Amartha Executive and Leadership Team

November, 2026

Leadership Overview

Amartha has 6 executives leading key functions including strategy, financial management, technology development, operational scaling, human capital, and corporate governance.

Focused on empowering rural micro-enterprises, Amartha drives shared prosperity by building robust digital financial infrastructure that connects grassroots entrepreneurs with essential capital across the Indonesian market.

Leadership Roles at Amartha

  • Founder & Chief Executive Officer - Andi Putra
  • Chief Financial Officer - Ramdhan Anggakaradibrata
  • Chief Operating Officer - Budhi Siswoadji
  • President & Amartha Mikro Fintek Commissioner - Aria Widyanto
  • Chief Technology Officer - Sreekanth Vadagiri
  • Chief People Officer - Rine Rine
  • Andi Putra - Founder & Chief Executive Officer

    Andi Putra, the Founder & Chief Executive Officer at Amartha, directs the overarching vision and strategic trajectory of the microfinance technology platform. By prioritizing the expansion of digital financial infrastructure, the Founder & Chief Executive Officer ensures that rural micro-enterprises gain consistent access to affordable capital. This leadership role involves constant engagement with stakeholders to refine the mission of realizing shared prosperity for the grassroots economy. Andi Putra maintains a sharp focus on scaling operations to reach more women-led businesses throughout the region. Through the implementation of innovative financial models, the Founder & Chief Executive Officer strengthens the company's market position as a leader in inclusive finance. Strategic decisions made by the Founder & Chief Executive Officer directly influence the long-term sustainability of the platform, fostering economic growth and stability for underserved communities while maintaining high standards of corporate integrity and social impact.
    Andi Putra

    Ramdhan Anggakaradibrata - Chief Financial Officer

    Ramdhan Anggakaradibrata, the Chief Financial Officer at Amartha, manages the fiscal health and capital allocation strategies necessary to support the company's microfinance mission. Overseeing financial planning and analysis, the Chief Financial Officer ensures that the platform maintains the liquidity required to fund rural micro-enterprises effectively. This role involves rigorous risk management and the optimization of investment portfolios to sustain growth across the grassroots economy. Ramdhan Anggakaradibrata coordinates with external partners and investors to secure the capital flows that underpin the digital financial infrastructure. By monitoring economic trends and regulatory requirements, the Chief Financial Officer protects the financial integrity of the organization. Through disciplined oversight of budgetary processes and revenue streams, the Chief Financial Officer drives the fiscal efficiency needed to scale operations. Ultimately, Anggakaradibrata secures the financial foundation that allows the company to deliver affordable capital to women entrepreneurs throughout the region.
    Ramdhan Anggakaradibrata

    Budhi Siswoadji - Chief Operating Officer

    Budhi Siswoadji, the Chief Operating Officer at Amartha, executes the day-to-day operational strategies that enable the delivery of microfinance services to rural communities. Overseeing field operations and service delivery, the Chief Operating Officer ensures that the platform effectively connects women entrepreneurs with necessary capital. This role involves managing the logistics of regional outreach and maintaining high standards of service quality across the grassroots economy. Budhi Siswoadji optimizes internal processes to increase the speed and reliability of loan disbursements and collections. By coordinating with regional teams, the Chief Operating Officer drives the expansion of the company's footprint into new territories. Through the implementation of efficient operational frameworks, the Chief Operating Officer supports the company's mission of shared prosperity. Siswoadji maintains a focus on operational excellence, ensuring that every interaction with the platform contributes to the economic advancement of the target demographic while upholding the company's commitment to sustainable growth.
    Budhi Siswoadji

    Aria Widyanto - President & Amartha Mikro Fintek Commissioner

    Aria Widyanto, the President & Amartha Mikro Fintek Commissioner at Amartha, oversees corporate governance and strategic partnerships to ensure the platform adheres to regulatory standards while pursuing growth. By managing the relationship between the company and its regulatory bodies, the President & Amartha Mikro Fintek Commissioner ensures that all operations remain compliant and transparent. This role involves navigating the complex landscape of financial regulations to protect the interests of both the company and the rural micro-enterprises served. Aria Widyanto drives the development of strategic alliances that expand the reach of the digital financial infrastructure. Through the oversight of governance frameworks, the President & Amartha Mikro Fintek Commissioner maintains the trust of stakeholders and the public. By balancing regulatory requirements with the mission of shared prosperity, the President & Amartha Mikro Fintek Commissioner supports the long-term viability of the platform. Ultimately, Widyanto secures the institutional stability required to empower the grassroots economy through sustainable and ethical financial practices.
    Aria Widyanto

    Sreekanth Vadagiri - Chief Technology Officer

    Sreekanth Vadagiri, the Chief Technology Officer at Amartha, architects the digital financial infrastructure that powers the platform's microfinance services. By leading the engineering and product development teams, the Chief Technology Officer ensures that the technology stack remains scalable, secure, and accessible for rural micro-enterprises. This role involves integrating advanced data analytics and mobile solutions to streamline the delivery of capital to women-led businesses. Sreekanth Vadagiri drives the innovation roadmap, focusing on enhancing user experience and operational efficiency through cutting-edge software solutions. By collaborating with other C-suite leaders, the Chief Technology Officer aligns technical capabilities with the broader mission of shared prosperity. Through the continuous improvement of digital platforms, the Chief Technology Officer supports the rapid expansion of services across diverse geographic markets. Ultimately, Vadagiri transforms complex financial processes into intuitive digital tools that empower the grassroots economy and facilitate seamless transactions for all platform users.
    Sreekanth Vadagiri

    Rine Rine - Chief People Officer

    Rine Rine, the Chief People Officer at Amartha, directs the human capital strategy to build a high-performing culture aligned with the company's mission of shared prosperity. Overseeing talent acquisition, employee development, and organizational culture, the Chief People Officer ensures that the workforce possesses the skills and motivation to support rural micro-enterprises. This role involves fostering an environment of inclusivity and innovation that attracts top talent to the microfinance sector. Rine Rine implements performance management systems that drive accountability and professional growth across all departments. By aligning human resources initiatives with the company's strategic goals, the Chief People Officer strengthens the organizational structure. Through the cultivation of leadership talent and the promotion of core values, the Chief People Officer supports the long-term success of the platform. Ultimately, Rine ensures that the company maintains a dedicated team capable of delivering impactful financial services to the grassroots economy while navigating the complexities of a rapidly evolving market.
    Rine Rine

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    Frequently Asked Questions Regarding Amartha Top Executives and Leadership Team

    Who leads Amartha?
    Amartha is led by Andi Putra (Founder & Chief Executive Officer), along with executives such as Ramdhan Anggakaradibrata (Chief Financial Officer) and Budhi Siswoadji (Chief Operating Officer).
    Who is part of Amartha’s executive team?
    The executive team of Amartha includes leaders such as Andi Putra (Founder & Chief Executive Officer), Ramdhan Anggakaradibrata (Chief Financial Officer), Budhi Siswoadji (Chief Operating Officer) and other senior executives.
    How many executives does Amartha have?
    Amartha has 6 executives leading key business areas.
    What roles are included in Amartha’s leadership team?
    The leadership team of Amartha includes roles such as Founder & Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, President & Amartha Mikro Fintek Commissioner, Chief Technology Officer.