AO Global Life Executive and Leadership Team

August, 2026

Leadership Overview

AO Global Life has 7 executives leading key functions including insurance distribution, associate training, and strategic market growth.

Focused on expanding insurance access across North America, AO Global Life delivers comprehensive training systems and professional support to empower independent associates in achieving long-term financial success.

Leadership Roles at AO Global Life

  • Ao Senior Partner Chief Executive Officer Producer - Ao Top 1 - David Carpenter
  • Ao Partner Chief Executive Officer Producer - Andi Iftiu
  • Ao Partner Chief Executive Officer Producer - Ao Top 1 - Mark Dushaj
  • Ao Senior Partner Chief Executive Officer Producer - Ao Top 1 - Bob Gujral
  • Ao Partner Chief Executive Officer Producer - Michele Stewart
  • Chief Executive Officer & Producer - Ryan Stenglein
  • Chief Executive Officer & Producer - Luay Ghawi
  • David Carpenter - Ao Senior Partner Chief Executive Officer Producer - Ao Top 1

    David Carpenter, the Ao Senior Partner Chief Executive Officer Producer - Ao Top 1 at AO Global Life, directs the primary insurance distribution strategies across North American markets. Carpenter architects high-performance training modules that equip associates with the necessary tools for client acquisition and policy management. By overseeing the recruitment and development of top-tier sales talent, the Chief Executive Officer ensures consistent revenue growth and operational excellence. This leadership role involves constant collaboration with regional partners to refine the distribution model and enhance service delivery standards. David Carpenter maintains a focus on scaling the organization through rigorous professional development programs. Through the implementation of advanced sales methodologies, the Chief Executive Officer drives the company toward its objective of becoming the premier provider of life insurance solutions. Carpenter secures market dominance by fostering a culture of accountability and high-level performance among all associates.

    Andi Iftiu - Ao Partner Chief Executive Officer Producer

    Andi Iftiu, the Ao Partner Chief Executive Officer Producer at AO Global Life, manages the operational integration of insurance products within the broader distribution network. Iftiu designs scalable support frameworks that assist associates in navigating complex regulatory environments and client needs. By coordinating with internal teams, the Chief Executive Officer optimizes the delivery of training resources to ensure maximum efficiency in field operations. This leadership role requires constant monitoring of market trends to adjust service offerings and maintain a competitive edge. Andi Iftiu drives the expansion of the associate base by implementing robust mentorship programs that accelerate professional growth. Through the application of data-driven insights, the Chief Executive Officer improves retention rates and strengthens the overall distribution system. Iftiu ensures that every associate receives the guidance required to excel in the competitive insurance landscape while upholding the core values of the organization.

    Mark Dushaj - Ao Partner Chief Executive Officer Producer - Ao Top 1

    Mark Dushaj, the Ao Partner Chief Executive Officer Producer - Ao Top 1 at AO Global Life, oversees the strategic deployment of insurance distribution initiatives throughout the North American region. Dushaj architects innovative training programs that focus on enhancing the technical proficiency of associates in the field. By managing the alignment between corporate objectives and associate activities, the Chief Executive Officer ensures consistent performance across all territories. This leadership role involves frequent engagement with regional leaders to identify growth opportunities and resolve operational bottlenecks. Mark Dushaj drives the development of advanced sales strategies that increase market penetration and improve client outcomes. Through the continuous refinement of support systems, the Chief Executive Officer fosters an environment conducive to high-level productivity. Dushaj secures the long-term viability of the distribution network by prioritizing the professional advancement of every associate within the organization.

    Bob Gujral - Ao Senior Partner Chief Executive Officer Producer - Ao Top 1

    Bob Gujral, the Ao Senior Partner Chief Executive Officer Producer - Ao Top 1 at AO Global Life, directs the strategic expansion of insurance distribution channels across North America. Gujral architects comprehensive training curricula that prepare associates for the complexities of the modern insurance market. By overseeing the implementation of performance metrics, the Chief Executive Officer ensures that all associates meet the high standards required for sustained growth. This leadership role involves coordinating with other senior partners to synchronize regional efforts and maximize operational impact. Bob Gujral drives the adoption of new technologies that streamline the sales process and improve client interactions. Through the application of rigorous management practices, the Chief Executive Officer maintains the integrity of the distribution system. Gujral secures the company's market position by fostering a culture of excellence and continuous improvement among the entire associate workforce.

