Special Planning

We recognize that every family situation is unique. We will help build a financial plan that will help ensure that your entire family, including your loved one with special needs, is protected, cared for, and able to achieve their most important goals. Raising any child is a loving exercise in planning for the future. Parents hope to maximize their... childrens potential for success and happiness. They provide their children with strength through love and support. They provide them with knowledge through education and exposure to varying experiences. They plan for their children to safely and successfully leave home and enter upon a fulfilling adulthood. When youre the parent of a child with special needs, planning for the future takes on an urgent and complicated meaning. Unlike other parents, you anticipate that your child may be dependent upon you for his or her home, his standard of living and social structure as an adult. Your concern for the future projects well beyond the age of adulthood.The upper most question in the mind of every parent of a child with special needs is: What will happen to my child when I am gone? My wife Deborah and I developed our expertise in protecting the interests of the special needs children because three of our five children have Fragile X Syndrome, an inherited condition that causes varying degrees of mental and physical disabilities. When Deborah and I married we hoped for a large family. We are each one of 12 siblings-in my case, the family included six step siblings and five natural siblings, none of whom are Fragile X carriers. Deborah has five sisters, and all six are Fragile X carriers. Our first two children, Jacob, and Sophia, each were diagnosed with Fragile X, the most common inherited cause of mental impairment, occurring in approximately 1 in 3,600 males and 1 in 4,000 to 6,000 females. We had a third child, Thomas, and Mary followed, and neither is affected by Fragile X. Liam is our youngest and also has Fragile X. Jacob, Sophia and Liam are all seriously ...Read More