Minute Mortgage
Finance · Arizona, United States · 11-50 Employees
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Overview
Headquarters
8388 E Hartford Dr Ste 111, Scottsdale, ...Phone Number
(602) 443-5000Website
www.minutemortgage.comRevenue
<$5 MillionIndustry
ZI Rank: 1
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ZI Rank
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About Minute Mortgage
Discount points are fees paid directly to the lender at closing in exchange for a reduced interest rate. This is also called buying down the rate, which can lower your monthly mortgage payments. One point costs 1 percent of your mortgage amount (or $1,000 for every $100,000). Essentially, you pay some interest up front in exchange for a lower interest rate over the life of your loan. In general, the longer you plan to own the home, the more points help you save on interest over the life of the loan. The example payments do not include taxes, insurance or assessments. Mortgage Insurance Premium (MIP) is required for all FHA loans and Private Mortgage Insurance (PMI) is required for all conventional loans where the loan amount exceeds 80% of the subject property value (LTV). Mortgage interest rates shown are based on a 30 day rate lock period. All loan products and pricing assume the property type is single family and will be used as your primary residence. All loan products and pricingRead more
Minute Mortgage Org Chart
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Frequently Asked Questions Regarding Minute Mortgage
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Discount points are fees paid directly to the lender at closing in exchange for a reduced interest rate. This is also called buying down the rate, which can lower your monthly mortgage payments. One point costs 1 percent of your mortgage amount (or $1,000 for every $100,000). Essentially, you pay some interest up front in exchange for a lower inter... Read More
