Uniastrum Bank

The Bank offers to private clients all the spectrum of banking services according to the most up-to-date standards. The volumes of business with individual clients are constantly increasing which proves the growing trust in the Bank and a high assessment of the quality of services on behalf of private clients. The Bank offers to individual clients,... among others, different types of loans, cash management services, deposit services, issue of plastic (debit and overdraft) cards, a wide range of operations with cash funds, the system of immediate money transfers Unistream. The volume of the Uniastrum Bank mortgage portfolio grew in 2007 twice from RUR 4.8 to RUR 8 bln., and the number of loans issued in 2007 constituted 4,112. As of 01.07.08 the volume of the mortgage portfolio of Uniastrum Bank constituted RUR 5.5 bln. and as of 01.10.2008 - RUR 4.9 bln. 2005 saw a significant growth of issued car loans in number. The loan portfolio grew by 3.8 times to reach as of 01.01.06 nearly RUR 2 bln. For the next 2 years the portfolio grew by over 200%, and as of 01.01.08 the portfolio amounted to RUR 4.4 bln. In 2008 the bank continued to actively develop this business line. According to the bank's financial statements, the car loans issued by Uniastrum Bank for 6 months in 2008 amounted to over RUR 2 bln. The average volume of car loans issued in 2008 amounted to RUR 350 mln. The car loans issued in Moscow for 6 months in 2008 amounted to RUR 296,038. This was by 40% more than in 2H2007. The volume of issue of car loans by Uniastrum Bank in the Russian regions is constantly growing as well. In 1H2008 it amounted to RUR 1,792,076 thousand which is by 35% more than in 2H2007, and by 72% more than one year earlier (1H2007 - RUR 1,039,975 thousand). On the basis of the results of 9 months in 2008, the Uniastrum Bank portfolio of car loans amounted to RUR 5.8 bln. In 2006 Uniastrum Bank was granted the Principal Member status in the Visa International payment system, and received a status of affiliated member of the ...Read More