Pacific Sunset Mortgage

We have agreements with many lenders both local & nationwide, to offer you some of the best rates & programs available. Many of the companies we get daily rate sheets from you have heard of, some you have not. For some of them, the only way you can get a loan is to go through a Mortgage Broker, like Pacific Sunset Mortgage. We are not agents or emp... loyees of these lenders. We are a mortgage broker and work with all of them to find you the best loan. You are able to apply directly to many of them yourself but you shouldn't. Will a direct lender tell you to go to another direct lender because the rate is lower? A mortgage broker will. Also, one direct lender might have the best rate the day you call but another direct lender might have the best rate the day you apply or lock-in. Will a direct lender tell you about the wonderful new loan program at another direct lender, that would save you money? A mortgage broker will. A mortgage broker can offer you the best loan program from many lenders with the smoothest & easiest approvals. We can save our clients money by looking through the different lenders to see who has the best loan for you. You are our customer, not the bank. It is kind of like when a travel agent helps you. A mortgage broker is looking after your interests rather than you applying directly at the lender, where someone is deciding whether or not to approve you. At Pacific Sunset Mortgage, if you're turned down by one lender, there will be another looking at your loan within hours for approval. There is no need to reapply somewhere else.Read More