Centennial Bank Executive and Leadership Team

August, 2026

Leadership Overview

Centennial Bank has 10 executives leading key functions including strategy, operations, finance, lending, human resources, and regional market management.

Focused on delivering comprehensive real estate services, Centennial Bank prioritizes operational excellence and tenant satisfaction to maintain a robust portfolio of residential and commercial properties across diverse markets.

Leadership Roles at Centennial Bank

  • Chief Executive Officer - Richard Cynova
  • Chief Financial Officer - Brian Davis
  • Chief Operating Officer - Stephen Tipton
  • President, Branch (Boulder) - Charles Holmes
  • President, Florida (South) - Teresa Condas
  • Group President, Commercial Finance (Centennial) - Christopher Poulton
  • Regional President, Florida - David Druey
  • Community Bank President - Jason James
  • Lending Chief of Staff - Susan Clements
  • Senior Vice President, Chief Human Resources Officer - Arlene Lovelace
  • Richard Cynova - Chief Executive Officer

    Richard Cynova, the Chief Executive Officer at Centennial Bank, directs the overarching strategic vision for the entire real estate services portfolio. By aligning corporate objectives with market demands, the Chief Executive Officer ensures the organization maintains high standards for both residential and commercial property management. Cynova oversees the integration of traditional real estate expertise with modern operational practices to drive long-term growth. This leadership role involves constant evaluation of the property management landscape to identify new opportunities for expansion and service enhancement. Richard Cynova maintains direct oversight of the executive team to ensure consistent execution of the company mission. Through rigorous analysis of tenant relations and lease administration, the Chief Executive Officer optimizes the performance of the entire asset base. Ultimately, Cynova secures the competitive position of the firm by fostering a culture of efficiency and quality across all operational segments.

    Brian Davis - Chief Financial Officer

    Brian Davis, the Chief Financial Officer at Centennial Bank, governs the fiscal health and capital allocation strategies for the entire real estate services organization. Managing the financial reporting and budgeting processes, the Chief Financial Officer ensures that the company maintains the necessary liquidity to support property acquisitions and ongoing maintenance requirements. Davis evaluates the economic viability of various residential and commercial projects to maximize return on investment. This leadership role involves close collaboration with the executive team to align financial goals with the broader corporate mission. Brian Davis oversees the administration of lease-related revenue streams and monitors the financial performance of the diverse property portfolio. By implementing robust financial controls, the Chief Financial Officer mitigates risk and supports sustainable growth. Davis provides the analytical foundation required for strategic decision-making, ensuring that the firm remains financially resilient while responding to shifting market conditions.

    Stephen Tipton - Chief Operating Officer

    Stephen Tipton, the Chief Operating Officer at Centennial Bank, manages the daily execution of property maintenance and tenant coordination across the national portfolio. Overseeing the logistical framework of the organization, the Chief Operating Officer ensures that all residential units and retail spaces meet contemporary standards for functionality. Tipton drives the implementation of standardized operational procedures to streamline lease administration and property upkeep. This role requires constant interaction with regional teams to maintain consistent service quality regardless of geographic location. Stephen Tipton monitors key performance indicators related to property occupancy and maintenance efficiency to support the broader business model. By refining the internal processes that govern tenant relations, the Chief Operating Officer enhances the overall value of the real estate assets. Tipton maintains a focus on operational scalability, ensuring that the infrastructure supports the evolving needs of both individual tenants and commercial enterprises.
    Stephen Tipton

    Charles Holmes - President, Branch (Boulder)

    Charles Holmes, the President, Branch (Boulder) at Centennial Bank, manages the regional operations and market presence within the designated territory. Overseeing the local implementation of property management services, the President, Branch (Boulder) ensures that residential and commercial clients receive consistent support aligned with the company's national standards. Holmes drives the growth of the local portfolio by identifying opportunities for property acquisition and tenant engagement. This role involves managing local relationships with retail operators and individual tenants to maintain high occupancy rates. Charles Holmes coordinates with the executive team to ensure that regional activities contribute to the overall success of the firm. By focusing on the specific demands of the local market, the President, Branch (Boulder) enhances the company's reputation for quality and reliability. Holmes monitors local performance metrics to ensure that the branch remains a key contributor to the organization's broader real estate services mission.

    Teresa Condas - President, Florida (South)

    Teresa Condas, the President, Florida (South) at Centennial Bank, directs the operational strategy and market expansion efforts across the southern region of Florida. Overseeing the management of a diverse portfolio of residential and commercial properties, the President, Florida (South) ensures that all assets meet the company's rigorous standards for maintenance and tenant satisfaction. Condas drives the development of local partnerships to strengthen the firm's presence in this competitive market. This leadership role involves managing the complexities of lease administration and property upkeep in a high-demand environment. Teresa Condas collaborates with the executive team to integrate regional insights into the company's national strategy. By focusing on the unique requirements of the southern Florida market, the President, Florida (South) supports the organization's goal of providing tailored real estate solutions. Condas ensures that regional operations remain efficient and responsive to the evolving needs of the tenant base.

