies. Through the implementation of robust governance protocols, the Chief Executive Officer drives sustainable value for shareholders and clients alike. By monitoring macro-economic trends across the region, the Chief Executive Officer positions the bank to capitalize on emerging market opportunities. Ultimately, the Chief Executive Officer secures the institutional stability required to navigate complex regulatory environments while expanding the reach of core banking services throughout the archipelago.

Deny Imran, the Ape Gale Founder & Chief Executive Officer (Indonesia) at CIMB Niaga, architects specialized financial solutions tailored for the Indonesian market. Focusing on the intersection of technology and traditional banking, the Ape Gale Founder & Chief Executive Officer (Indonesia) drives the integration of digital payment platforms into the existing infrastructure. Deny Imran manages cross-functional teams to accelerate product development cycles, ensuring that service delivery meets the evolving demands of modern consumers. This leadership role requires close collaboration with the executive committee to harmonize regional initiatives with the broader corporate mission. By optimizing transaction processing speeds, the Ape Gale Founder & Chief Executive Officer (Indonesia) enhances the overall user experience for the bank's diverse client base. Through strategic partnerships and innovative service design, the Ape Gale Founder & Chief Executive Officer (Indonesia) strengthens the bank's market position as a leader in transaction value and financial accessibility.

Bahari Pranata, the Chief Financial Officer at CIMB Niaga, manages the institution's fiscal health and capital structure. Overseeing financial reporting, budgeting, and treasury operations, the Chief Financial Officer ensures strict compliance with regulatory standards set by the Indonesian Central Securities Depository. Bahari Pranata directs the analysis of financial performance metrics to support informed decision-making by the executive leadership team. This leadership role involves mitigating financial risks through rigorous auditing and internal control mechanisms. By optimizing the balance sheet, the Chief Financial Officer supports the bank's ability to fund strategic growth initiatives and infrastructure investments. Through the management of liquidity and capital adequacy ratios, the Chief Financial Officer maintains the bank's resilience against market volatility. Ultimately, the Chief Financial Officer provides the financial transparency and stability necessary to sustain investor confidence and support the long-term expansion of the bank's transaction-based business model.

Lee Kwong, the Chief Transformation Officer, Chief Financial Officer & Director, Strategy, Finance & SPAPM at CIMB Niaga, architects the bank's long-term strategic roadmap and organizational evolution. Overseeing the integration of new financial technologies, the Chief Transformation Officer, Chief Financial Officer & Director, Strategy, Finance & SPAPM ensures that internal processes remain agile and efficient. Lee Kwong manages the alignment of financial resources with strategic priorities, facilitating the transition toward a more digital-centric banking model. This leadership role involves leading cross-departmental initiatives to streamline operations and improve service delivery. By evaluating the effectiveness of current strategies, the Chief Transformation Officer, Chief Financial Officer & Director, Strategy, Finance & SPAPM drives continuous improvement across all business units. Through the oversight of strategic planning and performance management, the Chief Transformation Officer, Chief Financial Officer & Director, Strategy, Finance & SPAPM ensures that the bank remains at the forefront of the Indonesian financial industry's transformation.

Nicholas Hasan, the Co-Founder & Chief Financial Officer at CIMB Niaga, provides foundational oversight of the bank's financial integrity and strategic direction. Focusing on the long-term sustainability of the institution, the Co-Founder & Chief Financial Officer manages the allocation of capital to support core banking functions and technological advancements. Nicholas Hasan directs the development of financial policies that ensure compliance with national banking regulations. This leadership role involves collaborating with the executive team to evaluate investment opportunities and assess the financial impact of new market entries. By monitoring the bank's fiscal performance, the Co-Founder & Chief Financial Officer identifies areas for cost optimization and revenue growth. Through the maintenance of strong relationships with stakeholders, the Co-Founder & Chief Financial Officer reinforces the bank's reputation for financial stability. Ultimately, the Co-Founder & Chief Financial Officer ensures that the bank's financial foundation remains robust enough to support its role as a leading payment institution.

