BAC Executive and Leadership Team

July, 2026

Leadership Overview

BAC has 10 executives leading key functions including strategy, operations, revenue, technology, finance, risk, and human resources.

Driven by a commitment to financial inclusion, BAC provides essential banking and financial solutions across Central America, fostering economic growth and accessibility.

Leadership Roles at BAC

  • President & Chief Executive Officer - Rodolfo Tabash
  • Principal Chief Financial Officer - Osmin Menendez
  • Chief Financial Officer BAC International Bank Panamá - Jesus Quiros Irigaray
  • Chief Operating Officer - Carlos Sevilla
  • Chief Operating Officer Fintech - Ricardo Cuadra
  • Chief Revenue Officer & Senior Supervisor - María Garita Porras
  • Chief Technology Officer, Fintech Bac - Roberto Montoya
  • Chief Risk Officer & Chief Revenue Officer, Bac Headquarters Risk Management Compliance Credit - Adrian Elizondo
  • Chief Human Resources Officer - Pablo Ayón
  • Chief People Officer De Transformación T&C - Ana Moreno
  • Rodolfo Tabash - President & Chief Executive Officer

    Rodolfo Tabash, the President & Chief Executive Officer at BAC, directs the overarching strategy and operational execution for the financial services organization. Tabash guides the company's mission to promote financial inclusion across Central America through innovative banking and financial solutions. This leadership role involves setting the strategic vision, ensuring robust financial performance, and expanding market reach. By focusing on sustainable growth and customer-centric approaches, Rodolfo Tabash drives the company's commitment to economic development and accessibility within the region. The President & Chief Executive Officer ensures alignment with market demands and regulatory frameworks, solidifying BAC's position as a key financial institution.

    Osmin Menendez - Principal Chief Financial Officer

    Osmin Menendez, the Principal Chief Financial Officer at BAC, manages the company's financial health, strategic investments, and fiscal planning. Menendez ensures robust financial controls and reporting mechanisms are in place to support BAC's mission of financial inclusion and sustainable growth in Central America. This position involves overseeing budgeting, forecasting, and capital allocation to maximize financial performance and operational efficiency. The Principal Chief Financial Officer drives financial strategies that align with the company's long-term objectives and regulatory requirements. By maintaining fiscal discipline and identifying growth opportunities, Osmin Menendez safeguards the company's financial stability and supports its expansion efforts.
    Osmin Menendez

    Jesus Quiros Irigaray - Chief Financial Officer BAC International Bank Panamá

    Jesus Quiros Irigaray, the Chief Financial Officer BAC International Bank Panamá at BAC, oversees the financial operations and strategic fiscal management for the Panamanian banking division. Irigaray ensures the financial integrity and performance of the Panamanian operations, supporting the broader company goal of financial inclusion. This role involves managing financial planning, risk assessment, and compliance within the Panamanian market. The Chief Financial Officer BAC International Bank Panamá drives initiatives to optimize financial resources and enhance profitability for the local entity. By providing critical financial oversight, Jesus Quiros Irigaray contributes to the stability and growth of BAC's presence in Panama.

    Carlos Sevilla - Chief Operating Officer

    Carlos Sevilla, the Chief Operating Officer at BAC, oversees the day-to-day operational efficiency and service delivery across the company's banking and financial platforms. Sevilla ensures that operational processes effectively support the company's objective of promoting financial inclusion throughout Central America. This involves optimizing workflows, managing resources, and implementing best practices in service management. The Chief Operating Officer drives initiatives to enhance customer experience and operational scalability, directly impacting the company's ability to provide accessible financial solutions. By focusing on streamlined operations, Carlos Sevilla ensures the seamless execution of BAC's strategic goals and maintains high standards of service quality across all functional areas.
    Carlos Sevilla

    Ricardo Cuadra - Chief Operating Officer Fintech

    Ricardo Cuadra, the Chief Operating Officer Fintech at BAC, leads the operational execution and service delivery for the company's fintech division. Cuadra focuses on optimizing the performance and scalability of digital financial platforms to advance financial inclusion across Central America. This position involves managing the technological infrastructure, ensuring seamless user experiences, and driving operational efficiencies within the fintech sector. The Chief Operating Officer Fintech oversees the implementation of innovative solutions that enhance accessibility and convenience for customers. By streamlining fintech operations, Ricardo Cuadra directly supports BAC's strategic objective of providing modern and accessible financial services to a wider population.