    Christopher Poulton - Group President, Commercial Finance (Centennial)

    Christopher Poulton, the Group President, Commercial Finance (Centennial) at Centennial Bank, manages the financial services specifically tailored to commercial property clients. Overseeing the provision of capital and credit solutions, the Group President, Commercial Finance (Centennial) ensures that retail operators have the necessary resources to maintain their business spaces. Poulton drives the strategic direction of the commercial finance division to align with the company's broader real estate services model. This role involves evaluating the financial needs of commercial enterprises and developing products that support their long-term occupancy. Christopher Poulton collaborates with other regional leaders to ensure that commercial finance activities remain integrated with property management operations. By focusing on the financial health of commercial tenants, the Group President, Commercial Finance (Centennial) contributes to the stability of the entire portfolio. Poulton monitors market trends to adapt financial offerings to the changing demands of the commercial real estate sector.

    David Druey - Regional President, Florida

    David Druey, the Regional President, Florida at Centennial Bank, oversees the comprehensive management of the company's real estate portfolio throughout the state of Florida. Directing the operational activities of both residential and commercial properties, the Regional President, Florida ensures that the firm maintains a strong market position through consistent service delivery. Druey manages the regional team to optimize tenant relations and property maintenance coordination. This leadership role involves analyzing market data to identify opportunities for portfolio growth and service enhancement. David Druey collaborates with the executive team to ensure that regional performance aligns with the company's national objectives. By focusing on the specific needs of the Florida market, the Regional President, Florida supports the organization's commitment to quality accommodations and business spaces. Druey drives the implementation of operational best practices to ensure that all properties in the region meet contemporary standards for comfort and functionality.

    Jason James - Community Bank President

    Jason James, the Community Bank President at Centennial Bank, manages the local engagement and service delivery within the community-focused segments of the real estate portfolio. Overseeing the relationship between the firm and local tenants, the Community Bank President ensures that residential and commercial spaces remain well-maintained and responsive to community needs. James drives the implementation of local initiatives that support the company's mission of providing quality accommodations. This role involves coordinating with regional leadership to ensure that community-level operations contribute to the overall success of the firm. Jason James monitors the performance of local properties to identify areas for improvement in tenant relations and lease administration. By focusing on the unique dynamics of the community, the Community Bank President enhances the firm's local presence and reliability. James ensures that all community-based operations remain aligned with the broader strategic goals of the organization.

    Susan Clements - Lending Chief of Staff

    Susan Clements, the Lending Chief of Staff at Centennial Bank, coordinates the strategic initiatives within the lending division to support the company's real estate services model. Overseeing the alignment of lending activities with property management goals, the Lending Chief of Staff ensures that financial solutions remain tailored to the needs of commercial and residential clients. Clements facilitates communication between the lending teams and the broader executive leadership to streamline project financing. This role involves managing the operational flow of credit services that enable clients to secure quality business spaces and accommodations. Susan Clements drives the development of internal protocols that enhance the efficiency of the lending process. By focusing on the intersection of property management and financial services, the Lending Chief of Staff supports the organization's ability to address diverse market demands. Clements ensures that all lending operations contribute directly to the stability and growth of the company portfolio.

    Arlene Lovelace - Senior Vice President, Chief Human Resources Officer

    Arlene Lovelace, the Senior Vice President, Chief Human Resources Officer at Centennial Bank, directs the talent acquisition and organizational development strategies that sustain the company's real estate operations. Overseeing the recruitment and retention of professionals skilled in property management and lease administration, the Senior Vice President, Chief Human Resources Officer ensures that the workforce remains capable of meeting contemporary service standards. Lovelace fosters a corporate culture centered on operational excellence and client-focused service. This leadership role involves designing training programs that equip staff with the necessary expertise to manage both residential and commercial properties effectively. Arlene Lovelace collaborates with other C-suite leaders to align human capital strategies with the firm's growth objectives. By optimizing the organizational structure, the Senior Vice President, Chief Human Resources Officer supports the efficiency of the entire team. Lovelace drives initiatives that promote employee engagement and professional development across all regional operations.

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    Frequently Asked Questions Regarding Centennial Bank Top Executives and Leadership Team

    Who leads Centennial Bank?
    Centennial Bank is led by Richard Cynova (Chief Executive Officer), along with executives such as Brian Davis (Chief Financial Officer) and Stephen Tipton (Chief Operating Officer).
    Who is part of Centennial Bank’s executive team?
    The executive team of Centennial Bank includes leaders such as Richard Cynova (Chief Executive Officer), Brian Davis (Chief Financial Officer), Stephen Tipton (Chief Operating Officer) and other senior executives.
    How many executives does Centennial Bank have?
    Centennial Bank has 10 executives leading key business areas.
    What roles are included in Centennial Bank’s leadership team?
    The leadership team of Centennial Bank includes roles such as Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, President, Branch (Boulder), President, Florida (South).