Lower Your Rate

As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy. VA loans are provided by private lenders, such as banks and mortgage companies. The Veterans Administration guarantees a portion of the loan, enablin... g the lender to provide you with more favorable terms. Purchase Loans help you purchase a home at a competitive interest rate often without requiring a downpayment or private mortgage insurance. Cash Out Refinance loans allow you to take cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements. FHA loans are designed for first-time home buyers or people with less than perfect credit. FHA loans offer low down payment options and may be paired with down payment assistance programs. FHA loans offer low, fixed rate mortgages that are government insured. Interest Rate Reduction Refinance Loan (IRRRL): also called the Streamline Refinance Loan can help you obtain a lower interest rate by refinancing your existing Lower Your Rate. Native American Direct Loan (NADL) Program: helps eligible Native American Veterans finance the purchase, construction, or improvement of homes on Federal Trust Land, or reduce the interest rate on a Lower Your Rate. Adapted Housing Grants: help Veterans with a permanent and total service-connected disability purchase or build an adapted home or to modify an existing home to account for their disability. Other Resources: many states offer resources to Veterans, including property tax reductions to certain Veterans. We help you get the most out of your mortgage. Have question? Just ask. When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation. Any ...Read More