Centennial Bank Executive and Leadership Team

May, 2026

Leadership Overview

Centennial Bank has 10 executives leading key functions including strategy, operations, finance, and mortgage lending.

Driven by a commitment to comprehensive real estate services, Centennial Bank specializes in residential and commercial property management, offering tailored solutions across an extensive portfolio of rental properties and business spaces.

Leadership Roles at Centennial Bank

  • Chief Executive Officer - Richard Cynova
  • President & Chief Executive Officer - Johnny Allison
  • Chief Financial Officer - Brian Davis
  • Chief Operating Officer - Stephen Tipton
  • Mortgage Division President - Keith Little
  • Market President - James Berg
  • President - Association Banking - Craig Finck
  • Community Bank President - Jason James
  • Lending Chief of Staff - Susan Clements
  • Senior Vice President, Chief Human Resources Officer - Arlene Lovelace
  • Richard Cynova - Chief Executive Officer

    Richard Cynova, the Chief Executive Officer at Centennial Bank, directs the overarching strategic vision and operational framework for the organization's comprehensive real estate services. Cynova's leadership guides the bank's extensive portfolio of residential and commercial properties, ensuring alignment with market demands and tenant needs. This executive function involves setting the strategic direction for property management, from acquisition and development to ongoing operational efficiency and financial performance. The Chief Executive Officer's responsibilities extend to fostering innovation within the property management sector, ensuring Centennial Bank remains at the forefront of industry best practices. Cynova's strategic oversight ensures that all facets of the business, including tenant relations, lease administration, and property upkeep, contribute to the company's sustained growth and market leadership. The executive's focus remains on maximizing asset value and delivering exceptional service across all managed properties.

    Johnny Allison - President & Chief Executive Officer

    Johnny Allison, the President & Chief Executive Officer at Centennial Bank, spearheads the strategic direction and operational execution of the bank's comprehensive real estate services. Allison's leadership encompasses the management of a diverse portfolio of residential and commercial properties, ensuring optimal performance and tenant satisfaction. This executive role involves driving growth initiatives, fostering key stakeholder relationships, and maintaining the company's commitment to quality property management. The President & Chief Executive Officer's purview includes overseeing all aspects of the business, from financial stewardship to operational excellence, ensuring that Centennial Bank consistently delivers tailored solutions for tenants and property owners. Allison's strategic vision guides the organization's expansion and its ability to adapt to evolving market dynamics within the real estate sector. The executive's dedication to operational integrity underpins the bank's reputation for reliability and service.

    Brian Davis - Chief Financial Officer

    Brian Davis, the Chief Financial Officer at Centennial Bank, directs the financial strategy and fiscal management of the organization's comprehensive real estate operations. Davis's financial stewardship ensures the profitability and sustainability of the bank's extensive portfolio of residential and commercial properties. This executive role involves overseeing budgeting, financial planning, investment analysis, and risk management to support the bank's growth objectives. The Chief Financial Officer's responsibilities extend to optimizing financial performance across all managed assets, ensuring robust financial health and compliance with regulatory standards. Davis's expertise guides strategic financial decisions, supporting the bank's ability to offer tailored solutions and maintain high standards for property upkeep and tenant services. The executive's focus on financial integrity underpins Centennial Bank's capacity to manage diverse market needs effectively.

    Stephen Tipton - Chief Operating Officer

    Stephen Tipton, the Chief Operating Officer at Centennial Bank, orchestrates the day-to-day operational activities and service delivery across the bank's extensive real estate portfolio. Tipton's operational command ensures the seamless management of residential and commercial properties, focusing on efficiency, tenant satisfaction, and property maintenance. This executive function involves refining property management processes, coordinating maintenance schedules, and overseeing lease administration to uphold contemporary standards for comfort and functionality. The Chief Operating Officer's responsibilities include implementing best practices in property upkeep and tenant relations, directly impacting the organization's operational effectiveness. Tipton's leadership drives the practical application of Centennial Bank's real estate expertise, ensuring that operational strategies align with the company's broader mission of providing quality accommodations and business spaces. The executive's attention to detail guarantees the consistent delivery of comprehensive property management services.
    Stephen Tipton

    Keith Little - Mortgage Division President

    Keith Little, the Mortgage Division President at Centennial Bank, directs the strategic growth and operational performance of the bank's mortgage lending activities. Little's leadership ensures that the mortgage division effectively supports clients seeking to acquire residential and commercial properties, aligning with Centennial Bank's broader real estate services. This executive function involves overseeing all aspects of mortgage origination, underwriting, and servicing, ensuring compliance with industry regulations and delivering competitive financial solutions. The Mortgage Division President's responsibilities are key to expanding the bank's market reach and solidifying its position as a comprehensive real estate partner. Little's strategic vision drives innovation within the mortgage sector, enhancing the client experience and optimizing operational efficiency. The executive's focus on robust financial products supports the bank's mission of facilitating property ownership and investment.

