Qifu Technology

Qifu Technology, formerly known as 360 DigiTech, is a prominent credit-tech platform operating within the financial services and brokerage sectors. Established in 2016, the company leverages its proprietary 360 Jietiao brand to bridge the gap between individual borrowers and institutional financial partners across the People's Republic of China. By utilizing an advanced intelligence credit engine, the firm facilitates comprehensive credit-driven services, including initial screening, risk assessment, and fund matching. The company’s core mission focuses on optimizing the lending lifecycle through sophisticated digital infrastructure, ensuring efficient capital allocation for both consumers and small-to-medium enterprise owners.

The organization maintains a robust operational footprint with a workforce of 1,000-5,000 employees. Qifu Technology provides a diverse suite of financial products, ranging from e-commerce and enterprise loans to specialized invoice financing for SME owners. Beyond direct lending facilitation, the company offers high-value platform services, including referral services and risk management software-as-a-service (SaaS) solutions for institutional partners. Meet Qifu Technology's team to understand the leadership driving these technical innovations. Their operational model is designed to scale within the complex regulatory environment of the Chinese financial market, focusing on high-precision credit assessment and post-facilitation support to maintain portfolio quality and institutional trust.

Publicly traded under the ticker NASDAQ: QFIN, the company demonstrates significant market presence and financial scale. With annual revenue reaching $14.0B, Qifu Technology continues to solidify its position as a leader in the credit-tech space. The firm’s strategic focus remains on enhancing its digital credit engine to improve risk management capabilities and expand its reach among underservedView more...