Michael Moreau

He has been helping clients make informed financial decisions for over 25 years. He is a graduate of The Canadian Institute of Financial Planning in 1993 as a Chartered Financial Planner. Michael holds both financial planning designations; the internationally recognized Certified Financial Planner (CFP) and advanced planning designation, Registered... Financial Planner (RFP). Question: Wouldn't it be great to have a written financial plan so that no matter what happens in your world, the markets or the economy, you'd still feel confident about your future? Michael starts by preparing your own personalized financial plan. A financial plan is your roadmap to financial peace of mind. A well-designed financial plan will help you reach your personal financial goals and give you a greater sense of security. That is why he follows the six distinct steps in financial planning, championed by the Institute of Advanced Financial Planning (IAFP) and promoted by The Financial Planning Standards Council (FPSC). Michael is also different because he offers unbiased financial advice. He is able to shop the market on your behalf for the most suitable financial products and the best rates. In other words, he is not an employee obliged to recommend a specific investment, deposit or insurance product. He has developed a process to comb through the over-abundant supply of investments available and then match the ones that are most appropriate to your objectives and comfort zone. He devotes countless hours each month to monitoring clients' investments. When necessary he contacts clients to recommend changes. Michael is committed to helping you achieve your financial objectives and peace of mind. To ensure open communication, he encourages ongoing discussions by telephone and in person. In addition, he recommends a complete financial planning review meeting annually. Michael Moreau, CFP, R.F.P.Read More