The Car Financer

Car finance is a way for you to buy a new or used car by spreading the cost over a period of months. So, instead of having to pay everything upfront, you can split the cost into manageable amounts that are paid in regular monthly instalments. There are three main types of car finance available through The Car Financer, the most popular of which is... Hire Purchase, or HP as its more commonly known. The other financing options are Personal Contract Purchase (PCP) and Personal Loans. If you see the term guaranteed finance, its important to remember that no one can guarantee your application will be successful until theyve taken your personal details, noted which car you want and checked your credit file. All of these things will make a difference to your likelihood of being accepted or not, so when you see the words guaranteed finance, its usually a good reason to be cautious. Why come to The Car Financer? The traditional way of arranging car finance is to take out a finance plan from the dealer when you buy the car. But if you sort things out with The Car Financer before you get that far, you give yourself three big advantages: Youve had the chance to make sure youve got a deal thats right for you. Dealers usually offer only a limited number of finance providers You save time. We can deliver a lending decision quickly, often within seconds of submitting your application. Then we can help you with the admin, paperwork and negotiations with the dealer. Can I get car finance if I have bad credit? Yes, we can help people with a less-than-perfect credit history. You may find that youre not offered the great rates that someone with excellent credit history might get, but we may still be able to help you find a finance option to suit your circumstances. What if I've been refused elsewhere? Were often able to help customers that have been refused elsewhere. If youve applied somewhere else (such as a bank, car dealership or even another finance broker) and have not been successful, you might start to think that nobody can ...Read More