Applied Underwriters Executive and Leadership Team

June, 2026

Leadership Overview

Applied Underwriters has 6 executives leading key functions including strategy, operations, and underwriting.

Dedicated to providing essential financial services and workers' compensation insurance, Applied Underwriters drives market stability through robust risk management and client-focused solutions.

Leadership Roles at Applied Underwriters

  • Chief Executive Officer - Daniel Malloy
  • President & Chief Executive Officer - Jose Menendez
  • President & Chief Executive Officer - Charles Schuver
  • Chief Operating Officer - Jennifer Kruzel
  • Chief Operating Officer & Senior VP - Ace Rowley
  • President and Founder, Applied Surety Underwriters, LLC - Joshua Betz
  • Daniel Malloy - Chief Executive Officer

    Daniel Malloy, the Chief Executive Officer at Applied Underwriters, directs the overarching corporate strategy and market positioning for the company's financial services and workers' compensation insurance offerings. Overseeing global operations, Malloy ensures alignment with the company's mission to provide essential insurance solutions to businesses. This leadership role involves driving innovation in risk management and expanding market reach across North America. By optimizing operational efficiency, Daniel Malloy directly impacts the company's growth and financial stability. Ultimately, Malloy secures long-term market relevance through strategic foresight and decisive execution.
    Daniel Malloy

    Jose Menendez - President & Chief Executive Officer

    Jose Menendez, the President & Chief Executive Officer at Applied Underwriters, spearheads the company's strategic vision and operational execution within the financial services and insurance sectors. Menendez drives initiatives focused on enhancing client value and expanding the company's footprint in key markets. This executive position involves fostering strong relationships with stakeholders and ensuring the delivery of comprehensive workers' compensation insurance solutions. By championing operational excellence, Jose Menendez directly contributes to the sustained growth and profitability of the organization. Menendez's leadership ensures the company remains at the forefront of industry innovation and client satisfaction.

    Charles Schuver - President & Chief Executive Officer

    Charles Schuver, the President & Chief Executive Officer at Applied Underwriters, guides the strategic direction and operational framework of the organization, focusing on its core offerings in financial services and workers' compensation insurance. Schuver directs efforts to strengthen the company's market presence and enhance its service delivery models across the United States. This critical role involves overseeing key business units and ensuring robust risk management practices are implemented. Through strategic leadership, Charles Schuver directly influences the company's ability to meet evolving client needs and maintain a competitive edge. Schuver's tenure emphasizes sustainable growth and operational integrity.

    Jennifer Kruzel - Chief Operating Officer

    Jennifer Kruzel, the Chief Operating Officer at Applied Underwriters, manages the day-to-day operations and internal processes critical to the company's financial services and workers' compensation insurance business. Kruzel oversees the efficient execution of business strategies, ensuring seamless service delivery and operational scalability across all departments. This executive function involves optimizing resource allocation and driving process improvements to enhance overall company performance. By focusing on operational excellence, Jennifer Kruzel directly supports the company's mission to provide reliable insurance solutions. Kruzel's leadership ensures the effective implementation of corporate policies and procedures.

    Ace Rowley - Chief Operating Officer & Senior VP

    Ace Rowley, the Chief Operating Officer & Senior VP at Applied Underwriters, directs operational strategies and oversees critical business functions that support the company's financial services and workers' compensation insurance operations. Rowley drives initiatives focused on enhancing operational efficiency and expanding service capabilities across key geographic regions. This senior leadership position involves managing complex operational workflows and ensuring compliance with industry regulations. Through strategic oversight, Ace Rowley directly impacts the company's ability to deliver consistent value to its clients. Rowley's expertise ensures the robust functioning of the organization's core business processes.

    Joshua Betz - President and Founder, Applied Surety Underwriters, LLC

    Joshua Betz, the President and Founder, Applied Surety Underwriters, LLC at Applied Underwriters, spearheads the strategic development and operational management of the surety underwriting division. Betz drives the expansion of surety bond offerings, ensuring comprehensive solutions for businesses requiring financial guarantees. This founding role involves establishing and maintaining market leadership in specialized underwriting services. By cultivating strong client relationships and fostering innovation within the surety sector, Joshua Betz directly contributes to the Applied Underwriters' diversified portfolio. Betz's vision shapes the future growth and success of the surety business unit.

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    Frequently Asked Questions Regarding Applied Underwriters Top Executives and Leadership Team

    Who leads Applied Underwriters?
    Applied Underwriters is led by Daniel Malloy (Chief Executive Officer), along with executives such as Jose Menendez (President & Chief Executive Officer) and Charles Schuver (President & Chief Executive Officer).
    Who is part of Applied Underwriters’s executive team?
    The executive team of Applied Underwriters includes leaders such as Daniel Malloy (Chief Executive Officer), Jose Menendez (President & Chief Executive Officer), Charles Schuver (President & Chief Executive Officer) and other senior executives.
    How many executives does Applied Underwriters have?
    Applied Underwriters has 6 executives leading key business areas.
    What roles are included in Applied Underwriters’s leadership team?
    The leadership team of Applied Underwriters includes roles such as Chief Executive Officer, President & Chief Executive Officer, President & Chief Executive Officer, Chief Operating Officer, Chief Operating Officer & Senior VP.