IBEW Local 13

CONTINUE GETTING PAID IF YOURE UNABLE TO WORK DUE TO ILLNESS, INJURY, OR DEATH Illness, Injury, and Death Are The #1 Cause of Bankruptcy & Foreclosure In America. Take Control of Financially Protecting Yourself and Your Loved Ones! No medical tests, questions, or underwriting to enroll; no active working member of the IBEW Local 13 can be denied co... verage! Is What You Currently Have Enough? Understand the Limitations of Our Current Health & Welfare Benefits: Today, without these Paycheck Protection Benefits, 68%-100% of your income is lost when you cant work due to illness, death or off the job injury. These supplemental benefits would pay in addition to the current benefits and provide an extra level of income protection. Heres the income protection gaps of our current Health & Welfare plan: Continued Income When Your Paycheck Stops Due To Injury, Illness or Death! Life Insurance w/ AD&D for Member, Spouse, and/or Child(ren) No medical tests, questions, or underwriting to enroll; no active working member of the IBEW Local 13 can be denied coverage! It is important to understand that these Life and Disability benefits DO cover COVID-19 (Coronavirus) in the event that you contract the virus and cannot work (to include being quarantined after being diagnosed with COVID-19) or pass away as a result of the virus. Furthermore, if you experience a work stoppage due to COVID-19 and are not actively working on the effective date of coverage; you can still enroll, be covered on the effective date of coverage and continue being covered while out of work through July 31st, 2020 as long as premiums are paid. The below list provides the main parameters a members claim must meet in order to be eligible to file a claim for the Coronavirus. However, there may be other factors that would impact a Coronavirus claim. Members who are quarantined as a preventative measure and do not have an official Coronavirus diagnosis by a medical professional would not be eligible for benefits, including, but not limited to; The normal waiting ...Read More