KBHS Home Loans

Highly Engaged Employees

KBHS Home Loans LLC, headquartered in Irving, Texas, is a residential mortgage lender licensed to operate across 45 states and approved to conduct business with the U.S. Department of Housing and Urban Development. Backed by Stearns Lending LLC, the nation's eighth-largest lender by volume and nineteenth-largest by number of loans funded, KBHS Home... Loans combines the operational scale and expertise of a major mortgage bank with the product flexibility and customization capabilities of a mortgage broker. The company is approved by all major secondary market investors, including the Government National Mortgage Association (Ginnie Mae), the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac), as well as by the Veterans Administration and the Federal Housing Administration, enabling it to serve a broad spectrum of borrowers including veterans and government-backed loan programs. KBHS Home Loans differentiates itself through a regional loan processing model that keeps applications, underwriting, approval, and document preparation within regional teams rather than centralizing operations nationally, allowing for faster turnaround and more personalized attention. The company's core value proposition centers on delivering exceptional customer service and personal attention throughout the entire loan lifecycle, from initial application through closing and beyond, supported by experienced staff and comprehensive resources. By merging the efficiency and stability of a large-scale mortgage bank with the product variety and flexibility traditionally associated with mortgage brokers, KBHS Home Loans positions itself to address diverse borrower needs and circumstances while maintaining competitive service standards and operational reliability across its multi-state footprint.Read More