Leadership Overview
Attijariwafa bank has 6 executives leading key functions including strategy, finance, technology, operations, legal, and information systems.
Committed to delivering accessible financial solutions, Attijariwafa bank empowers individual and corporate clients through innovative banking services and a robust, customer-centric digital ecosystem across the region.
Committed to delivering accessible financial solutions, Attijariwafa bank empowers individual and corporate clients through innovative banking services and a robust, customer-centric digital ecosystem across the region.
Leadership Roles at Attijariwafa bank
Mouawia Essekelli - Chief Executive Officer & Managing Director
Mouawia Essekelli, the Chief Executive Officer & Managing Director at Attijariwafa bank, directs the overarching strategic vision and long-term growth trajectory for the organization. By overseeing the expansion of personal and business banking services, the Chief Executive Officer & Managing Director ensures alignment with the evolving financial needs of the Egyptian market. This leadership role involves constant collaboration with the Board to maintain fiscal health and operational excellence. Mouawia Essekelli drives the implementation of innovative financial solutions, including the WafaPoints loyalty program, to enhance customer engagement. Through the management of high-level corporate partnerships, the Chief Executive Officer & Managing Director secures a competitive market position. By prioritizing simple and accessible banking experiences, the executive fosters trust among diverse client segments. Ultimately, the Chief Executive Officer & Managing Director maintains the stability and reputation of the institution while navigating complex regulatory landscapes and driving sustainable profitability across all banking divisions.
Karim Diaa - Chief Financial Officer
Karim Diaa, the Chief Financial Officer at Attijariwafa bank, manages the financial integrity and capital allocation strategies for the entire organization. Overseeing the budgeting, financial reporting, and risk management frameworks, the Chief Financial Officer ensures the bank maintains a strong balance sheet while supporting the growth of personal loans and credit card portfolios. This role involves rigorous analysis of market trends to optimize the performance of savings accounts and other core financial products. Karim Diaa coordinates with the executive team to evaluate the fiscal impact of new service offerings and international money transfer capabilities. By monitoring liquidity and capital requirements, the Chief Financial Officer protects the institution against market volatility. The executive drives efficiency through precise financial planning and resource management. Ultimately, the Chief Financial Officer provides the necessary economic insights to support the long-term strategic objectives of the bank, ensuring consistent value creation for all stakeholders involved in the regional financial ecosystem.
Mohamed Elkholy - Chief Operating Officer & Head of Support
Mohamed Elkholy, the Chief Operating Officer & Head of Support at Attijariwafa bank, directs the daily operational workflows and internal support functions that enable the delivery of banking services. Overseeing the efficiency of branch operations and customer service protocols, the Chief Operating Officer & Head of Support ensures that every client interaction reflects the bank's commitment to simplicity and accessibility. This role involves streamlining processes for personal loans, debit card issuance, and international money transfers to reduce friction for the end user. Mohamed Elkholy manages the cross-functional teams responsible for maintaining high service standards across the regional network. By optimizing internal support structures, the Chief Operating Officer & Head of Support enhances the overall productivity of the organization. The executive works closely with other leaders to implement operational improvements that support the bank's growth objectives. Ultimately, the Chief Operating Officer & Head of Support guarantees that the operational backbone of the bank remains robust, responsive, and fully aligned with corporate goals.
Sami Samir - Chief Information Officer
Sami Samir, the Chief Information Officer at Attijariwafa bank, architects the digital infrastructure and data management systems that underpin all banking operations. Overseeing the integration of secure platforms for personal and business banking, the Chief Information Officer ensures that customer data remains protected while facilitating seamless access to services like the loan calculator. This role involves managing the lifecycle of information systems to support the bank's commitment to simple, accessible banking experiences. Sami Samir drives the digital transformation agenda, focusing on the reliability and scalability of core banking applications. By collaborating with other C-suite leaders, the Chief Information Officer aligns technological capabilities with the broader business mission of providing innovative financial solutions. The executive monitors system performance to prevent downtime and enhance user satisfaction across all digital channels. Ultimately, the Chief Information Officer secures the technological foundation required for the bank to maintain a competitive edge in the rapidly evolving financial services sector.
Ayman Shokr - Chief Technology Officer & Deputy Chief Information Officer
Ayman Shokr, the Chief Technology Officer & Deputy Chief Information Officer at Attijariwafa bank, leads the development and deployment of cutting-edge financial technologies. Overseeing the engineering teams, the Chief Technology Officer & Deputy Chief Information Officer focuses on building secure, high-performance software solutions that power the bank's digital banking platforms. This role involves evaluating emerging technologies to enhance the functionality of mobile and online banking services, including the WafaPoints loyalty program. Ayman Shokr drives the innovation roadmap, ensuring that the bank's technical stack supports the rapid delivery of new financial products. By collaborating with the information systems department, the Chief Technology Officer & Deputy Chief Information Officer maintains a cohesive and modern technological environment. The executive manages the implementation of robust security protocols to safeguard all digital transactions. Ultimately, the Chief Technology Officer & Deputy Chief Information Officer ensures that the bank remains at the forefront of financial technology, providing customers with a modern, efficient, and secure banking experience.
Sherif Nafei - Chief Legal Officer
Sherif Nafei, the Chief Legal Officer at Attijariwafa bank, manages the legal, regulatory, and compliance frameworks governing all banking activities. Overseeing the legal department, the Chief Legal Officer ensures that the bank adheres to all local and international financial regulations while offering personal and business banking services. This role involves drafting and reviewing contracts for loans, credit cards, and corporate agreements to mitigate institutional risk. Sherif Nafei provides critical guidance to the executive team regarding the legal implications of new product launches and market expansion strategies. By maintaining strong relationships with regulatory bodies, the Chief Legal Officer protects the bank's license to operate and upholds the highest standards of corporate governance. The executive drives the resolution of complex legal disputes and ensures that all internal policies align with current legislation. Ultimately, the Chief Legal Officer provides the necessary legal oversight to support the bank's mission, ensuring that all operations remain transparent, ethical, and fully compliant with the law.
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