Unify Credit Union

We offer simple, reliable banking that means you get the best out of what you've got and we treat everyone equal, regardless of status. It's free to open an account and there are no hidden charges, so why not join others who are proud to say they're getting more for their money by becoming members of Unify Credit Union Limited. Unify Credit Union w... as formed in 2002 when three small community credit unions merged together to cover the whole of the Wigan Borough. The last ten or so years has seen an extension of our common bond to cover Chorley, Leyland and Skelmersdale. With branches in Ince, Leigh and Chorley, we are looking to expand and open a new premises in Wigan Town Centre later this year. Membership of Unify is continuing to grow and we currently provide services to over 8000 people across our common bond, including over 1000 junior members in local primary schools. Members save with Unify and we use those savings to give low cost loans to members. Over the last ten years we have provided more than £10 million of loans to members. But we don't just provide savings and loans - we want to ensure that our members make the most of their money. Working with partner agencies, we can help with budgeting, financial planning and debt advice. Your financial well being is key to our success! As a mutual organisation we share any profits with members at the end of the financial year by way of a dividend on savings. This has been between 1% and 2.75% over the last five years.Read More