Capital One Executive and Leadership Team

July, 2026

Leadership Overview

Capital One has 10 executives leading key functions including strategy, technology, and operations.

Driven by innovation, Capital One is dedicated to transforming the financial services industry through technology and data, fostering a customer-centric approach to banking and credit.

Leadership Roles at Capital One

  • Chairman & Chief Executive Officer - Richard Fairbank
  • Card Technology Chief of Staff - Racquel Burton
  • Manager, Chief of Staff - Morgan Clark
  • Chief of Staff To the Chief Data Officer and Executive Vice President of Enterprise Data - Alisa Barnes
  • Manager, Chief of Staff - Card Decisioning As A Service - Charlotte Sloan
  • Executive Vice President & Chief Information Officer, Capital One Consumer & Business Cards - Arjun Dugal
  • Lead Manager, Delivery & Chief of Staff & ) Project Management Office Lead - Deronique Alexander
  • Chief of Staff, AI Experiences - Eleina Espigh
  • Customer Services & Strategy Chief of Staff - John-David Appleby
  • Director, Chief of Staff - International Workforce Planning - Catherine Walters
  • Richard Fairbank - Chairman & Chief Executive Officer

    Richard Fairbank, the Chairman & Chief Executive Officer at Capital One, directs the overall strategic vision and operational execution for the diversified financial services holding company. Overseeing all business segments including Credit Card, Consumer Banking, and Commercial Banking, Fairbank ensures alignment with the company's mission to transform banking through technology and data. This leadership role involves guiding the organization's expansion and innovation efforts across digital and physical banking channels, serving consumers, small businesses, and commercial clients. By championing a customer-centric approach, Richard Fairbank drives the company's commitment to delivering specialized financial products and maintaining operational efficiency. The Chairman & Chief Executive Officer's oversight extends to fostering a culture of continuous improvement and market leadership, securing Capital One's position in the competitive financial landscape.
    Richard Fairbank

    Racquel Burton - Card Technology Chief of Staff

    Racquel Burton, the Card Technology Chief of Staff at Capital One, supports the strategic initiatives and operational efficiency within the card technology division. This role involves coordinating efforts across various technology teams to ensure seamless delivery of innovative solutions for Capital One's credit card products. Burton facilitates communication and collaboration between technology leaders and business stakeholders, driving alignment with the company's broader objectives. The Card Technology Chief of Staff ensures that technology roadmaps are effectively executed, supporting the development and deployment of advanced financial products. By optimizing processes and resource allocation, Racquel Burton contributes to the technological advancement that underpins Capital One's market presence in the credit card sector. This position is critical for maintaining the agility and effectiveness of the technology supporting millions of consumers and businesses.

    Morgan Clark - Manager, Chief of Staff

    Morgan Clark, the Manager, Chief of Staff at Capital One, enhances operational effectiveness and strategic execution across designated business units. This position involves managing key projects, streamlining internal processes, and ensuring clear communication channels between leadership and operational teams. Clark supports the implementation of strategic directives, translating high-level goals into actionable plans for various departments. The Manager, Chief of Staff role focuses on driving efficiency and fostering collaboration to achieve Capital One's objectives in consumer and commercial banking. By coordinating cross-functional initiatives, Morgan Clark contributes to the seamless delivery of financial services and the continuous improvement of operational workflows. This role is vital for maintaining momentum on strategic priorities and ensuring organizational alignment.

    Alisa Barnes - Chief of Staff To the Chief Data Officer and Executive Vice President of Enterprise Data

    Alisa Barnes, the Chief of Staff To the Chief Data Officer and Executive Vice President of Enterprise Data at Capital One, drives strategic data initiatives and operational excellence within the enterprise data organization. This critical role involves coordinating the execution of data strategies, ensuring data governance, and facilitating the effective use of data across all business segments. Barnes supports the Chief Data Officer in advancing Capital One's data-driven transformation, enabling enhanced decision-making and product innovation. The Chief of Staff To the Chief Data Officer and Executive Vice President of Enterprise Data oversees key projects related to data infrastructure, analytics, and data science, ensuring alignment with regulatory requirements and business needs. By optimizing data management and utilization, Alisa Barnes strengthens Capital One's competitive advantage through superior data insights and capabilities.

    Charlotte Sloan - Manager, Chief of Staff - Card Decisioning As A Service

    Charlotte Sloan, the Manager, Chief of Staff - Card Decisioning As A Service at Capital One, spearheads operational strategies and process improvements within the card decisioning services framework. This position focuses on enhancing the efficiency and effectiveness of decisioning models and platforms that support Capital One's extensive credit card portfolio. Sloan coordinates cross-functional teams to ensure the seamless delivery and continuous optimization of decisioning capabilities, directly impacting credit risk management and customer experience. The Manager, Chief of Staff - Card Decisioning As A Service role involves translating strategic objectives into tactical execution plans, driving innovation in automated decision-making processes. By fostering collaboration and streamlining workflows, Charlotte Sloan contributes to the robust and agile operation of Capital One's card decisioning infrastructure.

