Holo

Highly Engaged Employees

Holo is a Dubai-based fintech and proptech company that operates the Middle East's first digital mortgage platform, simplifying the home-buying process through an integrated end-to-end digital solution. Founded in 2019 by Michael Hunter and Arran Summerhill, who collectively bring nearly twenty-five years of experience in the mortgage industry from... the United Kingdom and United Arab Emirates, Holo was created to address the complexities, inefficiencies, lack of transparency, and fragmented ecosystem that characterize traditional mortgage processes in the region. Headquartered at Marina Plaza in Dubai, the company provides homebuyers and homeowners with free access to over five hundred mortgage products from more than twenty lenders across the UAE, including both conventional and Sharia-compliant financing options. The platform enables users to check mortgage eligibility without impacting credit scores, compare real-time mortgage and refinancing options, receive personalized recommendations based on individual profiles and preferences, and complete applications online with guidance from dedicated case managers who handle all interactions with banks throughout the loan processing journey. Holo operates on a commission-based business model, earning fees from banks for connecting them with qualified clients while providing completely free services to homebuyers. The company has raised twenty-two million dollars in Series A funding led by Impact46 and Mubadala Investment Company, with participation from Rua Growth Fund, anb seed, MoreThan Capital, Dubai Future District Fund, and Salica Oryx Fund. Having processed over twenty-four thousand homeowners since launch and achieved profitability in the UAE market, Holo is expanding across the Gulf Cooperation Council region with its first office opened in Riyadh, Saudi Arabia, introducing AI-driven mortgage tools that provide personalized recommendations and faster approval processes while positioning itself as a leader in the Middle East's digital mortgage and property technology landscape.Read More