Thought Machine

Thought Machine is a London-based fintech company founded in 2014 that specializes in cloud-native core banking and payments technology. Headquartered in London with offices in New York, Singapore, Sydney, and Melbourne, the company develops two flagship products: Vault Core and Vault Payments. Vault Core is a complete cloud-native core banking pla... tform built from the ground up with a microservices and API-based architecture, enabling banks to easily configure and deploy modern financial products including loans, credit cards, mortgages, and deposit accounts. Vault Payments is a comprehensive payments processing platform that supports all payment types, methods, schemes, and regions globally, providing banks with complete control over the payment lifecycle. The company's mission is to revolutionize the banking industry by enabling financial institutions to move away from outdated legacy IT infrastructure and deploy modern, flexible systems. Thought Machine serves a global client base ranging from Tier 1 multinational banks to regional institutions and fintech companies, with notable clients including JPMorgan Chase, Lloyds Banking Group, ING, Standard Chartered, SEB, Intesa Sanpaolo, Judo Bank, and Lunar. The company has established itself as a leader in banking technology transformation, helping institutions modernize their core systems with cloud-native solutions that offer horizontal scaling, continuous deployment, high availability, and self-healing capabilities.Read More