AssociatedBank Executive and Leadership Team

May, 2026

Leadership Overview

AssociatedBank has 10 executives leading key functions including technology, operations, finance, human resources, and marketing.

Driven by a commitment to community and financial strength, AssociatedBank provides comprehensive banking services across the Midwest, fostering economic growth and client prosperity through its diverse financial product offerings.

Leadership Roles at AssociatedBank

  • Chief Financial Officer - Davis Scholes
  • Executive Vice President and Chief Financial Officer - Derek Meyer
  • Chief Operating Officer - Luv Hodge
  • President - Julie Elkus
  • Chief Technology Officer - Matthew Upstone
  • Executive Vice President & Chief Information Officer - Terry Williams
  • Chief Human Resources Officer - Julio Manso
  • Executive Vice President & Chief Marketing Officer - Nicholas Papachristou
  • Executive Assistant To the Chief Human Resources Officer - Jennifer Fogarty
  • Chief Operations Officer - Yousif Carabilles
  • Davis Scholes - Chief Financial Officer

    Davis Scholes, the Chief Financial Officer at AssociatedBank, directs the company's financial strategy, planning, and reporting. This executive is accountable for managing the bank's financial health, including capital structure, liquidity, and investment strategies, crucial for AssociatedBank's robust financial services. Scholes oversees all financial operations, ensuring compliance with regulatory requirements and driving fiscal discipline across the organization. By analyzing financial performance and identifying opportunities for growth and cost optimization, Davis Scholes plays a pivotal role in supporting the bank's expansion in retail banking, commercial banking, and commercial real estate lending. This leadership function involves close coordination with the board and other senior executives to safeguard the company's assets and enhance shareholder value, underpinning AssociatedBank's stability and market position.

    Derek Meyer - Executive Vice President and Chief Financial Officer

    Derek Meyer, the Executive Vice President and Chief Financial Officer at AssociatedBank, collaborates on the financial direction and oversight of the institution. Meyer's responsibilities encompass supporting the Chief Financial Officer in managing financial planning, budgeting, and forecasting processes critical to AssociatedBank's operations. This role involves analyzing financial data to inform strategic decision-making, ensuring the fiscal integrity of the bank's diverse financial products and services. By contributing to the management of capital allocation and risk assessment, Derek Meyer directly supports the bank's objectives in retail banking, commercial banking, and commercial real estate lending. Meyer's efforts are integral to maintaining AssociatedBank's financial stability and driving sustainable growth across its Midwest franchise.
    Derek Meyer

    Luv Hodge - Chief Operating Officer

    Luv Hodge, the Chief Operating Officer at AssociatedBank, oversees the day-to-day administrative and operational functions of the entire organization. This executive is responsible for optimizing business processes, enhancing operational efficiency, and ensuring the seamless delivery of financial products and services to clients across the Midwest. Hodge's purview includes managing operational risks, implementing strategic initiatives to improve service quality, and driving productivity across all departments. By streamlining workflows and fostering a culture of continuous improvement, Luv Hodge directly supports AssociatedBank's mission to provide exceptional retail and commercial banking experiences. This leadership position involves close collaboration with other C-suite executives to align operational strategies with the company's financial goals and market growth objectives, ensuring robust execution of the bank's strategic plans.

    Julie Elkus - President

    Julie Elkus, the President at AssociatedBank, holds a pivotal leadership position overseeing significant aspects of the bank's strategic direction and operational execution. Elkus is instrumental in guiding the company's growth initiatives and ensuring the effective delivery of its comprehensive financial products and services, including retail banking, commercial banking, and commercial real estate lending. This executive role involves fostering strong relationships with stakeholders, driving business development, and championing the bank's mission across its Midwest footprint. By providing executive leadership and strategic oversight, Julie Elkus directly contributes to AssociatedBank's market performance and its commitment to financial excellence. Elkus's influence is key to maintaining the bank's competitive advantage and achieving its long-term business objectives.

    Matthew Upstone - Chief Technology Officer

    Matthew Upstone, the Chief Technology Officer at AssociatedBank, directs the strategic vision and execution of all technology initiatives. Overseeing the bank's digital infrastructure, Upstone ensures the development and deployment of secure, scalable, and innovative technological solutions that support AssociatedBank's retail and commercial banking operations. This leadership role involves managing cybersecurity protocols, optimizing data management systems, and driving the adoption of emerging technologies to enhance customer experience and operational efficiency across the Midwest. By architecting robust IT frameworks, Matthew Upstone directly contributes to the bank's competitive edge and its ability to deliver seamless financial services. His focus extends to leading the technology teams responsible for maintaining system integrity and advancing the bank's digital transformation agenda, ensuring alignment with AssociatedBank's broader business objectives and market expansion strategies.
    Matthew Upstone