    Arjun Dugal - Executive Vice President & Chief Information Officer, Capital One Consumer & Business Cards

    Arjun Dugal, the Executive Vice President & Chief Information Officer, Capital One Consumer & Business Cards at Capital One, architects and directs the technology strategy for the company's core consumer and business card operations. This leadership position involves overseeing the development, implementation, and maintenance of all technology systems that support product innovation, customer engagement, and operational efficiency within the card segments. Dugal drives the adoption of cutting-edge technologies to enhance the digital banking experience and ensure the security and reliability of financial transactions. The Executive Vice President & Chief Information Officer, Capital One Consumer & Business Cards role is pivotal in translating business requirements into robust technological solutions, fostering a culture of innovation and technical excellence. Arjun Dugal's leadership ensures that Capital One's technology infrastructure remains at the forefront of the financial services industry, supporting growth and customer satisfaction.

    Deronique Alexander - Lead Manager, Delivery & Chief of Staff & ) Project Management Office Lead

    Deronique Alexander, the Lead Manager, Delivery & Chief of Staff & Project Management Office Lead at Capital One, orchestrates project delivery and operational management across key initiatives. This multifaceted role involves overseeing the Project Management Office (PMO) to ensure the successful execution of strategic projects, adhering to timelines, budgets, and quality standards. Alexander also functions as Chief of Staff, facilitating communication and alignment between project teams and senior leadership, thereby enhancing overall delivery effectiveness. The Lead Manager, Delivery & Chief of Staff & Project Management Office Lead role is crucial for driving operational efficiency and ensuring that projects align with Capital One's broader business objectives in banking and financial services. By implementing robust project management methodologies, Deronique Alexander contributes significantly to the company's capacity for innovation and sustained growth.

    Eleina Espigh - Chief of Staff, AI Experiences

    Eleina Espigh, the Chief of Staff, AI Experiences at Capital One, drives the strategic development and implementation of artificial intelligence initiatives focused on enhancing customer and associate experiences. This role involves coordinating efforts across AI research, product development, and operational deployment teams to integrate intelligent solutions seamlessly into Capital One's offerings. Espigh supports the leadership in defining the vision for AI-driven products and services, ensuring alignment with the company's mission to transform financial services. The Chief of Staff, AI Experiences role is instrumental in fostering innovation, managing cross-functional collaborations, and ensuring that AI technologies are leveraged ethically and effectively to create tangible business value. Eleina Espigh's leadership contributes to Capital One's position at the forefront of AI adoption in the financial sector.

    John-David Appleby - Customer Services & Strategy Chief of Staff

    John-David Appleby, the Customer Services & Strategy Chief of Staff at Capital One, directs strategic planning and operational improvements within the customer service and strategy divisions. This position involves enhancing the customer experience by aligning service delivery with overarching business strategies, ensuring seamless interactions across all touchpoints. Appleby coordinates initiatives aimed at optimizing service operations, driving efficiency, and fostering customer loyalty. The Customer Services & Strategy Chief of Staff role is critical for translating strategic objectives into actionable plans that improve service quality and operational effectiveness. By championing customer-centric strategies and streamlining internal processes, John-David Appleby contributes significantly to Capital One's reputation for exceptional service and its continued growth in the competitive financial market.

    Catherine Walters - Director, Chief of Staff - International Workforce Planning

    Catherine Walters, the Director, Chief of Staff - International Workforce Planning at Capital One, oversees strategic workforce initiatives and operational planning across global markets. This role involves developing and implementing comprehensive plans to ensure Capital One has the right talent in place to support its international business objectives and expansion efforts. Walters collaborates with regional leadership to align workforce strategies with market demands and organizational goals, focusing on talent acquisition, development, and retention. The Director, Chief of Staff - International Workforce Planning role is crucial for optimizing resource allocation and ensuring operational readiness in diverse international environments. By driving effective workforce planning, Catherine Walters supports Capital One's global growth and its commitment to building a diverse and skilled international team.

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    Frequently Asked Questions Regarding Capital One Top Executives and Leadership Team

    Who leads Capital One?
    Capital One is led by Richard Fairbank (Chairman & Chief Executive Officer), along with executives such as Racquel Burton (Card Technology Chief of Staff) and Morgan Clark (Manager, Chief of Staff).
    Who is part of Capital One’s executive team?
    The executive team of Capital One includes leaders such as Richard Fairbank (Chairman & Chief Executive Officer), Racquel Burton (Card Technology Chief of Staff), Morgan Clark (Manager, Chief of Staff) and other senior executives.
    How many executives does Capital One have?
    Capital One has 10 executives leading key business areas.
    What roles are included in Capital One’s leadership team?
    The leadership team of Capital One includes roles such as Chairman & Chief Executive Officer, Card Technology Chief of Staff, Manager, Chief of Staff, Chief of Staff To the Chief Data Officer and Executive Vice President of Enterprise Data, Manager, Chief of Staff - Card Decisioning As A Service.