United Lending

United Lending now offers FHA financing for buyers with FICO scores down to 585! You read that right! We're excited to announce that we have options for your lower credit score borrowers. We now offer FHA financing for credit scores down to 585. On occasion, a potential buyer's credit score may not be the best indication of responsible use of credi... t. In those cases, we have created qualifying guidelines (over and above the standard FHA guidelines) to establish if a borrower is willing and capable of making their payments when due. Here are some of the highlights: Credit Scores between 620 and 639 can be accepted as long as the following requirements are met: Housing Ratio Maximum of 33% and Total Debt to Income Maximum 45% Single Family Residence (SFR) only.Read More