Alan Sances, the President Director at CIMB Niaga, directs the overall management and operational execution of the bank. Overseeing the implementation of corporate policies, the President Director ensures that all business activities align with the bank's mission to provide superior transaction services. Alan Sances manages the executive team, fostering a collaborative environment that encourages innovation and operational excellence. This leadership role involves representing the bank in high-level engagements with regulators and industry partners. By setting the tone for corporate culture, the President Director drives the commitment to service quality and ethical banking practices. Through the oversight of daily operations, the President Director ensures that the bank meets its performance targets and maintains its status as a key player in the Indonesian financial system. Ultimately, the President Director secures the bank's long-term viability by balancing immediate operational needs with the strategic goals of the institution.

Sindhy Febriana, the President of Kejar Mimpi Chapter Makassar at CIMB Niaga, directs community engagement and social impact initiatives within the regional market. Focusing on the bank's corporate social responsibility goals, the President of Kejar Mimpi Chapter Makassar oversees programs that promote financial literacy and youth empowerment. Sindhy Febriana manages local partnerships to expand the bank's reach and influence in the community. This leadership role involves coordinating with the national office to align regional activities with the bank's broader brand values. By fostering connections with local stakeholders, the President of Kejar Mimpi Chapter Makassar enhances the bank's reputation as a socially responsible institution. Through the execution of community-focused projects, the President of Kejar Mimpi Chapter Makassar drives brand awareness and loyalty among the younger demographic. Ultimately, the President of Kejar Mimpi Chapter Makassar contributes to the bank's mission by building a positive and lasting impact in the regional market.

Reza Ismar, the Chief Marketing Officer at CIMB Niaga, directs all brand positioning and customer acquisition strategies. Overseeing the development of integrated marketing campaigns, the Chief Marketing Officer ensures consistent messaging across all digital and physical channels. Reza Ismar manages the bank's public image, focusing on building trust and brand loyalty within the competitive Indonesian banking sector. This leadership role involves analyzing consumer behavior data to refine product offerings and improve market penetration. By coordinating with the sales and product teams, the Chief Marketing Officer aligns promotional activities with the bank's revenue targets. Through the execution of targeted outreach programs, the Chief Marketing Officer expands the bank's footprint among both retail and corporate segments. Ultimately, the Chief Marketing Officer drives brand equity by highlighting the bank's unique value proposition as a primary payment institution, ensuring that the market recognizes the institution's commitment to financial reliability and innovation.

Retno Sari SE, the Chief Sales Officer (CSO) at CIMB Niaga, directs the expansion of the bank's client portfolio and revenue streams. Overseeing the sales force, the Chief Sales Officer (CSO) ensures the effective distribution of banking products across diverse market segments. Retno Sari SE manages relationships with key corporate accounts, driving the adoption of the bank's payment and transaction services. This leadership role involves setting aggressive sales targets and implementing incentive structures that motivate high performance. By analyzing regional market trends, the Chief Sales Officer (CSO) identifies new opportunities for growth and service penetration. Through the coordination of sales strategies with the marketing and product departments, the Chief Sales Officer (CSO) ensures a seamless customer journey from acquisition to retention. Ultimately, the Chief Sales Officer (CSO) secures the bank's market share by delivering tailored financial solutions that meet the specific needs of the bank's extensive client base.

Sri Widowati, the Independent Commissioner at CIMB Niaga, provides objective oversight and guidance to the board of directors. Focusing on corporate governance and risk management, the Independent Commissioner ensures that the bank's operations adhere to the highest ethical standards. Sri Widowati monitors the performance of the executive team, offering impartial advice to protect the interests of shareholders and clients. This leadership role involves participating in board committees to review financial reports and strategic initiatives. By bringing an external perspective to the decision-making process, the Independent Commissioner helps the bank navigate complex regulatory landscapes and market challenges. Through the promotion of transparency and accountability, the Independent Commissioner strengthens the bank's governance framework. Ultimately, the Independent Commissioner supports the bank's commitment to sustainable growth by ensuring that all strategic decisions are made with due diligence and in accordance with the bank's long-term objectives.