    María Garita Porras - Chief Revenue Officer & Senior Supervisor

    María Garita Porras, the Chief Revenue Officer & Senior Supervisor at BAC, spearheads revenue generation strategies and oversees critical business development initiatives. Garita Porras focuses on expanding the company's financial services offerings to enhance financial inclusion across Central America. This leadership position involves identifying new market opportunities, optimizing pricing structures, and driving sales performance. The Chief Revenue Officer & Senior Supervisor ensures that revenue streams are diversified and sustainable, directly contributing to BAC's growth objectives. By fostering strong client relationships and market penetration, María Garita Porras plays a pivotal role in achieving the company's financial targets and expanding its impact.

    Roberto Montoya - Chief Technology Officer, Fintech Bac

    Roberto Montoya, the Chief Technology Officer, Fintech Bac at BAC, directs the technological innovation and digital transformation efforts for the company's fintech operations. Montoya is responsible for developing and implementing advanced technology solutions that enhance financial services and promote broader financial inclusion. This role involves overseeing the development of scalable platforms, ensuring cybersecurity, and integrating cutting-edge fintech advancements. The Chief Technology Officer, Fintech Bac drives the technological roadmap, enabling BAC to deliver modern, accessible financial products. By leveraging technology, Roberto Montoya strengthens the company's competitive edge and its capacity to serve diverse customer needs across Central America.

    Adrian Elizondo - Chief Risk Officer & Chief Revenue Officer, Bac Headquarters Risk Management Compliance Credit

    Adrian Elizondo, the Chief Risk Officer & Chief Revenue Officer, Bac Headquarters Risk Management Compliance Credit at BAC, directs the comprehensive risk management framework and drives revenue growth initiatives from the company headquarters. Elizondo is responsible for identifying, assessing, and mitigating financial and operational risks across the organization, ensuring compliance with all regulatory standards. This dual role also involves developing and executing strategies to enhance revenue generation and market penetration throughout Central America. The Chief Risk Officer & Chief Revenue Officer, Bac Headquarters Risk Management Compliance Credit ensures that risk appetite aligns with strategic objectives, supporting sustainable business expansion. By integrating risk management with revenue strategies, Adrian Elizondo strengthens BAC's resilience and market position.

    Pablo Ayón - Chief Human Resources Officer

    Pablo Ayón, the Chief Human Resources Officer at BAC, directs the human capital strategy and organizational development initiatives to support the company's growth and mission. Ayón is responsible for fostering a positive work environment, attracting and retaining top talent, and developing employee capabilities to drive BAC's commitment to financial inclusion. This leadership role involves overseeing talent management, compensation and benefits, and employee relations across the organization. The Chief Human Resources Officer ensures that HR policies and practices align with the company's strategic goals and values. By focusing on workforce development and engagement, Pablo Ayón strengthens the organizational capacity needed to achieve BAC's objectives.

    Ana Moreno - Chief People Officer De Transformación T&C

    Ana Moreno, the Chief People Officer De Transformación T&C at BAC, leads the people strategy focused on transformation and talent management within the organization. Moreno drives initiatives to cultivate a culture of continuous improvement and adaptability, essential for BAC's mission of financial inclusion and service innovation. This role involves overseeing talent acquisition, employee development programs, and change management processes to support organizational evolution. The Chief People Officer De Transformación T&C ensures that the workforce is equipped with the skills and mindset necessary to navigate the evolving financial landscape. By championing people-centric strategies, Ana Moreno enhances BAC's human capital and its capacity for sustained success.
    Ana Moreno

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    Frequently Asked Questions Regarding BAC Top Executives and Leadership Team

    Who leads BAC?
    BAC is led by Rodolfo Tabash (President & Chief Executive Officer), along with executives such as Osmin Menendez (Principal Chief Financial Officer) and Jesus Quiros Irigaray (Chief Financial Officer BAC International Bank Panamá).
    Who is part of BAC’s executive team?
    The executive team of BAC includes leaders such as Rodolfo Tabash (President & Chief Executive Officer), Osmin Menendez (Principal Chief Financial Officer), Jesus Quiros Irigaray (Chief Financial Officer BAC International Bank Panamá) and other senior executives.
    How many executives does BAC have?
    BAC has 10 executives leading key business areas.
    What roles are included in BAC’s leadership team?
    The leadership team of BAC includes roles such as President & Chief Executive Officer, Principal Chief Financial Officer, Chief Financial Officer BAC International Bank Panamá, Chief Operating Officer, Chief Operating Officer Fintech.