Leadership Overview
Centennial Bank has 10 executives leading key functions including strategy, operations, lending, human resources, commercial finance, and regional market management.
Focused on delivering comprehensive real estate and financial solutions, Centennial Bank maintains a commitment to operational excellence and sustainable growth across its diverse residential and commercial property portfolios.
Focused on delivering comprehensive real estate and financial solutions, Centennial Bank maintains a commitment to operational excellence and sustainable growth across its diverse residential and commercial property portfolios.
Leadership Roles at Centennial Bank
Richard Cynova - Chief Executive Officer
Richard Cynova, the Chief Executive Officer at Centennial Bank, directs the overarching strategic vision and long-term growth initiatives for the organization. Cynova oversees the alignment of property management services with broader financial objectives, ensuring the portfolio meets contemporary standards for residential and commercial functionality. By coordinating with the Board and senior leadership, the Chief Executive Officer drives the expansion of service offerings across diverse market segments. This leadership role involves monitoring industry trends to maintain a competitive edge in real estate services. Richard Cynova actively manages the integration of traditional real estate expertise with modern operational practices to enhance tenant relations and lease administration. Through rigorous oversight of corporate performance, the Chief Executive Officer secures the stability of the organization while fostering an environment of professional excellence. Ultimately, Cynova ensures that the company remains a premier provider of property management solutions for both individual tenants and retail operators.
Moyle Fritz - Chief Operating Officer
Moyle Fritz, the Chief Operating Officer at Centennial Bank, manages the daily execution of property management functions and internal operational workflows. Fritz optimizes maintenance coordination and property upkeep to ensure residential units and commercial spaces remain in peak condition. The Chief Operating Officer designs efficient processes for lease administration, reducing friction for tenants and retail operators alike. By analyzing operational data, Moyle Fritz identifies opportunities to streamline service delivery across the entire portfolio. This role requires constant collaboration with regional teams to maintain consistent standards of quality and functionality. The Chief Operating Officer monitors the performance of maintenance crews and administrative staff to guarantee high levels of tenant satisfaction. Through the implementation of scalable management systems, Fritz improves the overall efficiency of the organization. Ultimately, the Chief Operating Officer maintains the operational integrity of the company, ensuring that every property meets the rigorous demands of the current real estate market.
Christopher Poulton - Group President, Commercial Finance (Centennial)
Christopher Poulton, the Group President, Commercial Finance (Centennial) at Centennial Bank, oversees the financial strategies tailored specifically for the commercial real estate sector. Poulton directs the management of retail space financing, ensuring that commercial enterprises receive the support required for successful operations. The Group President, Commercial Finance (Centennial) analyzes market data to identify high-potential commercial opportunities that align with the company's portfolio goals. Christopher Poulton collaborates with other executive leaders to integrate commercial finance solutions into the broader property management service offerings. This role involves managing complex financial structures for retail operators, facilitating long-term occupancy and business stability. By focusing on the unique requirements of commercial tenants, the Group President, Commercial Finance (Centennial) drives revenue growth and strengthens the company's market presence. Through strategic financial planning and client relationship management, Poulton ensures that the commercial division remains a cornerstone of the organization's success in the competitive real estate landscape.
Kevin Rose - Market President
Kevin Rose, the Market President at Centennial Bank, manages the localized execution of property management and financial services within specific geographic territories. Rose oversees the performance of residential and commercial assets, ensuring that local operations adhere to the company's high standards for property upkeep and tenant satisfaction. The Market President identifies regional growth opportunities and adapts service offerings to meet the unique demands of the local tenant base. Kevin Rose coordinates with central leadership to implement corporate strategies while maintaining the flexibility required for regional success. This role involves building strong relationships with local business owners and residential tenants to foster long-term loyalty. By monitoring regional market trends, the Market President ensures that the company remains responsive to shifting economic conditions. Through effective management of local resources and personnel, Rose drives the success of the portfolio within the assigned market, contributing directly to the overall growth and stability of the organization.
John Freeman - President
John Freeman, the President at Centennial Bank, provides high-level leadership across the organization's diverse business units, focusing on the integration of property management and financial services. Freeman directs the implementation of corporate policies that ensure consistent service quality across all residential and commercial properties. The President monitors the overall health of the portfolio, identifying strategic adjustments needed to maintain a competitive advantage. John Freeman collaborates with the Chief Executive Officer and other senior leaders to refine the company's mission and long-term objectives. This role involves representing the organization in key industry forums and maintaining relationships with major stakeholders. By overseeing the alignment of departmental functions, the President ensures that the company operates as a cohesive unit. Through a focus on operational excellence and market responsiveness, Freeman supports the continued expansion of the organization's footprint. Ultimately, the President drives the strategic initiatives that define the company's success in the real estate services sector.