    Terry Williams - Executive Vice President & Chief Information Officer

    Terry Williams, the Executive Vice President & Chief Information Officer at AssociatedBank, leads the information technology strategy and infrastructure. Williams is responsible for ensuring the bank's technology systems effectively support its comprehensive financial services, including retail banking, commercial banking, and commercial real estate lending. This executive oversees the management of IT operations, cybersecurity measures, and the implementation of digital solutions that enhance customer experience and operational efficiency. By driving technological innovation, Terry Williams ensures AssociatedBank remains competitive and secure in the evolving financial landscape. His leadership is critical in aligning technology investments with the bank's strategic goals, supporting its growth and operational excellence across the Midwest.
    Terry Williams

    Julio Manso - Chief Human Resources Officer

    Julio Manso, the Chief Human Resources Officer at AssociatedBank, directs the company's human capital strategy and management. Manso is responsible for developing and implementing programs that attract, retain, and develop talent across the organization, ensuring AssociatedBank has the skilled workforce necessary to deliver its full range of financial products and services. This leadership role encompasses overseeing employee relations, compensation and benefits, talent acquisition, and organizational development initiatives. By fostering a positive and productive work environment, Julio Manso directly supports AssociatedBank's mission and its commitment to its employees and clients. His strategic guidance is essential for aligning HR practices with the bank's business objectives and promoting a culture of excellence in retail and commercial banking.
    Julio Manso

    Nicholas Papachristou - Executive Vice President & Chief Marketing Officer

    Nicholas Papachristou, the Executive Vice President & Chief Marketing Officer at AssociatedBank, leads the development and execution of all marketing and brand strategies. Papachristou is responsible for driving customer acquisition and retention across AssociatedBank's diverse service offerings, including retail banking, commercial banking, and commercial real estate lending. This executive oversees market research, advertising, digital marketing, and public relations to enhance the bank's brand visibility and market position throughout the Midwest. By crafting compelling campaigns and ensuring consistent brand messaging, Nicholas Papachristou directly contributes to AssociatedBank's growth and its reputation as a trusted financial partner. His strategic insights are vital for connecting with target audiences and supporting the bank's overall business development objectives.

    Jennifer Fogarty - Executive Assistant To the Chief Human Resources Officer

    Jennifer Fogarty, the Executive Assistant To the Chief Human Resources Officer at AssociatedBank, provides comprehensive administrative and operational support to the Chief Human Resources Officer. Fogarty manages schedules, coordinates meetings, and handles confidential information, ensuring the smooth functioning of the HR department's daily activities. This role is critical in facilitating the efficient execution of human resources strategies that support AssociatedBank's workforce. By maintaining organized communication channels and managing key administrative tasks, Jennifer Fogarty directly assists in the implementation of talent management and employee engagement initiatives. Fogarty's support is instrumental in enabling the Chief Human Resources Officer to focus on strategic priorities for AssociatedBank's human capital development.

    Yousif Carabilles - Chief Operations Officer

    Yousif Carabilles, the Chief Operations Officer at AssociatedBank, directs the operational efficiency and effectiveness of the bank's core business functions. Carabilles is tasked with optimizing processes related to retail banking, commercial banking, and commercial real estate lending, ensuring seamless service delivery and operational excellence. This executive oversees the implementation of operational strategies designed to enhance productivity, manage risk, and improve customer satisfaction across the Midwest region. By driving operational improvements and managing key resources, Yousif Carabilles directly contributes to AssociatedBank's ability to meet its strategic objectives and maintain a strong market presence. Carabilles' leadership ensures that the bank's operational infrastructure robustly supports its growth and service commitments.

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    Frequently Asked Questions Regarding AssociatedBank Top Executives and Leadership Team

    Who leads AssociatedBank?
    AssociatedBank is led by Davis Scholes (Chief Financial Officer), along with executives such as Derek Meyer (Executive Vice President and Chief Financial Officer) and Luv Hodge (Chief Operating Officer).
    Who is part of AssociatedBank’s executive team?
    The executive team of AssociatedBank includes leaders such as Davis Scholes (Chief Financial Officer), Derek Meyer (Executive Vice President and Chief Financial Officer), Luv Hodge (Chief Operating Officer) and other senior executives.
    How many executives does AssociatedBank have?
    AssociatedBank has 10 executives leading key business areas.
    What roles are included in AssociatedBank’s leadership team?
    The leadership team of AssociatedBank includes roles such as Chief Financial Officer, Executive Vice President and Chief Financial Officer, Chief Operating Officer, President, Chief Technology Officer.