Ricarmo

Ricarmo solves one of the major problems with regular Industry and Retail Superannuation, a clear lack of returns for the risk taken. Typical funds return an average of only 7 to 8% return over a 10 year period, which frankly is only a couple of points over the cash rate of the past 10 years. Regular superannuation accounts track the ASX and do not... hing for their clients during times of economic stress, Ricarmo is different. When was the last time you had a call from your superannuation provider? Did they do anything other than send a mass email during the biggest financial crisis of our time? This is where we are different. We focus on providing proactive service in managing your superannuation to not only produce better returns but to lower risk on many occasions due to diversification amongst different sectors and having the ability to hedge against downside risk. During times of economic downturns we will be in contact regular and offering solutions to reduce exposure and preserve capital. The funds we focus on are wholesale funds which typically aim to produce far greater returns that regular retail managed funds. Wholesale funds are normally only available to sophisticated investors and have very large minimum account requirements of a few hundred thousand or greater. Ricarmo can offer wholesale funds within your portfolio without having to have the huge entry account sizes.Read More