American National Bank Executive and Leadership Team

September, 2026

Leadership Overview

American National Bank has 10 executives leading key functions including strategy, operations, and regional market development.

Committed to long-term financial stability, American National Bank delivers comprehensive banking solutions while maintaining a strong focus on community-based growth and regional economic prosperity across the United States.

Leadership Roles at American National Bank

  • President & Chief Executive Officer - Tray Rankin
  • Executive Co-Chair and Chief Executive Officer - Wende Kotouc
  • President & Chief Executive Officer - Koger Propst
  • Vice President, Chief Operating Officer - Lacy Allen
  • Community Bank President - Lori Schoene
  • Regional President, Wyoming - Kevin Paintner
  • Community Bank President - LiMin DePenning
  • Community Bank President-Telluride - Thomas Galleger
  • Regional President - Matthew Baldner
  • Community Bank President - Randi Downham
  • Tray Rankin - President & Chief Executive Officer

    Tray Rankin, the President & Chief Executive Officer at American National Bank, directs the overarching strategic vision and corporate governance of the institution. Overseeing the expansion of deposit market share, the President & Chief Executive Officer ensures that all financial products align with the needs of the Omaha and Council Bluffs markets. This leadership role involves constant collaboration with the Board to refine risk management protocols and capital allocation strategies. By prioritizing sustainable growth, Tray Rankin directly impacts the long-term viability of the bank. Rankin maintains a focus on operational excellence, ensuring that the institution remains a dominant force in the regional banking sector while navigating complex regulatory environments and evolving customer expectations.

    Wende Kotouc - Executive Co-Chair and Chief Executive Officer

    Wende Kotouc, the Executive Co-Chair and Chief Executive Officer at American National Bank, architects the high-level corporate culture and long-term institutional mission. Managing the intersection of executive leadership and board oversight, the Executive Co-Chair and Chief Executive Officer drives initiatives that solidify the bank's position as a premier locally owned financial entity. This role requires balancing immediate fiscal performance with the broader goal of community investment. Through strategic partnerships and market analysis, Wende Kotouc shapes the trajectory of the organization. Kotouc ensures that the bank remains responsive to the unique economic conditions of the Denver headquarters and the surrounding regional markets, fostering a culture of accountability and innovation that supports the bank's foundational commitment to its clients.

    Koger Propst - President & Chief Executive Officer

    Koger Propst, the President & Chief Executive Officer at American National Bank, manages the execution of core banking operations and the delivery of financial services. Focusing on the optimization of the loan portfolio and asset management, the President & Chief Executive Officer drives efficiency across all lending departments. This leadership role involves coordinating with other C-suite members to ensure that the bank's technological infrastructure supports modern banking requirements. By streamlining internal processes, Koger Propst enhances the overall customer experience and strengthens the bank's competitive advantage. Propst maintains a rigorous focus on fiscal health, ensuring that the institution continues to provide robust financial support to the communities served while maintaining the highest standards of operational integrity and service quality.
    Koger Propst

    Lacy Allen - Vice President, Chief Operating Officer

    Lacy Allen, the Vice President, Chief Operating Officer at American National Bank, oversees the daily operational workflows and internal administrative functions. Coordinating the integration of new banking technologies, the Vice President, Chief Operating Officer ensures that all departments operate with maximum efficiency and compliance. This role involves managing the logistical aspects of the bank's expansion and ensuring that internal resources are allocated effectively to support growth. By refining operational procedures, Lacy Allen directly contributes to the bank's ability to scale its services across the Omaha and Council Bluffs markets. Allen maintains a focus on process improvement, ensuring that the bank's infrastructure remains resilient and capable of supporting the complex needs of a modern financial institution while upholding the bank's long-standing reputation for reliability.

    Lori Schoene - Community Bank President

    Lori Schoene, the Community Bank President at American National Bank, directs the local market strategy and client relationship management for the designated community branch. Overseeing the growth of local deposit bases and loan portfolios, the Community Bank President ensures that the bank's services remain tailored to the specific economic needs of the local population. This role involves active engagement with local business leaders and community stakeholders to foster economic development. By driving local outreach programs, Lori Schoene strengthens the bank's presence and brand loyalty within the community. Schoene focuses on delivering personalized financial solutions, ensuring that the branch meets its performance targets while maintaining the high service standards expected of a locally owned institution in the competitive banking landscape.

