Belstar Microfinance Executive and Leadership Team

May, 2026

Leadership Overview

Belstar Microfinance has 7 executives leading key functions including strategy, technology, operations, finance, and company secretarial duties.

Driven by a mission to reduce poverty, Belstar Microfinance empowers individuals through tailored financial services, fostering sustainable livelihoods and community impact via its unique Credit Plus Model.

Leadership Roles at Belstar Microfinance

  • Chief Executive Officer - Jayaraman Balakrishnan
  • Deputy Chief Financial Officer & Company Secretary - Vijayalakshmi.PS Officer-BelStar
  • Deputy Chief Financial Officer - Ajeeth Doss
  • Chief Operating Officer - K. Balakumaran
  • Deputy Chief Operating Officer - Karuppusamy Natchimuthu
  • Chief Technology Officer - Dhanasekaran Sivaraj
  • Deputy Chief Technology Officer - Suresh R.
  • Jayaraman Balakrishnan - Chief Executive Officer

    Jayaraman Balakrishnan, the Chief Executive Officer at Belstar Microfinance, directs the overall strategic vision and operational execution. Balakrishnan guides the institution's commitment to poverty reduction and financial empowerment across rural and urban India. Overseeing the implementation of the unique Credit Plus Model, Balakrishnan ensures a focus on sustainable livelihoods, particularly through women's self-help and joint liability groups. This leadership drives significant community impact by enabling families to improve income and living standards. The Chief Executive Officer's role involves fostering innovation to enhance customer offerings and solidify Belstar's position as a transformative force in microfinance. Jayaraman Balakrishnan's strategic direction is crucial for expanding market reach and deepening the organization's positive social influence. This executive ensures alignment with the core mission of empowering women like Shajeena and Gudiya, demonstrating the tangible potential of microfinance initiatives.

    Vijayalakshmi.PS Officer-BelStar - Deputy Chief Financial Officer & Company Secretary

    Vijayalakshmi.PS Officer-BelStar, the Deputy Chief Financial Officer & Company Secretary at Belstar Microfinance, manages critical financial operations and corporate governance. Officer-BelStar ensures compliance with all regulatory requirements and maintains the integrity of financial reporting. This dual role involves supporting the Chief Financial Officer in strategic financial planning and overseeing company secretarial duties to uphold corporate standards. Vijayalakshmi.PS Officer-BelStar's responsibilities include managing financial records, facilitating board meetings, and ensuring adherence to legal frameworks. The Deputy Chief Financial Officer & Company Secretary plays a key part in maintaining the financial health and transparency of the institution. Officer-BelStar's meticulous attention to financial detail and corporate governance strengthens Belstar's credibility and operational stability, supporting its mission of financial empowerment.

    Ajeeth Doss - Deputy Chief Financial Officer

    Ajeeth Doss, the Deputy Chief Financial Officer at Belstar Microfinance, assists in managing the financial health and strategic fiscal planning of the institution. Doss contributes to the oversight of financial operations, ensuring accuracy in reporting and compliance with industry standards. This role is integral to supporting the overall financial objectives that enable Belstar to provide tailored financial services to microentrepreneurs. The Deputy Chief Financial Officer plays a part in analyzing financial performance and identifying opportunities for growth and efficiency. Ajeeth Doss's work supports the sustainable expansion of Belstar's programs, particularly those focused on empowering women and fostering community development. Doss's financial acumen is essential for maintaining the institution's stability and its capacity to drive positive social impact through microfinance.

    K. Balakumaran - Chief Operating Officer

    K. Balakumaran, the Chief Operating Officer at Belstar Microfinance, manages the day-to-day operational activities across all branches. Balakumaran oversees the efficient execution of the Credit Plus Model, ensuring its effective implementation for microentrepreneurs. This role is central to maintaining service quality and expanding the reach of financial empowerment initiatives in rural and urban India. The Chief Operating Officer directs operational strategies that support sustainable livelihoods and enhance the living standards of families. K. Balakumaran's leadership ensures seamless coordination between different departments, fostering a cohesive approach to customer service and impact. By optimizing operational processes, the Chief Operating Officer contributes directly to Belstar's mission of poverty reduction. Balakumaran's oversight is critical for the effective functioning of women's self-help and joint liability groups, reinforcing the institution's community-focused approach.

