The American Worker Plans

The American Worker Plans was founded in 1992 as a Managing General Agent for limited medical plans after identifying a need for providing affordable health insurance for working Americans. The AWP was designed to provide healthcare coverage for "working uninsured" that were typically ineligible for an employer-sponsored plan. Often, lower paid emp... loyees are excluded from participation in primary major medical programs, or even if made available, are beyond their budget. With a little over two decades of experience, AWP proudly offers a variety of both employer and employee-paid benefits products underwritten by many of the country's leading insurers. We have created a fully insured, but highly affordable, limited benefit medical plans, with a focus to cover basic and preventive health care services. Specialties include customized fixed-indemnity medical plans that can stand-alone or be combined with stop-loss coverage to protect employees from catastrophic loss. This hybrid option creates an extremely cost-effective alternative to traditional major medical plans and most efficiently addresses the major components of medical plan utilization. In addition to highly competitive and proprietary programs, differential advantages of AWP include client-customized enrollment booklets, employee communication materials (e.g. postcards, brochures and posters), consolidated administration and billing along with ancillary products with leading TPAs. It is most important that people understand that our plans should never be used to replace any comprehensive major medical coverage that a person has or may have access to. Clearly communicated in both their benefits and limitations, programs such as ours can provide valuable basic medical protection, and the health insurance card is your access to the American health care system. In this specialized marketplace we are proud to serve employers of all sizes, which include some of America's largest employers. We work with five national "A" rated carriers, so that we can provide ...Read More