OptimumBank Holdings
Highly Engaged Employees
Highly Engaged EmployeesBanking · Florida, United States · 51-200 Employees
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Overview
Headquarters
2929 E Commercial Blvd, Fort Lauderdale,...Phone Number
(954) 900-2800Website
www.optimumbank.comRevenue
$46.1 MillionStock Symbol
OPHCIndustry
ZI Rank: 2
Signal Type
Dec
Jan
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May
ZI Rank
2
2
3
2
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2
About OptimumBank Holdings
OptimumBank Holdings is a bank holding company founded in 2000 and headquartered in Fort Lauderdale, Florida. The company operates OptimumBank, which provides a comprehensive range of consumer and commercial banking services. Their product offerings include various deposit accounts such as savings, money market, and certificates of deposit, alongside residential and commercial real estate loans, commercial loans, and consumer loans. OptimumBank Holdings also offers financial services including debit and ATM cards, investment options, cash management, notary services, direct deposits, and internet banking. The company maintains multiple banking offices throughout Broward County, Florida, serving both individual and business customers with traditional and digital banking solutions.Explore more
OptimumBank Holdings Org Chart
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Compare Similar Companies to OptimumBank Holdings
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Revenue
Number of Employees
Type
Funding
Founded In
OptimumBank Holdings
$46.1M
51-200
Public
-
2000
EN
Elliot NunezExecutive Vice President & Chief Financial Officer
Company Profile Activity
Activity Insights
OptimumBank Holdings is experiencing very low activity levels compared to other companies in the Finance sector.
What does this means?
OptimumBank Holdings is drawing exceptional interest within the Finance industry, suggesting notable developments or strong market momentum, learn more about OptimumBank Holdings.
OptimumBank Holdings Tech Stack
Most Recent Scoops
Hiring Plans
expects staffing levels to remain flat while supporting growth until approximately $3 billion in assets.
Asset Management, Capacity Planning
Earnings
reported yield on loans averaging 6.98% for fiscal year 2025, reflecting strong pricing discipline and portfolio performance.
Forecasting, Finance, Financial Operations
Earnings
reported total interest expense declining on a year-over-year basis for fiscal year 2025, reflecting discipline liability management and an improved funding mix.
Business Finance, Finance, Financial Operations
Earnings
reported net interest income increasing by $7.9 million year-over-year for fiscal year 2025, reflecting continued loan growth and net interest margin expansion.
Earnings, Accounting, Financial Reporting, Finance
Earnings
Earnings, Accounting, Financial Reporting, Finance
OptimumBank Holdings News & Media
OptimumBank Holdings, Inc. (OPHC) Shareholder/Analyst Call Transcript
OptimumBank Holdings, Inc. (OPHC) Shareholder/Analyst Call April 28, 2026 10:00 AM EDTCompany ParticipantsMoishe GubinMichael BliskoAvi ZwellingThomas...OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 21%+ Core ROAE at April 28, 2026 Annual Meeting
FT. LAUDERDALE, USA, April 27, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) announced today that it will hold its Annual Shareholder Meeting and Investor Day tomorrow, April 28, 2026, at 10:00 AM ET. The public is invited to attend virtually through this link: OptimumBank Shareholder Meeting Webcast LinkOptimumBank Holdings, Inc. Financial Performance for the First Quarter of 2026
Fort Lauderdale, FL, April 24, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the “Company”) is a bank holding company and owns 100% of OptimumBank (the “Bank”), a Florida-chartered commercial bank, OptimumHUD Loans, LLC (d/b/a) as OptimumFunding, LLC, a wholly owned non-bank subsidiary, and OptimumFinance, LLC, a wholly owned non-bank, asset-based lending subsidiary. The Company is pleased to announce net income of $4.7 million, or $0.39 per basic share, and $0.20 peOptimumBank Holdings, Inc. Announces Formation of OptimumFunding to Launch HUD and FHA Lending Platform
FORT LAUDERDALE, Fla., Feb. 23, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (“Company”) announced today the formation of OptimumFunding, LLC (“OptimumFunding”), a wholly owned subsidiary created to support a new HUD and FHA lending initiative, representing a significant milestone in the Company’s long-term strategic growth plan.
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OptimumBank Holdings is a bank holding company founded in 2000 and headquartered in Fort Lauderdale, Florida. The company operates OptimumBank, which provides a comprehensive range of consumer and commercial banking services. Their product offerings include various deposit accounts such as savings, money market, and certificates of deposit, alongsi... Read More