    Karuppusamy Natchimuthu - Deputy Chief Operating Officer

    Karuppusamy Natchimuthu, the Deputy Chief Operating Officer at Belstar Microfinance, supports the Chief Operating Officer in executing operational strategies. Natchimuthu focuses on enhancing the efficiency and effectiveness of service delivery to microentrepreneurs across various regions. This role involves overseeing specific operational units and ensuring the smooth functioning of programs designed to promote sustainable livelihoods. The Deputy Chief Operating Officer contributes to the refinement of processes that empower women and families, aligning with Belstar's core mission. Karuppusamy Natchimuthu's efforts are directed towards optimizing resource allocation and improving customer experience within the Credit Plus Model framework. By driving operational improvements, Natchimuthu directly supports the institution's objective of poverty reduction and financial inclusion. This executive ensures that operational activities consistently reflect Belstar's commitment to community impact.

    Dhanasekaran Sivaraj - Chief Technology Officer

    Dhanasekaran Sivaraj, the Chief Technology Officer at Belstar Microfinance, architects the technological infrastructure supporting the institution's mission. Sivaraj drives innovation in digital platforms and IT solutions to enhance service delivery and operational efficiency. Overseeing the development and deployment of technology, the Chief Technology Officer ensures that systems effectively support microentrepreneurs in both rural and urban areas. This leadership role is critical for maintaining the integrity and scalability of financial services, directly contributing to improved customer offerings. Dhanasekaran Sivaraj's expertise is vital for integrating advanced technologies that empower women and families, reinforcing the Credit Plus Model's impact. The Chief Technology Officer ensures robust data management and cybersecurity, safeguarding sensitive information and promoting trust. Sivaraj's focus on technological advancement directly supports Belstar's goal of sustainable livelihoods and community development.

    Suresh R. - Deputy Chief Technology Officer

    Suresh R., the Deputy Chief Technology Officer at Belstar Microfinance, collaborates with the Chief Technology Officer to advance the institution's technological capabilities. R. focuses on implementing and maintaining IT systems that enhance service delivery and operational efficiency for microentrepreneurs. This role is crucial for supporting the digital transformation initiatives aimed at improving customer offerings and accessibility. The Deputy Chief Technology Officer contributes to the development of secure and scalable technology solutions that underpin Belstar's mission of financial empowerment. Suresh R.'s technical expertise supports the integration of innovative tools that strengthen the Credit Plus Model and its impact on sustainable livelihoods. R. ensures that technology infrastructure remains robust and aligned with the organization's strategic goals for poverty reduction and community upliftment.

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    Frequently Asked Questions Regarding Belstar Microfinance Top Executives and Leadership Team

    Who leads Belstar Microfinance?
    Belstar Microfinance is led by Jayaraman Balakrishnan (Chief Executive Officer), along with executives such as Vijayalakshmi.PS Officer-BelStar (Deputy Chief Financial Officer & Company Secretary) and Ajeeth Doss (Deputy Chief Financial Officer).
    Who is part of Belstar Microfinance’s executive team?
    The executive team of Belstar Microfinance includes leaders such as Jayaraman Balakrishnan (Chief Executive Officer), Vijayalakshmi.PS Officer-BelStar (Deputy Chief Financial Officer & Company Secretary), Ajeeth Doss (Deputy Chief Financial Officer) and other senior executives.
    How many executives does Belstar Microfinance have?
    Belstar Microfinance has 7 executives leading key business areas.
    What roles are included in Belstar Microfinance’s leadership team?
    The leadership team of Belstar Microfinance includes roles such as Chief Executive Officer, Deputy Chief Financial Officer & Company Secretary, Deputy Chief Financial Officer, Chief Operating Officer, Deputy Chief Operating Officer.