Joey Ginn - Market President
Joey Ginn, the Market President at Centennial Bank, manages the operational success of property management and financial services within a designated region. Ginn oversees the maintenance and administration of residential and commercial properties, ensuring that all assets meet the company's quality benchmarks. The Market President develops local strategies to attract and retain tenants, focusing on providing tailored solutions for both individual and commercial clients. Joey Ginn monitors regional performance metrics to ensure that local operations contribute effectively to the company's broader financial goals. This role involves managing local teams and coordinating with corporate departments to streamline service delivery. By analyzing regional market dynamics, the Market President identifies opportunities for portfolio optimization and service expansion. Through proactive engagement with the local community and tenant base, Ginn strengthens the company's reputation for reliability and excellence. Ultimately, the Market President ensures that regional operations remain efficient, profitable, and aligned with the company's core mission.
David Druey - Regional President, Florida
David Druey, the Regional President, Florida at Centennial Bank, directs all property management and financial operations across the Florida market. Druey oversees the expansion of the residential and commercial portfolio, ensuring that the company's services meet the specific needs of the regional tenant base. The Regional President, Florida manages the coordination of maintenance and lease administration to maintain high occupancy rates and property standards. David Druey analyzes regional economic trends to guide strategic investments and service adjustments. This role involves leading local teams to achieve operational excellence and financial targets within the competitive Florida real estate market. By fostering strong relationships with local commercial enterprises and residential tenants, the Regional President, Florida enhances the company's market position. Through rigorous oversight of regional assets, Druey ensures that the company delivers consistent value and quality. Ultimately, the Regional President, Florida drives the growth and operational success of the organization within this critical geographic territory.
Davy Carter - Regional President
Davy Carter, the Regional President at Centennial Bank, manages the strategic oversight of property management and financial services across a broad operational region. Carter directs the implementation of corporate standards for property upkeep and tenant relations, ensuring that all assets within the region reflect the company's commitment to quality. The Regional President coordinates with local management teams to optimize lease administration and maintenance workflows. Davy Carter analyzes regional performance data to identify areas for improvement and growth, ensuring that the portfolio remains aligned with the company's overall mission. This role involves managing relationships with key regional stakeholders and ensuring compliance with local regulations. By focusing on the unique requirements of the regional market, the Regional President enhances the company's ability to serve both residential and commercial tenants effectively. Through proactive leadership and operational focus, Carter drives the success of the regional portfolio, contributing to the long-term stability and growth of the organization.
Susan Clements - Lending Chief of Staff
Susan Clements, the Lending Chief of Staff at Centennial Bank, coordinates the strategic lending operations that support the company's real estate and property management business model. Clements aligns credit policies with the specific needs of commercial enterprises and residential clients, ensuring that financial products facilitate property acquisition and development. The Lending Chief of Staff manages the flow of information between the lending department and executive leadership to ensure cohesive decision-making. Susan Clements oversees the implementation of risk management protocols, protecting the organization while enabling growth in key market segments. This role involves refining the lending process to improve speed and accuracy for all applicants. By bridging the gap between financial services and property management, the Lending Chief of Staff enhances the value proposition for clients. Through meticulous attention to detail and regulatory compliance, Clements supports the long-term financial health of the company, ensuring that lending activities remain robust and responsive to market shifts.
Arlene Lovelace - Senior Vice President, Chief Human Resources Officer
Arlene Lovelace, the Senior Vice President, Chief Human Resources Officer at Centennial Bank, directs the talent acquisition and organizational development strategies necessary to support a large-scale property management firm. Lovelace designs comprehensive training programs that equip staff with the skills required for high-level tenant relations and property maintenance. The Senior Vice President, Chief Human Resources Officer fosters a corporate culture centered on service excellence and operational efficiency. Arlene Lovelace manages performance evaluation systems that align individual contributions with the broader goals of the organization. This role involves overseeing employee engagement initiatives to ensure the retention of top-tier talent across all departments. By developing robust human capital strategies, the Senior Vice President, Chief Human Resources Officer ensures that the company maintains a workforce capable of addressing the diverse needs of residential and commercial tenants. Through proactive leadership, Lovelace builds the internal capacity required to sustain the company's market position and long-term growth objectives.
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