    Kevin Paintner - Regional President, Wyoming

    Kevin Paintner, the Regional President, Wyoming at American National Bank, manages the strategic expansion and operational oversight of the Wyoming market. Driving the development of new business opportunities, the Regional President, Wyoming ensures that the bank's financial products are effectively positioned to capture regional market share. This role involves coordinating with local teams to maintain high service standards and operational consistency across the state. By analyzing regional economic trends, Kevin Paintner adapts the bank's strategy to meet the specific demands of the Wyoming market. Paintner focuses on building strong relationships with local enterprises and individual clients, ensuring that the bank's regional presence contributes significantly to the overall growth and financial success of the organization while maintaining a strong community-focused approach.

    LiMin DePenning - Community Bank President

    LiMin DePenning, the Community Bank President at American National Bank, leads the operational and business development efforts for the assigned community branch. Focusing on the acquisition of new commercial and retail accounts, the Community Bank President ensures that the branch achieves its growth objectives through targeted marketing and relationship management. This role involves managing the local team to ensure high levels of customer satisfaction and operational efficiency. By fostering deep connections with the local business community, LiMin DePenning enhances the bank's reputation as a trusted financial partner. DePenning prioritizes the delivery of customized banking solutions, ensuring that the branch remains a vital contributor to the bank's overall success and maintains a strong, positive impact on the local economy.

    Thomas Galleger - Community Bank President-Telluride

    Thomas Galleger, the Community Bank President-Telluride at American National Bank, directs the financial operations and market development within the Telluride region. Overseeing the specialized banking needs of the local clientele, the Community Bank President-Telluride ensures that the branch provides high-quality service and financial expertise. This role involves managing local lending activities and deposit growth strategies that align with the unique economic profile of the area. By building strong community ties, Thomas Galleger drives the bank's success in this specific market. Galleger focuses on maintaining operational excellence and ensuring that the branch remains a key asset to the bank's broader regional strategy, providing tailored financial support that meets the diverse needs of the local population and business community.

    Matthew Baldner - Regional President

    Matthew Baldner, the Regional President at American National Bank, manages the strategic direction and performance of multiple branches within the assigned region. Driving the implementation of corporate initiatives at the regional level, the Regional President ensures that all branches maintain consistent service quality and operational standards. This role involves overseeing the performance of local leadership teams and ensuring that regional growth targets are met. By analyzing market data and competitive dynamics, Matthew Baldner refines the bank's regional strategy to maximize profitability and market penetration. Baldner focuses on fostering a culture of collaboration and excellence, ensuring that the region contributes effectively to the bank's overall mission and maintains a strong, positive presence in the communities served by the institution.

    Randi Downham - Community Bank President

    Randi Downham, the Community Bank President at American National Bank, leads the strategic operations and client engagement for the designated community branch. Focusing on the expansion of the local loan portfolio and deposit base, the Community Bank President ensures that the branch delivers high-value financial services to the local market. This role involves managing the branch's daily activities and ensuring that all staff members adhere to the bank's core values and service standards. By building strong relationships with local clients, Randi Downham drives the branch's growth and strengthens the bank's community impact. Downham prioritizes the delivery of effective financial solutions, ensuring that the branch meets its performance goals and remains a trusted partner for the local community.

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    Frequently Asked Questions Regarding American National Bank Top Executives and Leadership Team

    Who leads American National Bank?
    American National Bank is led by Tray Rankin (President & Chief Executive Officer), along with executives such as Wende Kotouc (Executive Co-Chair and Chief Executive Officer) and Koger Propst (President & Chief Executive Officer).
    Who is part of American National Bank’s executive team?
    The executive team of American National Bank includes leaders such as Tray Rankin (President & Chief Executive Officer), Wende Kotouc (Executive Co-Chair and Chief Executive Officer), Koger Propst (President & Chief Executive Officer) and other senior executives.
    How many executives does American National Bank have?
    American National Bank has 10 executives leading key business areas.
    What roles are included in American National Bank’s leadership team?
    The leadership team of American National Bank includes roles such as President & Chief Executive Officer, Executive Co-Chair and Chief Executive Officer, President & Chief Executive Officer, Vice President, Chief Operating Officer, Community Bank President.