    James Berg - Market President

    James Berg, the Market President at Centennial Bank, oversees the strategic development and operational execution within specific geographic markets, driving the bank's real estate services and lending activities. Berg's leadership ensures that Centennial Bank effectively serves the unique needs of its regional client base, fostering strong community relationships and expanding market presence. This executive function involves coordinating local business development, managing market-specific financial performance, and ensuring the delivery of tailored property management and lending solutions. The Market President's responsibilities are critical for translating the bank's overarching strategy into localized success, enhancing client engagement and operational effectiveness. Berg's focus on regional growth supports the bank's mission of providing quality accommodations and business spaces while strengthening its connection within the communities it serves. The executive's market insight is vital to adapting services to diverse local demands.

    Craig Finck - President - Association Banking

    Craig Finck, the President - Association Banking at Centennial Bank, leads the specialized division focused on providing financial services and banking solutions tailored for associations and member-based organizations. Finck's leadership ensures that this division effectively supports the unique operational and financial requirements of its clientele, complementing the bank's broader real estate and lending capabilities. This executive function involves developing strategic partnerships, managing client relationships, and overseeing the delivery of specialized banking products and services. The President - Association Banking's responsibilities are integral to expanding Centennial Bank's reach into niche markets and reinforcing its commitment to diverse financial support. Finck's strategic direction drives the division's growth and its ability to offer customized solutions that meet the specific needs of associations. The executive's focus on specialized services enhances the bank's comprehensive approach to financial management.

    Jason James - Community Bank President

    Jason James, the Community Bank President at Centennial Bank, champions the bank's presence and service delivery within local communities, focusing on building strong relationships and meeting regional financial needs. James's leadership ensures that Centennial Bank's comprehensive real estate services and lending products are accessible and responsive to community demands. This executive function involves overseeing local branch operations, fostering client engagement, and driving business development initiatives tailored to the specific economic landscape of the communities served. The Community Bank President's responsibilities are vital for translating the bank's mission into tangible local impact, ensuring personalized service and support. James's dedication to community engagement reinforces Centennial Bank's commitment to providing quality accommodations and business spaces while strengthening its role as a trusted local financial partner. The executive's focus on localized service delivery enhances the bank's overall value proposition.

    Susan Clements - Lending Chief of Staff

    Susan Clements, the Lending Chief of Staff at Centennial Bank, provides critical support and strategic coordination for the bank's lending operations, particularly within its real estate services division. Clements' role ensures the efficient execution of lending strategies and facilitates seamless communication between lending departments and executive leadership. This executive function involves managing key initiatives, streamlining processes, and enhancing the overall effectiveness of the bank's mortgage and commercial lending activities. The Lending Chief of Staff's responsibilities are integral to supporting the bank's mission of providing tailored financial solutions for property acquisition and development. Clements' operational focus contributes directly to the bank's ability to manage its extensive portfolio and serve the diverse needs of its clientele. The executive's contributions are vital to maintaining the high standards of service and operational excellence across the lending divisions.

    Arlene Lovelace - Senior Vice President, Chief Human Resources Officer

    Arlene Lovelace, the Senior Vice President, Chief Human Resources Officer at Centennial Bank, leads the strategic development and implementation of human capital initiatives across the organization. Lovelace's leadership ensures that Centennial Bank cultivates a high-performing workforce capable of supporting its comprehensive real estate services. This executive function involves overseeing talent acquisition, employee development, compensation strategies, and fostering a positive organizational culture that aligns with the bank's operational goals. The Chief Human Resources Officer's responsibilities are crucial for attracting and retaining the expertise needed to manage residential and commercial properties effectively. Lovelace's strategic approach to human resources directly impacts the bank's ability to deliver exceptional property management and tenant services. The executive's commitment to employee well-being and professional growth reinforces Centennial Bank's foundation of operational strength and service excellence.

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    Frequently Asked Questions Regarding Centennial Bank Top Executives and Leadership Team

    Who leads Centennial Bank?
    Centennial Bank is led by Richard Cynova (Chief Executive Officer), along with executives such as Johnny Allison (President & Chief Executive Officer) and Brian Davis (Chief Financial Officer).
    Who is part of Centennial Bank’s executive team?
    The executive team of Centennial Bank includes leaders such as Richard Cynova (Chief Executive Officer), Johnny Allison (President & Chief Executive Officer), Brian Davis (Chief Financial Officer) and other senior executives.
    How many executives does Centennial Bank have?
    Centennial Bank has 10 executives leading key business areas.
    What roles are included in Centennial Bank’s leadership team?
    The leadership team of Centennial Bank includes roles such as Chief Executive Officer, President & Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, Mortgage Division President.