    Michele Stewart - Ao Partner Chief Executive Officer Producer

    Michele Stewart, the Ao Partner Chief Executive Officer Producer at AO Global Life, manages the operational support systems that facilitate insurance distribution for associates. Stewart designs specialized training modules that address the unique challenges of the North American insurance market. By overseeing the coordination of resources, the Chief Executive Officer ensures that associates possess the necessary skills to provide exceptional service to clients. This leadership role requires constant collaboration with internal departments to streamline administrative processes and improve overall efficiency. Michele Stewart drives the growth of the organization by implementing effective recruitment and onboarding strategies that attract top talent. Through the continuous evaluation of performance data, the Chief Executive Officer optimizes the distribution network to achieve superior results. Stewart secures the success of the organization by providing the guidance and infrastructure required for associates to thrive in a competitive environment.

    Ryan Stenglein - Chief Executive Officer & Producer

    Ryan Stenglein, the Chief Executive Officer & Producer at AO Global Life, directs the strategic initiatives focused on insurance distribution and associate development. Stenglein architects programs that enhance the professional capabilities of associates operating across North America. By overseeing the alignment of sales strategies with corporate goals, the Chief Executive Officer ensures consistent growth and market expansion. This leadership role involves managing complex relationships with key stakeholders to maintain the effectiveness of the distribution system. Ryan Stenglein drives the implementation of innovative training methods that improve associate performance and client satisfaction. Through the application of strategic planning, the Chief Executive Officer optimizes the use of resources to support the organization's mission. Stenglein secures the long-term success of the company by fostering a culture of high performance and professional development among all associates within the network.

    Luay Ghawi - Chief Executive Officer & Producer

    Luay Ghawi, the Chief Executive Officer & Producer at AO Global Life, oversees the operational execution of insurance distribution strategies throughout North America. Ghawi architects training frameworks that empower associates to deliver high-quality insurance solutions to a diverse client base. By managing the integration of new sales techniques, the Chief Executive Officer ensures that the organization remains at the forefront of the industry. This leadership role involves constant interaction with regional teams to drive performance and maintain operational standards. Luay Ghawi drives the expansion of the associate network by fostering a collaborative environment that encourages professional growth and excellence. Through the continuous monitoring of market dynamics, the Chief Executive Officer adjusts strategies to ensure sustained revenue growth. Ghawi secures the company's reputation by prioritizing the development of skilled associates who consistently meet the needs of the market.
    Luay Ghawi

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    Frequently Asked Questions Regarding AO Global Life Top Executives and Leadership Team

    Who leads AO Global Life?
    AO Global Life is led by David Carpenter (Ao Senior Partner Chief Executive Officer Producer - Ao Top 1), along with executives such as Andi Iftiu (Ao Partner Chief Executive Officer Producer) and Mark Dushaj (Ao Partner Chief Executive Officer Producer - Ao Top 1).
    Who is part of AO Global Life’s executive team?
    The executive team of AO Global Life includes leaders such as David Carpenter (Ao Senior Partner Chief Executive Officer Producer - Ao Top 1), Andi Iftiu (Ao Partner Chief Executive Officer Producer), Mark Dushaj (Ao Partner Chief Executive Officer Producer - Ao Top 1) and other senior executives.
    How many executives does AO Global Life have?
    AO Global Life has 7 executives leading key business areas.
    What roles are included in AO Global Life’s leadership team?
    The leadership team of AO Global Life includes roles such as Ao Senior Partner Chief Executive Officer Producer - Ao Top 1, Ao Partner Chief Executive Officer Producer, Ao Partner Chief Executive Officer Producer - Ao Top 1, Ao Senior Partner Chief Executive Officer Producer - Ao Top 1, Ao Partner Chief Executive Officer Producer.